If you’re behind in paying your bills, you may be contacted by a debt collector — someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Have you seen websites or ads, or gotten telephone calls that say a home-based internet business could be your ticket to making easy cash? Some claim a business coaching program will help you get going. Before you respond to an offer for business coaching services, keep your money in your wallet and your eye on a recent case brought by the FTC.
It’s that time of year again. If you’re a college student seeking financial aid, you should fill out the Free Application for Federal Student Aid (FAFSA) as soon as you can. While the deadline for submitting the FAFSA is June 30th, many states and schools allocate funds on a first-come, first-served basis, and some states have deadlines for filing the FAFSA to be eligible for certain kinds of aid.
Assistant Director, Consumer & Business Education, FTC
A favorite trick for rip-off artists is to pretend to represent a trust-worthy and respected organization. Today – and we mean that literally -- we’re hearing from businesses that have received email exploiting the good name of the Federal Trade Commission. We don’t want you to lose money or valuable information to a scam artist sending a phony message claiming you’re a target of the FTC.
Immigration can be a complicated process. It’s reasonable to want help navigating it. And it’s vital to find qualified help. But it’s equally important to be careful about who helps you. Friends and relatives may offer advice, or a business owner or notario may promise good results for a low fee. Here at the Federal Trade Commission, we hear from people who have gotten bad advice from trusted friends and relatives or who have lost their money to unscrupulous notarios. In the worst cases, they’ve lost their chance to immigrate.
Let me guess… one of your resolutions is to lose weight this year. And, sure, there are products that claim they can help you shed the weight. But an FTC case reveals some weight-loss claims are hard to swallow.
Got a minute? Get the skinny on diet ads and weight-loss products from the FTC’s new audio tip.
New products that make big claims about health benefits seem to pop up all the time — like ads for dietary supplements that claim they can help you lose weight, get allergies under control, or prevent the common cold. But how do you know if those claims are true?
Bamboo: it’s not just for tiki huts anymore. In fact, because it grows quickly and with little or no pesticide, it has become popular in products that range from flooring to furniture.
But according to recent FTC lawsuits against Amazon.com, Leon Max, Macy’s, and Sears, when it comes to soft textiles, like shirts or sheets, items that are advertised as bamboo are really rayon. What’s worse? Some bamboo wannabes were promoted as environmentally friendly, but manufacturing rayon — even when it’s made from bamboo — is far from a “green” process.
Exercise more. Floss daily. Remember anniversary this year. Something’s missing… computer security! Your list of resolutions isn’t complete until you add “update my security software” and “protect my passwords” to the mix. Don’t worry, it’s not time consuming. Protecting yourself from scammers, hackers, and identity thieves is definitely something you’ll want to do this year.