Phantom debts and fake collection notices

Imagine getting an official-looking letter — with a seal, signed by a judge — that says you owe a lot of money for an unpaid payday loan. Awfully intimidating, right? Especially if it included your correct name, address, and maybe even your Social Security number.

In a new twist on an old scam, criminals are impersonating law firms, judges, and court officials. They send out scary letters and make threatening phone calls about phantom debts to try to convince people to send them money.

So, what should you do if you get one of these nastygrams? No matter how convincing a letter or phone call seems, check it out. Look up the real number for the government agency, office, or employee (yes, even judges) and get the real story. It’s likely to be a scam.

Be suspicious if anyone — no matter who they say they are — asks you to wire money, or load a rechargeable money card as a way to pay back the debt. There’s no legitimate reason for someone to ask you to send money that way.

Curious about other imposter scams? Check out some of our previous scams alerts. And if you haven’t already, sign up to get new scam alerts by email.

Blog Topics: 
Money & Credit

Comments

no comments. but where is money. I need money for invest? where I say about it?
do something first.

recevied one of these calls yesterday and when I questioned them they said you will be arrested Thursday at work and hung up. then when I called back the girl who answered the phone couldn't remember what "law firm" she was answering from

I keep receiving calls from 844-851-3181 and they leave messages asking form the wrong person. I've had this number for 15 years, so no reason for them to call to ask for someone else. I called back last week and they said they could find anyone by the name the left on my voicemail. They put me on hold and the hung up. They continue to leave the same message "this is--calling about an acct that is in default and you are being very evasive, this is going on record...we are pursuing criminal/fraudulent charges..." . So sick of these calls, I've already reported them. So now, I have been blocking each number.

Thanks for the heads up!

Fortunately I know where these phantom debt notices are coming from. I discovered that these are remnants of debts from ID theft.

I've been contacted and was threats were made on my voice mail. I had given my bank information until I tried calling the company back and was not able to get through to a live person. I searched the web and found many complaints. Since the rep stated I needed to settle a debt from 2007 and when asking for original lender I was told they did not have that information. Should I mail a certified letter? I cant afford to lose my job and/or pay court fees.

Dont worry its a scam.
Don't buy into that crap
You will only be served by a constable in your area and you will be notified many times before that by the creditor or legitimate collection agency.
look up fair debt collection practices act fdcpa, these calls clearly violate most if not all of those laws

Not only do I recommend that you not fall for their intimidation tactics or pay them one dime--if you gave them ANY bank or credit card information at all, you need to monitor your statements carefully and frequently, keep track of your purchases so you can spot any unauthorized transactions because there's a good chance that they WILL debit your accounts, and keep draining your accounts until you're broke. DON'T LET THEM INTIMIDATE YOU!

Block the number on your phone and notify the poice dept. This is a scam. If they start calling family or friends they need to block the number.I was getting these calls and started blowing a whistle in the phone when I answered the phone they finally quit calling me.

Hey I got one of these calls today and I freaked out because the lady would not tell me why she was calling. When I answered my phone she goes hello is this (my name) and I'm like yes who's is this what are you calling for? And she asks me is your adress (my adress)? And I'm still questioning her like who is this what do you want. And she tells me I can't tell you until you confirm your social security number and then she goes is this the last 4 digits of your social security and that's when I snap and start yelling and then she told me to hold on so I hung up. I'm afraid that this person tapped into my phone or my bank account. I don't know what to do. Please help.

You need to contact your bank immediately. There is no telling how much money they will take from you and if you gave them the information and authorization to take it there may not be much they can do unless you contact them before the money comes out.

Back in 2012 I had a call at work from a group that claimed I owe money to a payday loan I never got. Because the payday loan co they claimed I owe do not accept applications from the state of GA. They said I owed almost $500 which was already paid to Pacifica Credit already. They called again today with the same number with a change of the last 4 digits of the phone. They are trying it again if you get a call from a 919-399 out of Durham, NC with the last 4 digits 5998 or 9005, its a scam hang up.

SCAM: They say they are the IRS. Yesterday they called 5 times. First return call I was given name of Mr. Peterson with thick Indian (India) accent and he said they checked my husbands taxes and he "lied" on some things and had warrant for his arrest. My husband returned the call and after 10 minuets on hold was hung up on.It sounds like a large call center as you could hear others in background. Today they called 3 times. I returned their call , was given the name Jack Thomas a paralegal and he too had thick Indian (India) accent ,I tried explaining they need to speak with our bankruptcy attorney and he hung up on me. So I called back. Again someone with thick Indian (India) accent answers the phone and I ask for a name and he starts with Charles, and someone in the background , which I heard very clearly he said just hang up , Then the man said my name is Charles F**k-off and hung up. I called back again and they just hung up. I tried one more time and got voicemail box 2040. I told the in voicemail we are in bankruptcy and when our attorney called them last evening, they hung up on them. So we were instructed by our attorney to document every call, and tell tem we have called Washington County Sheriff, The Federal Trade Commission and the bankruptcy court.

Got two calls today from someone claiming to be SAMMY PARKER from the IRS, stating that I must return his call immediately (RIGHT)! The phone number is 415-251-3754 Novato, CA....very thick Indian accent and rushed throught information that I must return his call before an legal action is taken against me....have a good day was his closing remark. Bogus SPAM

I am from Russia.Going stream spam sms to my teephone number named from Sberbank of Russia.What to do to stop that stream?

I receive these calls daily threatening seizure of property, lawsuit and arrest at work, home or school if i dont pay for a fake payday loan that i never took out. The numbers they call from are:317-2000+-3265 and 701-491-7809 and other numbers that a google search will show you it is national attorney network.. a collection of third party attorneys who buy old debts for collections.. These calls are scams in a back end office and employees are ex cons and current criminals with the highest level of education being 9th grade.
Just record the calls, play along, obtain all the info, retain a pro bono atty, file an ag and ftc complain and sue the company.. thats how you can win

Hello, this exact thing happened to me. I am freaking out and crying my eyes out because I am so paranoid of being arrested or going into court. After all I am only 18 years old. Are you sure they are not real? Have you ever been arrested since then? I am so scared. Did you try suing them? did it work?

