Is that debt collector for real?

It’s stressful enough getting calls from debt collectors for bills you actually owe. But if you’ve ever been harassed and threatened for debts you’ve never even heard about, let alone accrued, it can be downright harrowing – and quite possibly illegal.

Today, the FTC announced that a U.S. district court has temporarily halted a Georgia-based operation from using deception and threats to collect millions in phantom payday loan “debts.”  The FTC says Williams, Scott & Associates and company president John Williams lied and threatened people to pay on debts they didn’t owe – or debts the company didn’t have the authority to collect.

According to the FTC, the debt collectors claimed to be federal and state agents, investigators, or members of a government fraud task force, or they pretended to be with a law firm.  They falsely told consumers their driver’s licenses would be revoked and that they faced immediate arrest and imprisonment if they didn’t pay up.  How did the debt collectors even know to contact those consumers?  The FTC says many of the people had inquired about a payday loan online at one time and submitted contact information, which the company later got its hands on.  The case is pending in federal court in Atlanta.

Don’t get intimidated by a bullying bill collector – real or fake.  Any debt collector impersonating a law enforcement officer or threatening you with immediate arrest if you don’t pay up is violating federal law.

If you think a caller may be a fake debt collector:

  • Ask the caller for his name, company, street address, and telephone number. Tell the caller you won’t discuss any debt until you get a written "validation notice." If the caller refuses, don’t pay.
  • Put your request in writing. If you have the caller’s address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. The Fair Debt Collection Practices Act (FDCPA) requires any debt collector to stop calling if you ask them to in writing.
  • Don’t give or confirm with the caller any personal, financial, or other sensitive information. Fake debt collectors, and other scammers, can use your information to commit identity theft and other crimes.
  • Contact your creditor.  If a debt is legitimate – but you think the collector isn’t – contact your creditor.  Tell them about the suspicious call and ask who, if anyone, the creditor has authorized to collect the debt.
  • Report the call. File a complaint with the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA.

Learn more about protecting yourself from fake debt collectors and about your rights if you actually are facing debt collection.

 

Tagged with: debt, debt collection, scam
Blog Topics: 
Money & Credit

Comments

I believe these people are at it again.I received a call today from 210-762-6845. Received all kinds of threats about being arrested for being default on a payday loan and I have never had a payday loan.

Same thing happened to my wife today. Recieved a call from 210-853-2440 threatening with two felony charges and immediate jail time if an old credit card debt was not paid by 4pm.

Thanks for sharing your experience. You can file a consumer complaint with the Federal Trade Commission (FTC) at www.ftc.gov/complaint. Also, the article Fake Debt Collectors provides tips to help you handle calls like the one you describe.

they are at it again. 2107444130 mary ellen, jackie are just some of the names i spoke to. they refused to give an address, lic number, said they where affidavit investogator processing company with some attorny offce. Icalled the payday loan company and they are dispersing me a letter that states i have never had a loan with them. they are dishing threats and are not very smart when it comes to backing up those threats. its redicolus

Repeated calls from Western Aquisitions Group for a summons for one of my adult sons on my phone. Located in Albany, NY - 1000's and 1,000s of complaints against them. They will give no info.

How do you stop real collection agencies from calling you looking for other people. I'm listed with my first initial in the phone book, so get calls from agencies looking for anyone with a name that starts with my initial and my last name. They usually remove my phone # and stop calling for that person, but before long, someone is calling for someone else. It's been going on for over a year. These people are in no way associated with me or my phone number. They appear to just be randomly searching for them.

I received a call from Pro Res Ofc, using the 800-829-1040 claiming they were tax forwarding dept of the IRS. The male claimed there was a legal petition notice against my name and social security number. There is no such action as far as I know. They wanted me to call at 202-580-8078 to talk with them. I think it's a scam and needs to be investigated.

I received a call today from a similar number 202-508-9812 when I called back the number was either busy or stated that the person was unavailable and the voice mail was full. I reported them today

Same thing happened to a friend of mine
they spoof various phone numbers
I did speak to them and they sound like they are from the Caribbean or Africa
202-580-8078

I just received a call also,,says from District of Columbia on my phone ID ,, same story owe back taxes sheriff comeing to arrest me , # 202 864 1280 Detective kevin Peterson he said his name was, very thick accent

I got the same call 800-829-1040 from Pro Res Ofc. Thank you.

We got one on recorder this am from 888-385-0228 claiming to be the treasury department and if I didn't call back as soon as I got the message they would have me arrested for financial problems with the IRS. Eastern woman accent, am sure not from USA.

This was probably a scam. You can report the incident to the Treasury Inspector General for Tax Administration (TIGTA) at 800-366-4484 or online. You can also file a complaint with the Federal Trade Commission. Add "IRS Telephone Scam" to the comments in your complaint.

