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Don’t Let a Short Sale Keep You From a New Mortgage

If you negotiated a short sale of your home, you may be surprised to learn that some mortgage loan underwriting systems can’t distinguish short sales from foreclosures on consumer reports. And that may keep or delay you from getting a new mortgage.

You see, borrowers who go through a foreclosure typically have to wait seven years before they’re eligible for a new mortgage.  But short sellers may qualify in as little as two years. When you’re trying to buy a new home, an additional five years can seem like a lifetime. So is there anything you can do to improve your financial footing? You bet there is.

Don’t Let a Short Sale Keep You From a New Mortgage

If you negotiated a short sale of your home, you may be surprised to learn that some mortgage loan underwriting systems can’t distinguish short sales from foreclosures on consumer reports. And that may keep or delay you from getting a new mortgage.

You see, borrowers who go through a foreclosure typically have to wait seven years before they’re eligible for a new mortgage.  But short sellers may qualify in as little as two years. When you’re trying to buy a new home, an additional five years can seem like a lifetime. So is there anything you can do to improve your financial footing? You bet there is.

Give It a Rest

A mattress that’s better for you, your baby, or the environment? Sounds great, right? The problem is, it might not be true.

picture of a mattress

Blog Topics: 
Money & Credit

Give It a Rest

A mattress that’s better for you, your baby, or the environment? Sounds great, right? The problem is, it might not be true.

picture of a mattress

Blog Topics: 
Money & Credit

Give It a Rest

A mattress that’s better for you, your baby, or the environment? Sounds great, right? The problem is, it might not be true.

picture of a mattress

Blog Topics: 
Money & Credit

Give It a Rest

A mattress that’s better for you, your baby, or the environment? Sounds great, right? The problem is, it might not be true.

picture of a mattress

Blog Topics: 
Money & Credit

What’s on a Clothing Care Label?

You know those labels attached to your clothes that tell you how to wash and care for them? By law, those labels have to be there. The FTC’s Care Labeling Rule requires manufacturers and importers to attach care instructions to garments.This Rule is up for review, and to discuss proposed changes, the FTC will host a public roundtable in Washington, DC, on October 1, 2013.

Blog Topics: 
Money & Credit

Talking Through Identity Theft: A Program for the Blind and Visually Impaired

On Wednesday, July 31, 2013 from 2-3 p.m., the Federal Trade Commission will present a webinar for people who are blind or visually impaired. In “Talking Through Identity Theft,” we will discuss the causes of identity theft and how to remedy the crime – focusing on financial, medical, government benefits, and child identity theft. What makes this webinar unique, though, is that we will talk through how people who are blind or visually impaired can get access to educational resources on identity theft. We’ll map out the consumer education resources on the FTC’s website, as well as how to file a complaint. We’ll also talk about our audio files, and how to find them online.

Blog Topics: 
Privacy & Identity

Talking Through Identity Theft: A Program for the Blind and Visually Impaired

On Wednesday, July 31, 2013 from 2-3 p.m., the Federal Trade Commission will present a webinar for people who are blind or visually impaired. In “Talking Through Identity Theft,” we will discuss the causes of identity theft and how to remedy the crime – focusing on financial, medical, government benefits, and child identity theft. What makes this webinar unique, though, is that we will talk through how people who are blind or visually impaired can get access to educational resources on identity theft. We’ll map out the consumer education resources on the FTC’s website, as well as how to file a complaint. We’ll also talk about our audio files, and how to find them online.

Blog Topics: 
Privacy & Identity

Talking Through Identity Theft: A Program for the Blind and Visually Impaired

On Wednesday, July 31, 2013 from 2-3 p.m., the Federal Trade Commission will present a webinar for people who are blind or visually impaired. In “Talking Through Identity Theft,” we will discuss the causes of identity theft and how to remedy the crime – focusing on financial, medical, government benefits, and child identity theft. What makes this webinar unique, though, is that we will talk through how people who are blind or visually impaired can get access to educational resources on identity theft. We’ll map out the consumer education resources on the FTC’s website, as well as how to file a complaint. We’ll also talk about our audio files, and how to find them online.

Blog Topics: 
Privacy & Identity

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