This guy name Deputy Officer Wilson has been calling me all day. He said that I owe on some loan but couldn't tell me where it was coming from! He knew where I banked at and my last 4 if my social security number. He said I owe on this loan and they had tried taking it out of my account but they couldn't. I called my bank and everything and they didn't see the transaction. He even told me that Texas General Attorney was gonna file through with it if I didn't pay something today! He said that the police officers will come pick me up and I can spend up to 35 days in jail. He even said that they sent all the information I need through via mail and I asked him why haven't I recieved a letter. He is bc it's confidential and he is willing to accept money from my fiancé for the transaction. I just don't get it. In alittle scare but hey if I don't got it I don't got it!!

There is a new system used by fraudulent scammers. Your payment on line is denied several times. These payments denied are now submitted as genuine payments on your Credit Cards. You are debited for any amount the scammers decide.

Wow! A mo ago I got a phone call saying he was from a law firm saying i owed over a thousand dollars for a payday loan he wanted me to purchase a recharable card and send1/2 the money i owe then my folowing payday send the rest thank God I told my family I dont remember taking out a loan let them take me to court. Bye bye scammer lol

I have been called b the same person, saying I need to pay off a bill for mike. the phone numbers the call from are 321-473-9914, 202-214-2808, 202-200-5414

I received a call from ph# I didn't know and they left me a message which was an automated on saying they have been trying to make numerous attempts to contact me but this is the 1st message I'm getting and that they have no other options to file suite against me. I have never received anything in the mail and I don't want to call them back because I think it is a scam

Please be cautious of a caller identifying with Zimmerman Young and Associates out of Buffalo, New York. It's a scam!

I got that call yesterday. Someone left me a message from 'clerk of court' advising me to contact Zimmerman and Young. I was worried so I called. A guy claimed he was a paralegal but had no info to provide about this so called debt, but he did tell me my address and social, which I did not confirm.
I asked him to send me something in writing, and he just told me to wait for a summons to court.. Whatever.

KMCC did you ever receive a summons?

I have had similar situation from PDL recovery supposed to be out of Amherst Ny claiming to be collecting a debt for check and go. I do have a debt wth them which i had reported to them that but they continue to call multiple times a day. They are not calling my supervisors at home!

Green, daily & assoc......fraud. Be careful they will call from an unknown number and claim to be from the sheriffs dept & are going to arrest you.

I just got a call today and insisted on calling back to demand what this was about. He claimed to be Paul Rosenberg with Department of Legal Services. First he said he was an investigator, then he was a paralegal. His number is 716-247-5131. He said there were several complaints against my name and SS#. I refused to give him info until I knew why he was calling. He hung up and said "Good luck in court". Obvious scam that I am reporting.

I have received two different emails from collection companies. Saying I owe them this amount of money. And they are holding my SSN by the US Government. And I had one company put money into my checking account. I've never authorized this. So am I now responsible for this or not.

I dont think anyone in Dallas TX dealing those kind of calls... but good to know. Like to know if anyone in the latino community has been affected by this kind of scam.

I answer the phone with hello. Whey they ask an obvious Yes answer question, Is this YourPal? I answer, "speaking". I then say this number is on the national do not call list and your number has been recorded for reporting to the FTC. Have a nice day, good bye. Never say Yes or No. You are being recorded. You have the power, you can hang up any time. Don't give them any information.

I just got a call from a Texas number 972-348-9148 claiming someone has filed legal action against me and offered no further information. The lady wanted me to write down a file number and different telephone number to call. I refused and asked her where she was located and she would not answer the question. She then stated someone will serve me with papers, and hung up on me. 100% confident this was a scam.

What happened with that? I got the same call today! I asked who was filing against me and she said she didn't know. Then she said I could pick up the papers or be served. I hung up. I have no idea who it was.

Same here I called the other number they said I had 2hours the guy jeremy said he was from from jp associates out of california said I owed a bill from 11yrs ago from verizon I said well where's the bill he said it was paid from tlco communications and now I owe jp the money I started out at 268 now its up to 986 I said well what happens if I don't pay it he said I would go to court in cali if I lose the case I go to jail he talked to their legal team and they said to settle out of court I could send them 149 now on a loadable card I said how bout a money order he said no so I called verizon they don't use them as outside parties to collectdebts so be careful its a very scary place anymore

Got a call from Worldwide Requisitions accusing me of check or bank fraud. When I called them they told me I had to make arrangements to pay a debt or I would be served with a subpoena from court. I asked them to fax me information that gives me proof of their allegations. They said they can not send anything and since I would not make any arrangements over the phone I would be served, then they hung up on me. I sent a Verification of Debt Owed Letter to their address with tracking and has be undelivered which at the moment I do not know why. They have gave me a false address and told me also they do not receive mail at the address I believe is theirs. Now I am trying to get a PO box from them but am not sure it's is legit. I have made a report to the BBB, Federal Trade Commission, and The Consumer Financial Protection Bureau with copies of my letter to in hopes this will make them either send proof of the debt or stop them from calling.

Its a scam they called me too. They told me I committed bank fraud and had till the end of the day to pay them or they would contact my employer. That was the first call then the second call they told me I haven't paid on a payday loan (never had one) then the told me the maybe someone else got a loan in my name and that I still needed to pay them. Whatever Tarts get your story straight before you try to steal money from people. Don't give them any info there thefts looking for easy money. Apparently they have know education and cant get a real job. I'm so angry I decided to do a little search on the internet and found the phone number that they keep calling me from(214-504-2986) is linked to an escort service just google the phone number and scroll through the second or third page you will find different girls with the same number looking for a good time. I think there located in Dallas TX I did a phone reverse look up and google mapped the location it looks like a ware house off of W Mockingbird LN and Halifax ST. These people must think that everyone is stupid.