I have been getting calls from (636) 333-6046 Stating that I had a payday loan out in a state that I never lived in. I found out on a credit report that there was an address that I have no knowledge about. This "Collector" was very rude and yelling about it, even though I have told him repeatedly that it wasn't possibly me that obtained this loan. Also claimed that he was sending the sheriff to put me in jail about the matter.

Thanks for sharing your experience. You can file a consumer complaint with the Federal Trade Commission (FTC) at www.ftc.gov/complaint. Also, the article Fake Debt Collectors provides tips to help you handle calls like the one you describe.

I received a call from Pro Res Ofc 800-829-1040 agent calling himself Jeff Martin ( I think, because his accent was difficult to understand.) He said he was from the IRS, the Internal Revenue Service and that I owed money. I expect I was not the only one receiving such a call, but I hope this information helps you track the scammers.

I received a phone call from a company called Global access litigation company. The women on the phone was Mrs Joynes. She stated that I owed MyCashNow for a loan of $300 and I'm being investigated for fraud. She stated that I received a payday loan from My Cash now in June of 2010 and that after I received the $300 direct deposit I cancelled my bank account. I have never heard of MyCashNow and I did not recieve a $300 loan from them. She said that if I dont pay they are going to have there investigators come and serve me with papers. She also said that I can pay $400 today and get a paid in full statement from them or I can go to court and pay around $5000 for legal fees.

I received a call this morning from a middle eastern man. He said I had a loan out that I didn't pay back in the amount of $8000! He said I would be arrested, they would come to my work, and I would be in jail for 30 days!
A few months ago I had the same type of call but they called my work number and harassed my co-workers to put me on the phone.
This time I told the gentleman to Bring On!
I went to my local police dept but there was nothing they could do. The scammers will change phone numbers as quick as they can.
Please don't be scared of these slime balls!

Same thing happened to me a few months ago and they started up again in the last week. I told them to send the cops to my work or home because I work for the local sheriffs department. They stopped calling a while back but they are being horrible this time.

Received an email with the subject line of Final Notice Before Arrest from the Financial Crimes Enforcement Network for a past due payday loan debt. They provided the following information:
Fax: 866-889-2812
Phone: 202-506-9282
Section Office r: Eric Matthews

I would expect that if this was truly a government agency, the email address would end with .gov. This is clearly not the case.

Due to the formatting,spelling etc, this cannot be a legitimate document.

Take caution if you receive such an email.

Call from a Brian James- (he had an accent also.)at 202-864-1281. Said I owed money to IRS, and he had an affidavit for my arrest and read a list of all the things that would happen to me if not paid immediately. He called again 2 hours later!This needs to stop!

I recieved a call today from #(202)506-9680. They told me basically the same thing- that IRS did audit of my taxes and that I owe them $8,000.00 something dollars from 2008-2009 taxes, and that they were going to take any property, freeze my bank account, and suspend my driver's license- I was a nervous wreck! Then he connected me with the "senior officer" who said his name is Alex Cooper( with a accent from India).

I just received a voicemail from the same guy. The heavy Indian accent made me Google the number and question it. Glad Ai did.

I just got two voicemails from the exact same number, exact same name. But, my phone never showed a call and the message obviously started in the middle of whatever pre-recorded spiel they'd set up. I didn't call the number he gave, since I'll always wait for something in writing from a bank I've actually dealt with, and I've never borrowed anything except student loans.
It's still a scary call, though!

I got 10 emails from this past week from lawyers offices telling me to download the zip file to read my court papers to appear in court. this is just crazy and i just wish the crap would stop. The only good thing is i don't get the phone calls just the emails. thanks for listening or reading

Received a call from 213-223-7900 stating they are looking for my car, reported the car missing and can repo it.

I received same message from 202-864-1280 saying they are from IRS and the sheriff is coming to arrest me, cause I owe money. I owe nothing it's definitely a scam, has heavy Indian accent. I just filed a report on this site, hope they catch them.

Thank you so much for this information. One never knows when someone may call on you.

Got a call from Rebecca Outlaw from Outlaw and Griswald saying they had a warrant and federal check fraud charges against me. Left call back 210-762-6845, second call 210-693-0046, caller id was 210-764-6282. Scammers in San Antonio, TX. Do not give any info. Bottom feeders that refuse to get real jobs.

When we returned from a vacation, we had a voice mail asking us to call back at 202-506-9680 to avoid legal action from the IRS. When we called, we were told we owe money to the IRS and were facing legal action and that someone would call us back with instructions on how to settle the debt. We got a call back from 800-829-1040 and the person said we needed to pay them within the hour - using a Rite aid debit card. They hung up on us when we asked for proof that they were legit.

