Money & Credit

Apple refunds

Thanks to a settlement with the FTC, Apple is refunding more than $32 million to people for in-app charges made by kids without their parent’s permission. Apple also had to change its billing practices to make sure it now gets express, informed consent from people before charging them for in-app purchases.

It pays to read your bills

True, bills aren’t the most thrilling read. They are hardly funny, there are no vampires or romantic triangles, and you probably won’t be pleased if there’s any suspense involved.

When bills arrive, it can be hard enough to look at the amount due, never mind wading through the line items. But if you don’t check them, you could end up paying for things you never bought. It can be easy to fix — if you spot it. Make it a habit to read your bills as soon as you get them. Do you recognize every charge?

Photo of bill
 

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Money & Credit

Dreams Deferred

When Langston Hughes wrote about a dream deferred (and asked whether it dries up like a raisin in the sun), he wasn’t necessarily thinking of scams. But many Spanish speakers found their immigration dreams deferred (if not ended) and their money taken by a Baltimore-based couple who promised help with immigration services.

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Money & Credit

Now’s the time to start a savings plan

April is financial literacy month, and what a better way to celebrate than starting a savings plan.

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Money & Credit

Fake IRS collectors are calling

This time of year is often taxing for many consumers. Scams aimed at stealing taxpayers’ money make the season more stressful.

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Money & Credit

Financing a car? Ask about pre-payment penalties.

If you’re in the market for a new or used car, you may be considering financing options. For example, you might get a loan from a bank or use dealership financing. In either case, you’ll have to sign a contract that specifies the terms, including how much money you owe and what your payments are.

row of cars

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Money & Credit

No Foolin’ — The clock is ticking for students seeking financial aid

If you’re a college student seeking financial aid, fill out the Free Application for Federal Student Aid (FAFSA) as soon as you can. Yes, I know, the deadline for submitting the FAFSA is June 30th, but many states and schools allocate funds on a first-come, first-served basis. What’s more, some states have deadlines for filing the FAFSA to be eligible for certain kinds of aid.

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Money & Credit

Helping victims of the Washington State mudslide — Make sure your donations count

When disaster strikes, you can be sure that scam artists will be close behind. The latest example is the massive mudslide in Oso, Washington.

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Money & Credit

Planning a funeral? Know your rights

Planning a funeral can be challenging, whether you’re making arrangements ahead of time, or helping others at a time of need. The Funeral Rule, enforced by the FTC, gives you rights that can make planning a funeral more satisfactory. We recently updated our information for consumers about funeral planning.

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Money & Credit

Gone to Carolina

Do you ever wonder how fraud varies from place to place? Why what’s big in one community might not have reached another? The FTC wonders these things. Then we go find out what’s going on – like we did last week in North Carolina, where the question was: what are the consumer protection issues facing immigrant communities there?

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Money & Credit

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