Yes, I got the same call. They gave me an address of 8411 Preston Road Suite 238. I asked them for a case #, and the managers name. Would not give me information. They got pissed and hung up. Also, they wanted my ssn and address and my employers name. When I would not give them any information. They hung up. The Third time I called them back I told them I was going to report them and my attorney would contact them..I was put on hold then cut off.

Pretty much the same call. my wife received a call from this number 210-202-0282, a lady saying shes from a federal agency and that she owed on a payday loan in the amount of $8,000.00 from carjar, that she had until 7pm to pay or she would be arrested for fraud. they had the last 4 of her SS# and old mailing address. they told her if she would pay half they could stop the warrant from being processed. i've called the number back and it goes to voice mail for a KC snow a paralegal according to her. my wife has never taken out a payday loan nor a loan online! cash jar has no record of a loan, and cash jar only provides loans from $300 -$1250. not $8000.00 that they are claims she did! the number listed is some where in Texas!

I received a call from a woman who stated that she had my file on her desk because of a payday loan that I never repaid. She pretended to be with some law firm. She said that they had reviewed my bank account and believed this to be incorrect, but needed to verify some information. I told her it was incorrect and anymore correspondence needed to be done by mail. I have not received anything.

I had a call like that recently. She said she has my case number and I will be picked up. Is the call coming from Missouri?

Been getting calls from (404 334-7492 out of Georgia. Company goes by name, "Highland Financial" or something of that nature. I spoke to a female the 1st time this call came through...the image I have of her is someone with a cigarette in her mouth, rollers in her hair, and a bathrobe on. She did not sound professional AT ALL and that is what prompted me to hang up immediately. But to my chagrin, I have been getting robocalls from this number pretty much on a daily basis and that is on-going for about 3 weeks now. The robocall states that a formal complaint has been made with their office regarding my social security number and that I need to contact them immediately or they will be forced to action a pending warrant. I did some digging online and the phone number is linked to an address in Tucker, GA. There is a Craigslist ad where a fellow named "Mr. Dunn" is seeking payday loan debt collectors...gives (404 334-7492 as the contact phone. They also have (855) 798-1893 as a number too. If you are like me...you are totally and completely SURE you do not owe anyone for a payday loan, then keep hanging up the phone. Do not press any numbers on the phone...just hang up. You may want to warn your employer and friends. These creeps probably bought a list off of a company and have enough information to reach out to people in your circle. This is definitely a scam...do not be rattled by these people into giving them ANY information.

My daughter has been receiving these same calls from different numbers I told her to just hang up. I have been receiving calls telling me my bank accounts have been frozen and I need to call, however some are from banks I have never has accounts with, this is happening in my county with local banks they are fishing and hope they mention the right back.

Received a call from a family member telling me some company called them looking for me. I called the company back and realized something didn't sound right. All I asked was can you tell me what this is regarding. The person started talking about something thing changed to something else. Next thing I know he is yelling at me and being belligerent so I said good bye. Called my family back and told them it was a scam. And hung up with them then my family calls me saying that the company called them back and threatened me. Saying they were going to break my arm and do all these things. I called the police this is unacceptable!

But how do I get them to stop?

I received a hard inquiry on my credit about a year ago. Looked it up and it belonged to a Platinum and associates in brea. I receive a call about a week later stating that They needed to serve me and were going to send me something if I didn't respond withing 24 hours no ignored them. Now here we are a year later and they started calling me, my work and my mother with the same claims. They've called my work several times and it's really irritating. Sadly, In my line of business I hear about such scams almost everyday.

The company now is claiming to be PFC capital group and gave me a file number and internet phone number. To call back.

on February 6th I got a call from 8552642060 they said i had taken a loan thru cash advance online services. I said i never accepted any loans they said i owed them 798 dollars and if i didnt pay it today i was going to be arrested in an hour. I freaked out they had the last 4 digits of my ssn and my place of employment. I called the credit bereau systems and submitted id theft. I also called the police and bbb. i called my social security department as well as the fbi. well now they are calling my work and tyng up the phone lines. im now even getting calls from 18886839683 and 2064523951 all of these were listed under scam. I am afraid i will loose my job but i am at my witts end. any suggestions.

You may want to contact your state Attorney General's office and report this experience to them. Many states have their own debt collection laws in addition to federal laws. Read more tips on how to handle fake debt collectors here.

I received a call from a guy at my work claiming that I owed a payday loan from 2010 and what did I plan on doing about it, I asked him what was his number and I would call back after work. He called my job several times that same day before I could get off which alerted me that this was a scam. He said he was a company called DFF and number was 567-244-2633. After I got off called this number which I had looked up before hand and saw that it was an Ohio number but when I asked where they were located he said California. I told him look I know you are a scam and this number is an Ohio number and you change your names and numbers often and you call peoples work numbers harassing them and I know you are from India and this line is being tracked. He got so angry with me and called me names I cant say on here and hung up on me. The next day he called my work and had the phone system tied up for a while and was robo calling where when I hung up phone he would keep calling my job, and I work for a large company. He was calling my co-workers names when they answered the phone too. He told me that he was going to keep on calling until I got fired unless I told him what I intended to do about this loan he said I owed. My company was able to do something to stop this clown when he calls now which I cant mention because these scumbags do look at all these sites. He called my job for 3 days harassing me but now I don't know if he calls or not because I don't get them. HaHa beat him at his own game dingbat. Don't send any money to these criminals, you wont be arrested at work and you have no lawsuits against you.