Thank you. Got a message from that same# today and at first was a nervous wreck, and then asked them why now?! Told them I do not have $8,000.00 to give them. They had accent from India and the guy said his name was Alex Cooper. They did not get any info out of me. Going to report them.

I got the same call, same name too.

Woould like to find out if Moorcroft Debt Recovery ltd or akinika debt recovery formerly trading as iQor recovery services are genuine companys

I and my employers are receiving calls from a 303-566-8631, 805-842-3989, and a 541-914-8837 stating I owe money and demanded my boss to start garnishing my wages. when my boss asked what the name of her company she was representing was, she never replied just kept saying she would fax the garnishment letter and was super rude.

While the extortionist tactics are similar, the fake tax debt calls are a somewhat different matter from the Atlanta payday loan thugs. The faux IRS agents tend to emanate from South Asia, and would therefore be much harder to throttle from across an ocean.

There is little doubt to me, from the recent pattern of complaints, that the fake tax debt calls spew from the same gangs of hoodlums who would otherwise accuse you all of "check fraud" from an old payday loan. Their bullying talkoff scripts are still "wishing you luck as the situation unfolds", and other well-worn phrases. Probably using the same scripts with a few scribble marks over key terms.

IRS Warns of Pervasive Telephone Scam
http://www.irs.gov/uac/Newsroom/IRS-Warns-of-Pervasive-Telephone-Scam

Scammers continuing to pose as IRS agents
http://www.consumer.ftc.gov/blog/scammers-continuing-pose-irs-agents

202-580-8078 they call pretending to be from the IRS and demand immediate payment or an arrest warrant is issues
202-580-8078
202-580-8078
202-580-8078

You can report the incident to the Treasury Inspector General for Tax Administration (TIGTA) at 800-366-4484 or online. You can also file a complaint with the Federal Trade Commission. Add "IRS Telephone Scam" to the comments in your complaint.

I received a recorded call this morning from a 202-506-8649 stating they were IRS and I needed to return the call ASAP. I called them back and told me that I owed a large amount of money from Taxes 4 years ago and that what I submitted is not what IRS had on file, and that it was too late to stop the proceedings and I would be arrested and put in prison for 5 years, my house taken, my license suspended for up to 40 years. He asked what I wanted to do, I told him I wanted to fix the problem. He said okay and transferred me to another guy and he said that I had an hour and half to come up with half of the amount owed in cash or the would continue with the charges, they would not give me any extra time. I asked them what do I do when I get the cash, he said to call back at this number 202-506-567 and he then would tell me where to send the money and would have to pay 200 a month after that till paid off. I got off the phone with him and Immediately called the IRS number and spoke with them and they said that it was a scam. Do not give any personal information out. These people were very adamant and aggressive and will actually make you think your in the wrong and scare the heck out of you by telling you your going to prison. Beware people.

I just got the same thing from the same number. it's for sure a scam right?

I just got a call from that same number, 202-506-8649. It's for sure a scam. The IRS would only contact folks with tax troubles by mail first. The gov't does not give people initial notice of anything by phone, it's always first by letter. The legal concept of notice is taken very seriously by the gov't.

I received several calls today from 800-829-1040. I was threatened about being arrested and going to federal court for commiting fraud. The number provided to call back was 202-580-8078. The person speaking had a very thick accent so it was very hard to understand. They had my last name accurate but the first name was not.

I have been receiving phone calls from a bougus collector's local office in Miami 305 507 4577 stating that I owe 1200 to a payday loan company and offered a settlement for $510.00 if I could make a payment over the phone to avoid legal charges or they would serve me with legal documentation. They connect to another number 844 823 0319 and 855 969 8599.

So they're not real right? Did you verify that?

has anyone confirmed whether or not a "debt collector" is real or fake from the phone number (214) 504-2986?

Found a message on our machine today from a man with a thick Indian accent. Said that we owed nearly $1000 to the IRS for the "2011-2012" tax year; and that if he received any further complaints, he'd send his agents with a warrant for our arrest. Seemed bogus from the start: he mentioned some "Department of Levy", our state's police department (who should be little concerned with a federal tax bill) and that his name was "Deputy Chris" (rather informal). He left this number: 919-714-0101. Picked up when we called; seemed interested in discussing our case until I asked him to resend the supposed March 2013 letter that described our situation. Then he hung up. Of course a call to the IRS (though with a long wait time) revealed that this was bogus. He laughed when I suggested that the IRS probably doesn't go and arrest people for $1000 mistakes in taxes from two years ago! The IRS man indicated that they always provide ID numbers, as he had at the start of my call to him. Did a reverse phone look-up. Linked to a supposed XO Communications in Raleigh, NC. Their website looked very slick; hard to know if it's a legit firm.

