Money & Credit

FTC rings up its 2014 list of holiday shopping tips

I know, you’re probably still eating the leftover Halloween candy and here I am talking with you about the end of year holiday gift giving season. I mean well, really I do. With a little planning, you can take the daze out of the holidays and save a few bucks, too. So here are a few tips to consider.

Blog Topics: 
Money & Credit

Check out the auto dealer and financing – before you sign

You want to buy a car and need financing, but your credit isn’t so great. Most dealerships have a Finance and Insurance (F&I) Department that will tell you about their financing options. To get the process started, the F&I Department will ask you to complete a credit application, which includes your monthly income and information on current credit accounts, including debt you owe. At least that’s how it’s supposed to work.

Blog Topics: 
Money & Credit

Virtual dating left these people with actual disappointment

Okay, so you had some reservations, but you finally decide to try this online dating thing. Your cousin met the love of her life online, so it’s worth a try right? You find a site that offers free membership so you can browse for possible dates without paying up front.

Computer screen with heart icon

FTC sues AT&T for limiting “unlimited data”

“Unlimited data” sounds great, right? Browse the Internet, stream videos, use GPS, even make video calls – all to your heart’s content. But what if you bought an unlimited data plan and then weren’t able to do all those things? That’s what happened to some AT&T customers.  

Blog Topics: 
Money & Credit

What does fraud look like in your community?

All of us are part of some kind of community, however we define that. Asian-American. Service member. Latino. Older adult.

Here at the FTC, we’re wondering what the marketplace looks like in different communities, and thinking about how fraud creeps in. We’ve seen some examples of fraud targeting specific groups. In fact, we recently filed a case against alleged phone scammers who targeted older adults, pretended to be from Medicare, and took millions from consumers’ bank accounts. 

But we want to hear from people working in different communities directly: what does fraud look like where you are?

logo

Headline news: Scammers issue bogus newspaper subscription renewal notices

Nothing like a hot cup of coffee and the morning paper to start the day, right? Well, for many subscribers and newspaper publishers across the country, bogus renewal notices are leaving a bitter taste.

Blog Topics: 
Money & Credit

FTC publications — free and at your fingertips

When you want free consumer information — for yourself or a group — the FTC is ready to take your order. Looking for identity theft brochures to share with your book club? We’ve got them. Online safety handouts to use in the classroom? Right here. Bookmarks about charity fraud to distribute at a community fair? Absolutely. Our new and better bulkorder site is your gateway to almost 200 free publications for consumers and businesses.

Spanish speaking consumers conned out of $2 million

The FTC has seen some truly abusive phone scams. But, in a case announced today, Centro Natural scored a hat trick. According to the FTC’s complaint, Centro Natural violated the Telemarketing Sales Rule, including the rules of the Do Not Call Registry, the FTC Act, and the Fair Debt Collection Practices Act.

Blog Topics: 
Money & Credit

FTC to Webcast the Debt Collection & the Latino Community Roundtable

Staff from the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB) are ready to host the Debt Collection and the Latino Community roundtable, tomorrow, October 23rd, in Long Beach, CA.

Blog Topics: 
Money & Credit

Screening “green” claims

If you want to shop “green,” you might choose a product that says it’s biodegradable, compostable or recyclable. Environmental claims and labels can influence our choices, so it’s important they tell the real story.

Blog Topics: 
Money & Credit

Pages