I believe I've gotten letters to that effect, but also know that bills have been hidden or taken in replace. Altogether I believed I've been scammed or have erroneous bills totally over $8000. I've had doctor offices file too late, give more shots than needed, hospital bills that insurance didn't pay, and so on. The credit reporting agency can only do so much.

I am receiving phone calls from 716 210 8027 describing them as tax crime unit of irs and if i do not pay certain amount right away the way they want,irs will let the hell fall on me.where to report this.

You should report your experience to the IRS. The help line number is 1-800-829-1040.

I have been receiving calls from a providence legal group says my husband owes a payday loan. they call from an unknown or private number. the number given to call back is always different 1-855 number. when asked for statement through mail i get an email. I called back to day and said i need it in the mail not email he said they don't do that and i can take my chance in court then hung up. he said his name was Michael Jones from providence legal group. i don't know if its a scam

This is indeed a scam. Michael Jones has called me about a bogus debt from 2012. Informed him this is false. Hung up on him. Now some lady names Ms Poole calls about wage garnishment and court date. Looked up the # and its a scam. Also did a search for any pending cases in my name or SSN and nothing comes up for my state.

I received a litegation letter from Russo & Russo Finacial, claiming I owe 1,600.21. I have no known debts and upon looking these guys up, there are many accounts of similar fraudulent experiences posted on various blogs. This is criminal, control by fear.. It's really sad. :(

I just received the same call. They told me the exact same thing and when I called back I acted as if I was a debt collector, he told me " I know this is scam, im not paying you". This goes to say they are a scam. -1-888-683-9683

I had a message on my home land line answering machine. The man had such a heavy foreign accent that I could hardly make out what he was saying. He said I or my attorney must call back today or I will have to suffer the consequences. He said his name was Michael but I am sure he was not American. He left a number of 909-666-5475. Unfortunately, I could not call back from my private unlisted land line number because I do not have long distance and I had to use my cell phone which has a public number on it. A man answered, with a heavy accent and a different American name, and said he was with the crimes prevention unit. I stated I was going to report them to the General Attorney's Office for telephone fraud and he asked me who I was, I repeated the same thing, he asked me who I was again, I repeated the same thing and then he hung up. Now though I am worried they have my cell phone number. Previous to this, for a couple months, I would get a call about a loan I applied for and I argued each time with the foreign person that I never applied for a loan! How do I turn these people in?

My husband received a phone call today at work and one at home. I looked the number up (785-330-5326). It seems to be a number from somewhere in Kansas. He was told that he would send the police within two hours to have him arrested for a $900 debt from a cash advance place. First off, it sounded like he was reading off of a script, second, he was extremely hard to understand. My husband is completely freaked out and wracking his brain thinking he took this loan out at one time. I know he didn't.

I got call from 6789643279 telling me that att owe me $28 or they will cancel my internet. So, I gave them my debit card number with security code but did not provide any pin. then, some one called again from 4047818730 to confirm my billing address. when checked my internet account, there was no bill due. and they already charged me $300 before I could report my card stolen. Beware of these phone numbers. they even provided me my last four digit of my bank account number. I do not know how they got this information. If some one calls you telling you that your account is past due, please call the customer service of that company and find out out whether you are really past due.

I received a call today from a Mr Mitchell and he stated he was looking for my niece. He stated she wrote a fraudulent check for a company she had never heard of and he would come looking for her at her home or on her job if she did not contact him asap.

I received a call on my cell on November 13, 2013 with a message left from a Jeffrey Douglas stating he was an independent locator legal process server from the local liaison (s)
office legal department -no firm name calling on behalf of Brinkman and Associates phone number: 866-232-7216 claiming his office received 2 complaints on my name and social filed against me. I returned the call and was put through to their legal department. They told me it was for pay day loan with a check from a closed account written in 2003, cashed in California. I never have been to one of those in my life, nor have ever been in that city. I was also living in the South at the time I was supposedly in California cashing the check.They insisted I did write it and told me the name I wrote down as a reference...it was my former father-in-law. At the time I supposedly wrote the check I had been remarried for over 10 years! I told them this. They then said well maybe he wrote it. I told them that he was well off and never left his state and if they allowed a man to cash a check in my name, and I am a woman then I have grounds to sue them. I asked for the information to be mailed to me - they had my social and address, they said they already had sent it to me in the mail. I never received anything, nor would they give me any contact info. They said unless I paid what now equals to a little over $ 500.00 I would be served at work or home just as they stated on the message and taken to court. They never showed. I thought I was done with them but today a Lenore Reynolds , a locator from the local liaisons office was contacting me on behalf of CCR & Associates at 8666762361. In the message she stated that she needed to have me, "sign some legal documentation." She said that I could contact her within 24 hours because she was coming to my place of employment to have the documents signed. She ended the call with , "Good Luck."

I'm new to this forum, but it looks like 99.9% of these calls that you receive are scams. There are two ways to handle these: 1) Hang up 2) String them along. Depending on when the call comes, my usual choice is #2 ... oh so many fun options. My favourites (note spelling, I'm Canadian) are the ones purporting to be from MS, government agencies, and especially the ones telling me that my computer has been infected. Note, I'm a retired network security engineer ... so I usually know what I'm talking about with these dimwits ...if anyone wants to string them along and gets stuck, all you heve to do is say " hmmm, I just don't know how these "viruses/malware/bugs/etc" can affect me on my LINUX system

i keep getting calls from this number: a robo call 866903328 leaves a message with a case number to call another number. then i get a wireless call from 5857306445, 2813050252, 5857306182. i believe they are all the same making calls. a guy leaves a message with no accent but does not leave a name but states is about check fraud, my social and by bank which he knew by name. he also called family members and a friend but they were told about this scam. whatever you do, notify the family members about the calls and not to speak to them.