The IRS is warning about this scam. You can report the incident to the Treasury Inspector General for Tax Administration (TIGTA) at 800-366-4484 or online. You can also file a complaint with the Federal Trade Commission. Add "IRS Telephone Scam" to the comments in your complaint.

There is a company that is calling and leaving a voice mail stating "you are being investigated for check/bank fraud and we are going to contact your employer to verify employment and you will be summoned to court. You have until the end of business today to call us at 214-504-2986". This is a SCAM and a Boiler Room operation. How do we get them shut down?

I received the same call today with the same phone number.

Got a call from New York, NY and was transferred to (281) 301-1638. Told that my husband obtained a pre-paid Visa Card, a judgement had been issued against him and that an arrest warrant would be issued. Checked his credit report. No such event happened. I knew he hadn't applied but was worried about identity theft. These people need to get a life. I am not paying you $700 for a $991.75 pre- paid card that I never applied for.

This is the transcription of the voicemail I received... Because of the heavy accent, some words were transcribed incorrectly (but you get the gist):

Ohh Hi Sarah, Good Morning. This is Officer, Kevin P, just calling you from the I. R. S. Touched Internal Revenue Service. For the tax Crime Investigation you. The purpose of the called me to you, just let you know that. You are being listed as a primary suspect, and he's been filed by the I. R. S Today we received some leverage for the. Sabins here in regards for tax fraud committed by you. So we're about the issue on Mon. Bring the arrest warrant. The being stupid about this and the put weight I could do extra further work to get your rest. So, I'd like to speak to you long on the link between the ages. On (202) 864-1280. I repeat, it's (202) 864-1280. Do not disregard this message and its home. Goodbye.

I just recieved the same exact message. The Computer didn't mentioned my name though. I Tried calling the number back but no one picked up and there was no voice mail.
This is really stressful.

Hey everyone, so my wifes gets a voice mail saying she owes the IRS and that if she doesnt pay she will be arrested. They called from this number 2025808078 and sounds like a hindu speaking man. I just called a secong ago and ask why didn't I get a notification by mail, he said it was on his way and then I ask what else he needed. He then requested some additional info and then I Laugh said " I'm on to u fing bastard" and they hang up..so be careful everyone, don't fall for it...

I received a call from 888-512-5897 A recording says it is "David Jenkins" from Process Mediation, regarding possible litigation if I don't respond within 48 hrs. First of all, I don't owe anyone that is delinquent, second a lawsuit would be proceeded by a letter of demand for payment before it went to court. SCAMMERS!!!!
DO NOT CALL THEM BACK.

I got this exact same phone call Monday 7/14/14.

My husband got this same call and they had all his info and wanted us to pay a credit card debt that i have prrof was paid.... Needless to say he gave them our debit card info which i have now called the bank and stopped the cards... Is this really happeneing??

Is this for real??? We got the same call about an old credit card that we paid off but they r saying we owe money on and if nt paid they will pursue legal action and take us to court... I dont want to go to court if its real but if its fake i dont want to pay it... Help!!

I got this same nonsense as well. Glad to hear others are getting it and trashing it. I'll do the same. Bunch of low lifes.

Yes, this is totally fake. there is no need to worry. just report them.

I have received this same exact call twice first time on 7/15 saying I had 48rs to respond or a warrant will be issued number came from New Hampshire. Second call came this morning 7/23 from Delaware same recording same guy same 48hr. Threat... its a scam do not call back. They want your info. Dont do it

I have gotten the exact same call all week. Terrible!

I received a call from this number as well today and they had my address, social security number and my pertinent information that I don't give out to anyone. This is creepy, I called them back thinking they were a true company with a case number. DO NOT CALL THAT NUMBER!!! Scam!!

I received a call today from "Process Mediation" and spoke to Mary. The telephone number was 203-307-1160. They told me there was lien against me from Bank of America. I asked for this in writing and the lady got offensive. She was rude anyway. DO NOT GIVE THESE PEOPLE ANY INFORMATION. My dad is an attorney and he said if it was legit, I would get something in writing. Tell all of your parents and grandparents, aunts, uncles and families about this. It would be terrible for an older person to think it was real and give them information.

I received a call today from 214-504-2986 saying that I needed to call by close of business today for them not to put a warrant our when I called back they had no record of my name but wanted my SS# when I refused to give them that information they became irate and started threatening me

Just received a call from 202 506 8649 (stating his name was John Miller, IRS Agent #1006748) telling me the IRS was in the process of filing a lawsuit against me and my husband. I started asking more questions as to why and what for, he just kept threatening me, asking me numerous times if I had a lawyer. When I asked him if I could possibly speak to someone else who spoke clearer English, being that we have never had a problem with the IRS, he hung up on me. I hope these people go straight to HELL for the anguish I have to believe they are causing people!

