A Little Credit
During the past few years, consumers have complained to the Federal Trade Commission about debt collection more than just about any other single topic. It’s no surprise, then, that when we asked legal services attorneys and non-profits across the country what issues resonate most with the people they see, credit and debt topped that list, too.
That’s why the FTC’s new resource, consumer.gov, devotes a section to issues related to credit and debt. It is a great place to learn about building your credit history, and getting your credit reports and scores; using credit, including credit cards, loans, and interest rates; the risks of using more expensive credit options like payday loans and car title loans; and managing debt – from better budgeting to dealing with debt collectors.
Getting, keeping, and using credit can be complicated, even for the most experienced people. And from the complaints we’ve received, we know that dealing with debt collection can be very tricky. That’s why consumer.gov focuses on what you need to know, in a plain and simple style.
You can read more about these topics and order free copies of materials. Each topic has a one-page article with the steps to take to deal with that issue. Order as many copies as you want, and we’ll ship them to you for free.