What people are not aware of is, when you submit online applications for payday loans, some of the websites sell your personal information to third party lenders which some of the are scammers. They in turn and call and try to run a scam. I have received numerous phone calls from 785-330-5326 which say I have criminal charges pending. I know I don't because if that's the case I would be in jail right now awaiting trial. The calls didn't start until after I put in applications for a payday loan online. The guys is Indian. They made up a law firm. The calls are recorded so when they do get you to verify your SSN they can use that against you. I had to tell them I would get the FBI to investigate them and that they weren't fooling anyone. Until I get served an actual notice by a constable I'm not falling for this. Having unpaid loans does not result in a criminal case. The worst they will do is have that debt reported to the credit bureaus showing that it is a charge off or an unsettled debt. That is not grounds to go to jail.

I received a call today saying I had a payday loan from 2009. The caller stated that the check was from Chase Bank. The problem is, I never banked at Chase but did remember that the bank I was using at the time was indeed bought by Chase. I did use payday loans back then but have since filed and paid for all outstanding debt in my chapter 13 bankruptcy. I have talked to my local Police Department to informed them of where I was if it was true so they could arrest me. I was promtly called back by the check fraud department and told that it was a scam and to put a freeze on my credit at all three credit reporting agencies. The thing I did do that really result in the called getting upset with me was I started laughing at him and asked for a number I can call him back at.

I got two calls today. Same person with thick Asian Indian accent with different American sounding names. One on the landline went to VM and another on the cell. First was about some remaining debt and then he the police is coming to arrest me(646 no.) and the second from the IRS(888-724-4819). When the second call came I picked it up and I told him that the person he was calling for is not here and he said he would like to leave a msg. As soon as i ended the call, he promptly called back and left a VM about an IRS debt and the std spill of geting me arrested.
Dumb scammer at least stick to one story for a person. Had a good laugh. These crazy people need to be arrested though !

I continue to get calls from and unknown number. the Voicemail they leave tells me to call 877-423-5836 who say they are a "federate specialist". I called few times, always different people. They said I owe $150, then $75, and lastly $2850 for debts that they can't tell me who its for. when I asked for them to send me a bill, they cuss and swear, yelling PAY IT NOW. I laughed and told them to quit calling me. The calls keep coming and the voicemail keeps showing up. Verizon can't even block it because its VoIP and masked to be unknown. what garbage.

I get calls from the same number...crazy...How can we get them???

I keep getting calls from CENTURY CLAIMS SERVICES from different numbers (today it was from 303-835-6940 and 480-336-2607) claiming I owe money from a payday loan (I do not) and that a warrant has been issued for my arrest. Same scam as many have written above. No paperwork, no correct information on me regarding employer, address, bank account. But they did have the last four digits of my social security number that they wanted me to confirm, which I refused to do so. These people are belligerent, abusive, unscrupulous, and relentless. I keep filing complaints and hope that they will be investigated. From now on, I will hang up and not engage. I recommend anyone facing the same thing to continue to publicize to protect others and demand the FTC to do something to stop this fraud.

I just got two calls from them this morning. On the first call, the woman identified herself as someone working in an attorney's office. According to her, I had taken a payday loan out and it had defaulted. She knew a couple of addresses I'd used in the past, along with the last four digits of my SSN. This worried me, as she also listed two of my siblings.

After reading a few complaints online (I Googled the number) I called them back and told them that I'd done some research and found out that they're scam artists. Even this didn't stop them.

Here's hoping the FTC finds these bottom-feeders and refers their 'business' practices to the Justice Department. I'd like to see them prosecuted to the furthest extent of the law.

Received call from Ramon Scott from number 8558945103 claiming he is from the BCI of Maryland. What he didn't know is that Maryland government was all closed due to bad weather. Later I was given the addresses of 1401 Bayview CT Ft myer FL 32416 and 101 highway 28 West ft Myer FL 11062 all false addresses might I say. Later got call from my boss that this dude was harassing them about the debt as well it was a fraud/scam I told my boss. I later called them back to tell them I was reporting them and to stop calling me if they keep refusing to provide me with written documentation of and debts due. I reported everything to the FTC and intend to report it to the authorities as well. Also received fake calls from my office number and 911.

I have been reading several statements from people about the payday loan scam. I have been getting unknown calls for the past two days.. One number I was to call was 202-803-5785. Today was to call 202-417-2021. I googled both numbers and found numerous complaints. They call and say it is about bank or check fraud and to call back before the end of the business day or my wages will be garnished and they will contact my place of business to verify I work for them, and I will be arrested.. I read thru the comments of people that called this company back and all said was for a payday loan, and they owed 1500 dollars.. They would settle for 500. Most people knew it was a scam. Some people fell for it because they were harassed, threatened and sworn at.. I even ran a reverse phone number on white pages and it came up invalid phone number.. I don't know what to do to stop this but this is getting out of control. It is a scam and now I will have to contact HR to let them know about this.. They won't give out their address and supposedly these are Washington DC area codes..how can we stop them if they can't be found?? They are frightening and scamming people..

Once your info is online for anything it's available for these scammers! I too had online pay day loans back in 2011 but I paid every one of them off! Now 3 years later these scammers are calling my ex husband from unknown numbers etc... Saying that have a legal matter against me and if I don't pay today that I'll be used and arrested. It's a scam! I've contacted my local police and told them about. They said it's def a scam! Do not pay anyone over the phone that demands and threatens you to pay them over the phone immediately. All of my online loans are paid and I know that! All of the sudden these scammers are saying I owe money. Do not pay them! Report it to your local authorities and file a complaint with the FTC!!

I received a threatening call from a man who said they had a sealed document that he is being paid 150.00 to deliver to me. He said that he is going to come to my house or place of work to deliver the package. He went on about going to authorities to deliver the package. He gave me the number 855-262-7547. I called and it went to the voice mail of Paul Matthews.