I just received a call from a man claiming to be with the Department of Legal Services, and he was threatening to ruin my credit if I didn't repay a "payday loan" through Ace Cash Loan that he claims I was the co-guarantor. When I asked him for paperwork and for his business address he would not provide it. I contacted Ace Cash Loan and they did not have not any debt in my name. I also contacted the Better Business Bureau and they did not have any information on this agency. The man claimed to have an office in Round Rock, Texas.

I got a call today from the number 425-298-3923. I was told to call Richard Fellman within 24 hours are there will be a legal matter filed against me. I did not respond because if you deliver that type of message with a recording it is not legal. Legal papers has to be filed in the proper way. So please do not respond to this number or any other number.

I received a call from 202-2417431 pretendign to be from the IRS and threatening me with jail unless I paid 23400 dollars inmediately. They wanted me to go to CVS and get the cash. When I became suspicious and refused, saying that I would go personally to the IRS to check whether I had any outstanding taxes (not to may knowledge), the guy became irate. Then I got a call from "911" same voice, and when I said I was on my way to the IRS, he was rude and hung up. Please stop these scammers!!!

I received a call from a debt collector for which this debt is like 5 to 4 years past the statutes of limitations. I always keep my paper work & you wonder which of the 4 to 6 agencies are legit agencies. Well first thing I know I needed to do is to send them written correspondence requesting them to cease & desist any & all communication. Then if I felt they were really real requesting other information for verification is a smart & proper thing to do. For some reason they would not give me their address. I called back several times trying to get an address & a dial tone was all I got. Then they want to say you will be prosecuted for fraud, though you can't fraud a collection agency. So the original creditor would be the fraud prosecutor. I still need the full name & address of these people just to file a report. Now I am laughing because they are still trying. With some determination I will find out the information I need (it's out there) & definitely they will be reported. Commen sense.

I get phone calls from strange phone numbers and I never answer them, but today I received an email from Mark Smith of acs Legal group: in the subject line:RE: ACCOUNT NUMBER -ACS-26952, SUBJECT - LAWSUIT
and the email said I was being investigated for fraud and I need to respond in 48 hours, or I would be in violation of federal law. These guys are unbelievable!

That is the same email letter I got last night... It said I owed 968.00 it also had three charges they were charging me with if I didn't respond within 48 hours. What Meanies!!!!!

I have received 3 calls from 202 506 8649 today how annoying . Remember the IRS will have a 1 800 number if they did contact you, which they do by MAIL FIRST.
Another number with a New york area code was trying a scam last week saying my $10,000 loan was approved. I wonder if its the same network of scammers .

I WAS THREATENED WHEN I WAS TOLD I OWED 5K. TO THE IRS. AFTER I THREATENED HIM BACK I WAS TOLD ALL MY INFO WAS GOING TO BE GIVE TO AFGAN TERRORISTS.

Got a call today from 315-636-5282 saying that they are from the Federal Government of United States, Criminal Investigation Unit and that there is some violation that needed to be resolved. Asked for info but we didn't give them any. When asked why they didn't send official letters they said, they sent them but they were non-deliverable?
We don't have any violations.
Heavy asian accent.
Scammers

I get calls every week from A Chief executive officer Alfred Reed and he tells me that he has been working on my case and that I have commited Fraud by Deception I have paid money to him with a Money pak.
I need someone to respond or please take a look at all these people with all this deseption I have no more money please lord make it stop.

Do not send these scammers anymore money. I received a call yesterday from 202-241-4952 saying he was an private investigator with the IRS saying that I committed tax fraud and would be arrested in 2 hours. I laughed and said that to send them.'ll be waiting. He said you think it's funny. I said yes and that I haven't received any written notification from the IRS. He said that he was going to look over my case and call back in a couple of hours. I said, go ahead and do not call me again. Have not heard from him so far and really don't expect to. I read about various scams last year on www.irs.gov

Just received 2 calls from 202-506-9882 claiming to be IRS and threatening legal allegations if call is disregarded. Reported it as scam to IRS & FTC.

i got a total of 4 phone calls from the same number, 2 on my home number and 2 on my cell number. all within a 5 hour time line. they called the home phone first, then 5 minutes later, the cell phone. i didn't catch the name of the person calling. but the number is the same. 832-742-7937. they called from that number and wanted me to call 802 number.