When you receive a call you suspect it’s from a scammer, the  best thing to do is hang up the phone and file a complaint with the FTC. The more details you give in your complaint the better: phone number, time, name, what they said. The FTC's complaint database is available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad and it's used to investigate and track these type of calls.

I have received calls from a recording that they are looking for me...said I am a defendant in a case and need to contact me...I know I am not involved in any case but they call and make it sound important. I would think if they were looking for me they would not give a recorded msg..They have also started calling my cell phone. I looked up phone number and it is a scam. Anyone else get these calls???

Received a call 2 days in a row plus an email stating that I owed money for a cash advance that I never initiated. Said that I had "24 hours to respond or else . . .". I called the number (215-353-5040 out of PA) from NC IB@USA.Com Cash-in -advance and spoke with "Tim Morgan" department manager of their "legal department". Very think accent from India and very noisy in the background. When I explained to him that I didn't receive a loan from his company, he said that he didn't have "any other information, only that I owed his company money". REALLY? The legal department doesn't have any information? I asked him to mail me the documentation that SHOWS i accepted a loan and howI agreed to pay them back. Once again, he didn't have that information. He proceeded to tell me that he would have to take it to the "next step" and have brought before the judge, etc. I said that if you bring me in front of a judge, then you'll HAVE to provide the documentation that SHOWS I accepted a loan from your company. He then said he had to hang up because I was interrupting him. Damn right! I was telling him about the police report that I was going to file because I was a victim of fraud and a credit scam and that my accuser could not provide me with any evidence that I had taken out a loan. We'll see if I get another call.

There a collection agency!! None of you dead best debters are gonna pay your bills unless your threatened!!! Only scum bags take out payday loans! You know u all owe the $$. PAY YOU BILLS PEOPLE & U WONT GET A CALL FROM COLLECTION AGENCIES!! You people are the scammers!!!!

Actually, the callers are not collection agencies -- they are scammers who are impersonating lawyers and officials. Anyone can be a victim of these calls. The debts are just as fake as the people making the calls. Virtually no legitimate business or debt collector will require that you pay using a prepaid card.

The fact that scammers like you are trolling complaint sites like these only serves to reinforce the message to those who look here and elsewhere for some relief. What you do is illegal, and slowly but surely the FTC is sueing you and your "parent" companies" out of existence. There is legislation in the works to add some criminal bite to the current FTC/FDCPA law, so I and others will have the additional satisfaction of knowing people like you and the outrageous statements like the one above will land people in jail. Sat off these sites - some of us are actively hunting you now.

Yeah you know everything. That's why I get to be called by one of these bloodsuckers even though I've never left a bill unpaid in my life. Go be self righteous elsewhere.

if it was just a collection agency I wouldn't mind paying the bill but knowing it is someone who is threatning to take my family ill pass. if they want the money that bad they can find a legit way to go about it

You are an ass people have been up against it sometimes it's the only way they can make ends meet.
You need to step off many of these people have paid off or never incurred the debt and they are being illegally harassed. For you to say what you have said it's ridiculous.

Im not sure if your uninformed or just ignorant, but if you read, you will see that only about 7% of us EVER EVEN TOOK OUT ANY TYPE OF PAYDAY LOAN!!! Im one of the 93% that have NEVER taken any payday loans and was sent emails from '" THE ATTORNEY GENERAL 's OFFICE", (fraudulent), stating the very same thing!! I forwarded the email to the FBI, California Attorney General, White House, OCT, filed a complaint w/Etc, ETC.!!!! Wake up!!

Learning how to spell and the correct use of grammar should be a priority for those who wish to try and educate others. They're* debtors* you're* gonna = going to* u = you* you = your* won't*

Three calls received: two from 8067314844 (March 28 and 31, 2014), one from 8557608948 all calling for an "Amy <followed by garbled last name>". From Myers (or Meyers) Associates at 3027030752. List case number and report calling about my "allegations" and requesting call back to 302 AC number if I wish to dispute allegations.

When these scam calls come through, and they announce their purpose, I immediately say "this call may be monitored for quality and may be recorded for evidence purposes". The shortest measurable element of time before they hang up.

(415)230-2036 Got a call from an unidentified number (sent to voicemail) saying that I needed to call back. Claimed I had 2 cases pending against me and I had 24 hours to call and resolved it. Also stated they were going to file with "the local dispatcher" to have confidential paperwork delivered to me that I would need ID to receive.
Very, very obvious scam. Almost laughed when the message said paperwork would be filed with a dispatcher.

I received the EXACT same call today from the same number. They had my name, last 4 digits of my social security number, and the name of a very old debt (over 15 years old) from Mervyns Dept Store. I almost fell for it.

Received a call from this number today trying to deliver papers for a lawsuit . Didn't sound right especially call coming from across the country. Obvious scam . I was able to verify that thanks to this site and your post . Thanks

Got call today from this number for family not residing with me . Same story - obvious scam- do not fall for it

got a call from 855-815-2168 with almost the identical circumstances but they said I was listed as the next of kin for "Alice". I do not have anyone in my family named Alice. I asked for name of business and what it was for - never got it. I was told that someone would be at my house later today with the paperwork (Case no. 29129CV-14) and to have my ID ready. I told her "good luck" and hung up! I tried to look up this number but it's not coming up and if you call it - you just get the run around. I hope the FTC checks this out and busts these rude people.

I think this is the same "company" calling me. same kind of script and almost the same phone number.

Got this call today too. Claimed they had legal documents to send to my home address and wanted to confirm that I would be home. I asked who it was from and he gave me a phone # 415-230-2036 to call for more information.

my boss got a call saying that i had a lawsuit against me, and that i was in trouble in MN. i have no debt, credit cards, bank accounts, or even a payday loan of any kind. i called them back, and when i questioned the man about his company and who he was, he yelled 'WHO THE F*#K IS THIS???'. i then called back from my cellphone pretending to be someone else asking questions. the same man said 'hold on, let me pull up your account info here'. i asked 'how can you pull up account info if you dont even have my name?' he asked for my name and phone number and i kindly said 'no sir, you called ME!' he hung up afterwards. SCAM!!

I received a call at work again about a payday loan that I applied for online years ago but didn't get approved. This time it was a (804) 482-4026 # from National Attorney Information System. They wanted to verify the last four of my SS# which I declined. They claimed that someone was in my work area ready to serve me if I didn't pay an undisclosed amount of money. They ask for my HR department which I declined. I told them if you were going to serve me at work, then you should have the information...if you're legit.

I got a call yesterday. Someone left me a message from 'clerk of court' advising me to contact Zimmerman and Young. I was worried so I called the Supreme justice court in my area, they looked up my name and verified I had no charges against me. I was also told that I would receive a certified letter, a clerk of the court would never call to refer me to an attorneys office.
I called Zimmerman and Young. A guy claimed he was a paralegal but had no info to provide about this so called debt from a payday loan. He did tell me my address and social, which I did not confirm.
I asked him to send me something in writing, and he just told me to wait for a summons to court.. Whatever.

Be aware of phone number 716-462-4570. They called and said that I owed for a payday loan. Seems funny considering I've not taken a payday loan from CASHNET. I asked for their address they gave me 1189 Kenmore Ave. Buffalo, NY 14217. I can not verify that address. I keep calling back to verify that address and they hang up on me saying that they will file a suit for harassment. Funny, I thought they wanted money.

Meyers Group? Left some robocall message about "serious allegations" and a case #. I have also been getting these really annoying recorded messages congratulating me about a loan that I never applied for....which makes me wonder whether that the two are connected. I made the mistake of looking for loans online a few years ago and did not follow through. Now my info is out there and these scammers will surface every few months. I never answer a call not recognized and send everything to a blocked list.

Scam alert from number 415-230-2036. Claim they need to deliver papers for lawsuit - don't fall for it

someone please answer this question.If a lawsuit was legit,would it ever be sent to your email?

my husband received a call at work saying they had a warrant for his arrest and they would be picking him up the end of this week if he didn't not go with what they said. I called them and spoke with a lady who hung up on me and when I called back said I had to muh attitude and placed me on call with one of her superiors where she said I would not use that tone of voice and I said oh yes I will. when I spoke with the superior whos name is casey morgan she said they have a payday loan acct on file who says we have not paid. and then proceeded to tell me about the warrant so I told her I would be in contact with my counties courthouse and sheriff. when I called there they said if you have a warrant they will not call they will just show up at your door and take you. so I proceeded to call her back with that info and she hung up again. when confronting them they got very mouthy and would hang up so I called back finally they told me I was very rude and that they were no longer talking to me. the number to watch for is 904-435-5064 they sounded like a bunch of ex cons..

So 4yrs ago i get the call from the guy saying i was going to be taken to court for a payday loan i didnt pay. First, I hadnt applied for a loan in years. Secondly, I never got any money. So after several minutes of panic. I called back asking which company gave me a loan he said cash america. And i asked what card they gave it to me on. It was close to my card number but off on the last two digits. He had my drivers license and ssn. I explained i hadnt recieved a loan he called me a liar. I called an attorney and the place i "received" the loan. The loan place had no record. The attorney suggested i report to the police which i did, however they ran my license like i was the criminal and asked what they were supposed to do about it. Anyway, i quit answering the phone tho they still harrass me from time to time. But, now its on my credit report. I have no idea how to get it off of there. Or what to do.

I received a call from a guy named LEROY HILL yesterday at around 6:30PM asking me for my address. He never said why he didn't it. So I asked him and he was like "what I can't hear you?" and I said why the hell do you need my address. He said he has papers to drop off for a claim against me. I said, excuse me? What claim? And he said I am so sorry you should have been notified about this claim against you. He would not tell me where he was calling from, only his name, and his phone number was 609-489-5342. He gave me a number to call with a claim #. I hung up with him and tried calling him back to see who answered. The number rang once and then a message stated "the department of investigations is not accepting messages". So I hung up and called the number he gave me 855-245-0179 and it is a company called century group. A girl answered and asked me my claim #...she looked it up and said they are trying to collect on a pay day loan from Vandelier Group/Bahama Markeing from 6/1/12 that i never paid back. Which is not true, because I paid the few I took out back (you really don't have a choice it comes right out of your account). The girl was telling me I was going to be sued blah blah and couldnt give me any paperwork to back anything up. She kept trying to make me pay her right then and everytime she went to her case manager (Kerry) she came back with a lower number. I finally told her I can pay on the 15th and gave her a number to a debit card I do not use (no money on it). Which I will close when I know this is a scam. Anyone have any info to help me out? I have been researching a lot.

The phone numbers change all the time. I assume to make this scamming company untraceable. These unscrupulous scammers never give up. Home and cell ringing at the same time from "Restricted" callers. Leaving the same threatening message as follows.

"This is not a sales call. A complaint has been filed and your statement is required prior to the filing date. We ask that you verify name and location information to schedule service of process. You may press any key on your phone now to speak with an agent or call the claimant office at 844-823-0319."

An attorney has investigated this and confirmed it is a scam. I have reported to IC3, FBI and local police. I cant understand why they cant catch these disgusting individuals.

No one warns you of being served, I would think they already know my name and address as they have scowered the internet to find any family or friends of mine to harrass. What a joke!

I have recieved a call from this same company over the last several days. Stating that they have a notice of intent and will be serving me paperwork. The last call, recieved today, was from a woman stating that I have had ample time to respond and they have confirmed my address and employment. First she says the call is my last warning and I will be served with papers then she says, in the same breath, that I have 24 hours to respond. By the way, they always say, you have 24 hours to respond and it will be there last attempt to contact me. I have no idea what they are talking about and I do not plan on calling back to find out. If they truly have my current address, then they should be able to send me something via USPS regarding the debt....they have not; only the threatning phone calls.