My 16 yr old just got a call from 213-337-8678, an Indian man told her she was being sued by the us treasury and to call back and ask for Chris Evens. My daughter just started her job and hasn't even filed taxes yet! These people must be stopped

I received a call from a Private number looking for my wife (he had her name). He stated he was a process server and that she was very hard to contact, and he had a sealed file regarding criminal activity. He wanted her to call Robert Pierce at 202-689-9818 to deal with the issue. I called and he stated she had written a fraudulent check in San Diego from the Union Bank of California. He stated it was over $1000 which made it a felony. I told him to run it through the Marshals office then he started putting on the pressure. He hung up and ten minutes later we received a call (this guy trying to disguise his voice) stating he was from the courts and he was sending the sheriff out out to "collect my wife." I called the number back and strangely enough it was from the municipal courts, but the system had no records of my wife. These people will try anything.

I get calls all the time and it is so frustrating. They call relatives and work and the calls come from all over. I usually check the phone number and do research. I refuse to call them back no matter how annoying it can become. This type of crime is increasing every day. I report the information to the BBB and also the local authorities.

I have recieved calls from 214-810-7125 stating I owe money and that I will be seeing a sheriff at my home or place of business for fraud, obtaining money by false pretenses and money wire fraud. I informed them that only deposits I have direct deposit are my payroll deposits and my other check deposits are for child support. They refused to give me contact information for the company I supposedly received money from and an amount. I asked them if they had a warrant for my arrest, then what bank information did they have on file for me. They wouldnt give any information. At that point I informed them that I worked for the sheriff's department (which I dont)and that my best friends husband is a deputy with our sheriffs department. My best friends husband, when I explained the call I received, ran my info and said I came back clean (to make me feel better) and he informed me that its a scam to get you scared into sending them money through your bank account. Once they have your bank information, they clean your account out. Why cant people make money the right way by actually getting a legit job and earning it. I live paycheck to paycheck and could not afford for someone to scam me.

i rec'd a harrassing call today too, and so did my employer. This kevin said i was embezzeling money and theft by deception, that I too had a payday loan that i defaulted on. which is not the case. the number is 727-231-1572. they say they are coming to my work tomorrow and surround my desk. they are threatening my coworkers too. I put in complaints so i hope it stops soon.. i had to cancel my bank acct too.. they even had all the info, my ssn drivers license number..its crazy...please help

We had a voice mail from "Mark Winter from the IRS telling my wife to call him back the very second you receive this message... blah blah blah...because of a tax deficiency. If you or your attorney of record does not call back you will have serious legal issues (all in such a heavy Hindu accent that it's hard to understand). If you do not call back right away all I can do is wish you a good luck as the situation unfolds on you". The number he gave was 202-506-9240. This is such a load of s**t but unfortunately people fall for this. I'm glad to see others of you putting this out there to warn the public. As a CPA I know that's not how the IRS works. They always write numerous letters first and in 30 years I've never seen them initiate contact by phone. So don't fall for it!

Richard Boyce SCAMMER emailing fake payday loan scam threats from richard posing as an attorney in California. There is no attorney by that name licensed to practice law in California according to the California State Bar.

Here's the scam email - scary bc he has my real social and a real former employer name.

Attention, this is last and final chance you.
This Legal Proceedings issued on your Docket Number with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

Amount Outstanding $740.00
We have sent you this warning notification about legal proceedings on March 8, 2014 but you failed to respond on time now it’s high time if you failed to respond in next 4 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict against you. Your salary wages will be garnished.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.
And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
You can Email back to get the payment mode too.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company , and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,CashNet USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Ezmoney Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
TERMS & CONDITIONS YOU AGREED
By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

RICHARD BOYCE

You can file a consumer complaint with the FTC at ftc.gov/complaint. We appreciate your blog comment because it helps warn other people about this scam, but it’s not a formal complaint. Watch this video to learn more about how to report a scam and why it matters.

I received a call on Friday advising that I had committed bank fraud and they were going to serve an arrest warrant on my job. He said his name is Douglas of Advanced Mediation Solutions. His number is 972-435-0004. He would not give me any information. I told him that I had contacted several agencies like FTC and FBI due to receiving these calls every day. He told me "well the information is being sent to your HR dept as we speak, so you can hang up and call the FBI."

Received a call from 855-969-8599 stating that this was a final notice for process of service scheduled for Thursday morning. Left the number 855-721-1113. No business name, no name of the caller, nothing that seemed legit. I am sick of this stuff!

Ok so these bottom feeders don't know when to leave me alone. They are calling my work phone, they called my husband and mother in law to let them know that the sheriffs officers are coming to my house for check/bank fraud and if I pay $1000 now they won't take me to court and I won't have to pay the $4300 at court. They are saying about payday loans which I never even heard of. My office has been blocking these phone #s. Also every one I check on Whitepages.com and they all come up either invalid phone# and High level of Scam Activity. So if you see these phone #s report to the Better Business and Federal Trade Commission. These people need to be stopped!!

844-798-3799
855-339-0011
855-244-7206
201-639-0174
856-231-5549
908-547-5914

Got a call today and 7/15-robocall saying my firstname and saying they were trying to verify my employment for litigation on check or bank fraud. I'm in Iowa. The callback number they gave was 214-504-2986 or Dallas, TX. I have reported this on the FTC complaint site as #54979532

Yesterday I received email from James Anderson for payment past due that he's a Resolving Officer, I got loan from cash net USA and if I don't replay back in 5 days that I'm going to court and have to pay $4203.86 and need my replay back to this email and give him my payment information. I replayed back telling him I never had loan and I talked to my police dept about you, he didn't care I received another email from him saying he's waiting for my payment information. Crazy I never got loan out I called twice to cash net USA and they don't have account on me. They was nice and apologize and gave me information on what steps to take

Received a voicemail on my landline from "audit division of IRS" saying a complaint had been filed against me for tax fraud and I should call them back for instructions or risk being arrested by the county sheriff. I ignored it, then saw two calls from an unrecognized "District of Columbia" number on my cell phone. Ignored them. I see that number, (202) 506-8649, has appeared here in the complaints. This scam has been in the news over the last year but this is my first time experiencing it. Wish something could be done about these jerks.

I received a call last week from United National Arbitration's LLC (855-339-6004)stating that I was named as a sole defendant for a debt. The caller, Katherine Vaughan, stated that she has reviewed the information and if I did not return the call, the state has asked them to file both civil and criminal lawsuits against me. I didn't return the calls. A few days later, I had a message from a process server, stating when he would be serving the lawsuits and that he would be accompanied by the local authorities. If I needed to change anything about the service, I had to call United National Arbitration.

Unfortunately, I did call to get the serviced stopped and set up a payment plan with them. Now I am having regrets. I think this is a scam and will be reporting them to every state and federal agency that I can!

I received a threatening phone call from a very thick accented man named "Steve Jackson" 202-864-1161, says I am in "big trouble" with the department of treasury and need to speak with his supervisor, Daniel Rich. He called over and over until I would listen to his threatening message.

Has anyone confirmed if 360-646-8050 awas a legitimate debt collector, they were very threatening

Just received a call from unknown. Stated I was to receive grant money for $9,200.
I asked how they got my name and call phone number. They said from a democratic list. I was to call 3156365282 and enter a code they gave me. All seems fishy. I'm not calling it and I'm not a democratic.

They called me from 202-864-1161 said there was a case against me and that I need to talk to his supervisor forgot the name asap...I was all worried until my friend told me it could be a scam.

I received a payday loan in 2009 and paid it back. Now in 2014 I'm receiving calls from 772-205-3264 and 772-925-8003 Department of Legal Services and Litigation Firm stating I received money in a bank account for $592.00 from a pay day loan and then closed the account before the money was paid back. A Alonzo Green, Paul Beauford and Ryan Foster told me that criminal charges are being filed against me and the Sherrifs are going to arrest me for bank fraud. These people are calling my family telling them about this. I requested these documents via email, but they never sent it.

Today, someone named Phillip Turner with a very heavy accent, sounds Indian, and started calling my job, saying he got a match with my name and SSN for a payday loan I never got, reciting the wrong SSN, I volunteered nothing. When he called, he said told the receptionist to tell me that “Richard” was calling. He said he was from the federal legislative legal finance office. He told me he was calling from the State District Attorney he told me he is a federal agent.
He said that I have 3 warrants for my arrest and that he needs the name and number of my retained attorney or they will come after me. I asked repeatedly what he is calling for and he said he does not have to tell me anything to just give him the name and number of my attorney. I told him he is wasting my time and causing me issues at work, he said he did not care and to call some guy in CA named Mark Victor at (916) 245-0095 ext 121. I told him that if he has my information, then to please send me something in writing. He said he does not have to and that I can just watch it unfold if I was not cooperative. Now I am getting emails with attachments that look like FBI letterhead, written in broken English, saying they have a court case. Someone with the exact same voice and accent calls me over and over each time naming a different big bank, Like Bank of America, saying congrats, my loan is approved.

Can a payday loan or any other creditor "require" you pay only by EFT?

I received a call from a quote a law firm but no live person only the message said you must call within 24hrs or we will garnish your wages and take legal action then they left a case number on my machine
the number was 269-456-2125 from Michigan
they left another number 989-460-2703

has anyone received these numbers
what did you do

This sounds like a scam. Don’t give or confirm with the caller any personal, financial, or other sensitive information. Fake debt collectors, and other scammers, can use your information to commit identity theft and other crimes.

Just got a phone call today from 678-324-4334 stating I had 48 hours to respond to them or legal actions would be taken. ARC is the company name (supposedly) from Marietta, GA. They didn't leave a Phone# to call back. I don't have any credit cards, no debt, no loans...so why am I getting calls??? Looked up the phone # online and everyone is stating its a scam...some have been getting threats from that # for 4 years... Yet nobody is able to get an address???

I've been receiving these calls for 5 YEARS over a debt (sometimes it's a payday loan I've never had or an "online loan" that I've never had, from time to time it'll be a credit card.) And it's always the same tactics. Different company name, different location and phone number. They're nasty to me, especially when I tell them I work in Debtor's Rights la and that everything they're doing is illegal. I have an attorney involved as well as filed a complaint with the Attorney General. It infuriates me that lowlives like them have my soc, address and name. And that evidently, there's NOTHING I can do about it.

Ever since July I have been receiving calls from Regency One Capital regarding a payday loan debt from Fireside Cash. I did take out a loan with them and several payday loans because I was in debt but I wound up in further debt and filed Chapter 7 bankruptcy last summer and a judge discharged all of my debt including payday loan debts. Now in July, someone has been calling me about this debt and I told them that it was discharged under my Chapter 7 bankruptcy and the witch I spoke to told me that my PDL was not dischargeable in a bankruptcy. Tell that to the judge who discharged it! They then called threatening to come to my home and serve me with papers. Bring it on! My bankruptcy attorney and another attorney I retained who handles these matters would love to sue them!!!

I received a call from 801 214 0421 (allegedly CFI from Salt Lake City Utah) advising I owed almost $700 with taxes and fees on a cash advance. I'd no idea what they were talking about and though I advised I would call back after 5:30, they immediately called back and kept rotating calls to the tune here at the office of almost 200 in 15 minutes. They were coming from 503 110 8366, 393 566 2395, 523 310 6366 and PRIVASATE and UNAVAILABLE. We can't block the last two but keep advising our phone carrier as the new numbers come up. We called the police but they are local and hands are tied. Just have no way to stop them.

Received a call today from Steve stone. Said he was a private investigator and I needed to call 8442386026 as there was a warrant out for my arrest and a summons for fraud. So I called the number to find out what I knew already. A scam. They said they represented green cash now. Told them I never heard of them but as you know they insisted I did. So I said whatever.

Later in the day I decided to mess with them. I called them back and asked for pertinent information and no surprise it was wrong. Told them to destroy my info as out was identity theft. They said well send out you summons and I told them go right ahead and I'll see you on court with my bank statement showing that there was never a deposit. They hung up on me. So I called them back and said that's not very professional and they requested that I stop calling them and hung up. So what did I do, I called back and asked them what are you going to do. They hung up again. Guess what I called them back again and someone different answered the phone. He told me that s summons was in the mail and I said good than I can file a counter suite for identity theft. Guess what they hung up again. What did I do? Called them back of course.Told them again that was unprofessional and I demand more respect than that. They said you just wait till we're in court. I told them they don't know who they are messing with. Do you know what they did. Yup hung up on me again. I let them go this time. Was getting board of this game.

I am getting calls from multiple states every day. I usually don't answer and just ignore the call.
It's getting pretty annoying though!! The # from OH is (513) 286-1876. The # from MD is (410) 220-0295. The # from GA is (678) 487-8455. The # from NY is (516) 926-5125. Pretty tired of all of these #'s calling me everyday. Tired of them telling me I am being served. I've never done anything and I don't owe anything. LOL!! SERVE ME!!! Please!!! hahaha Quit freaking calling me already!! Put up or shutup!

I am continuously receiving phone calls from Arbitrary Mediation stating that I owe money for a credit card. I keep trying to tell them that the account is closed and can not be collected on. I have already registered my number in the do not call registry and they still call me.I have been told that they know name, dob, and social and they read it off to me, that they will not stop calling me,they are so rude when I tell well rudely tell them I am not stupid and know that they are a scam. Last time I called they had asked me what company I was looking for!!!!! I really need something done I have already filed a complaint its getting ridiculous, they tell me that they do not apply to the do not contact list because they are a collection agency, which clearly they are not. When is a enough enough?? I want the calls to stop

I have been getting calls from a 216 area code number telling me they are taking legal action for a debit. They are calling my work and now my family. I have talked to them so I know it's a scam since they will not mail me any actual information or give me a mailing address. How do I get them to stop harassing my work and family. This is a new low and I'm afraid I might loose my job over it. They call about every 20 minutes. I sent information to the Trade Commission but it's getting real bad.

I have had repeated calls from a company called NCS who threatened me and my mother. In fact, they gave my mom info on the alleged debt that I owe and told her they were coming to "get me". When I argued the FDCPA, they told me "oh I'm going to get you today" and accused me of writing bad checks. They also told me "good luck" and we will be locating you today. I asked for written verification which they emailed me and the letter does not contain information pursuant to Section 809. 877-389-1232.

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