Anyone heard of Century Group? 855-245-0179 ...same kind of issues as above. But first a local number called me (leroy hill 609-489-5342) asking for my address to deliver paperwork to. I asked him what for and he gave me the number above with a claim #.

I received a phone call from a " unknown" number that leaves a message to contact 844-506-7763. When I asked the guy to tell me who was call, he got annoyed and hung up. They've also called my family. I know it's a scam but it doesn't make it any less annoying.

My co-worker took a call and his name was Miles Morales and he told her what was are process she didn't know what he was talking about and he told her that he needed documents to me. his number is 844-506-7763. He also left a message on my phone saying he had talk to my boss and was waiting for information on me. He also said that I needed to call him and let him know where I would be to get the documents to me. But if he has anything on me then he should have all my information.

I got a call this morning from a guy who said something about James Montgomery and he said he was calling on behalf of someone and to call a number and ask them about what's going on. So i call the number and a guy asks for the case number, I give it to him and he goes "You don't know what's going on?" I'm like "no" he goes into his script of how I owe for a payday loan and he wanted to know if I wanted to rectify the situation before they file fraud charges and I will be arrested at my place of employment today and embarrassed and if I had kids that "Their mommy was going to be in jail". I told him to tell whoever to file whatever they needed to file and I'd see them in court.

I received a call today from a detective Brown w/ the Fraud Division for the legal offices of Central Claim Services; threatening to subpeona my ex husband and current husband if I didn't return his call. stated i needed to present myself to the DA office and my refusal to return the call would be my omission of guilt - said to report to room #202. No other address. researched the phone number, it is from a fax machine - called about 8 different offices looking for a detective brown - no one has a 'detective brown' in their department. I'd rather serve time than to pay them a dime. How do I get them to stop? I'm beyond stressed out with their lies and threats. advice please!!!

844 804 5382 is yet another one...same story

I received a call from a blocked number so I let it go to voice mail. When I checked the message I received an ominous message about a "legal" complaint in their office, they didn't identify themselves at all but told me failure to respond to their 855-217-4635 number with my reference number would result in an immediate court summons. This is the first I've ever heard from these people and when I did a reverse phone search it turned up empty but according to 1800notes.com they are not a real business. One thing I know for sure is that they are not the entity that has the ability to issue a summons. I can tell just from the message they left they are extremely aggressive and I won't be calling them back. Plus what kind of collection agency calls from blocked numbers doesn't identify themselves and when you research their number find only that it's a VoIP number from level 3 communications? Yeah if they call again they can talk to my attorney and perhaps even the federal authorities.

My question is -- why haven't they been shut down???

These people from Ashton check recovery keep leaving me messages in reference to a returned check with my social security number on it. Ironically they called my cell phone and left a recorded message, they can't be legit because I haven't even used a check in over 5 years. Their number 855-217-4635 shows as some level 3 number. I haven't called them back because I haven't written a check in forever, but tomorrow I'm going to ask for a validation of debt letter. If they can't provide that I'm heading directly to the local FBI office.

if you get a call like this you have a few options, gather as much information as you can and start a civil case for personal damages. a subpena will be issued to the other party and if they dont respond a real warrant will be issued for their arrest.

if you cant gather info on them, go to your respective LEA and file a report for attempted fraud. note that if you do this itll be considered a criminal case and depending on your area might not allow you to press charges.

dont underestimate the power of the system if you cant find them the justice system will. better than ignoring their calls and dealing with their bull****.

John Carter from ARS (716-8291865) called me. I returned his call. He asked me to verify the last four of my SSN. I did not. I asked him what this is about he said it’s in regards to Credit One credit card. He said I owe a balance of $915 and if i wanted to take care of it today. I told him I don't remember owning $915 dollars to any company and that I would need the debt validated. He asked if he could send something by email. I said no. He then ask me to confirm my address. He provided and old address (Quincy, MA). I said that’s not my current address. I said I would need debt validation information to review. He then said he can’t send any debt validation information; the only thing he can send is a settlement agreement. He said the debt has been validated because its gone through 3 collection agencies and his client wants to go to court. I asked who his client is and he said he couldn’t tell me that. I asked him why he couldn't tell me the name of the company that wants to sue me. He said he cannot tell me the name, only that they are going to take me to court for this amount. Then he said he will submit a request to move forward with the complaint. I said okay goodnight.

Received calls from "Colin Moore" for the past two days. He blocks his number and I send it to voice mail. He has legal documents on his desk attached to my name and social. I need to contact the claimant at 855-480-2550 and if I don't, he will be visiting me at work or my home to serve me no later than Friday as he's a legal document courier.He ends the message with 'you have been notified'

He called me too..still waiting to be served

I was called on Thursday and Friday of last week and was told that if I did not call back by the end of the day there will be a warrent issued for my arrest. I called back and they said that I was being charged with bank fraud and money theft because of a pay day loan. Well first off I never had a pay day loan and second where I work would have already been notified if that was the case. So after the first call had me all panicked that something was going to happen I reported it to the local police, Then on Friday I got the same call agian and when I called it back and they asked for my phone number, I told the lady I am so sorry I don't give that out she hung up. Now today is Monday and I do not know if they have called agian. It is a 210-762-5320 number that keeps calling. They told me that I can call victim services to settle this.That number is 210-625-4685. I did a search on both numbers, the first one does not come up and the second is registered to a cell phone. Good luck to everyone that has been getting these calls. Call and report them to your local police dept.

I was stupid and actually sent them money I'm a single mom and panicked thinking I have no one to take my children they said I had an hour and that I would be arrested either at home or at work. Also watch out for a company called westmontcapital they say you qualify for a loan of 7000 but you need to send a deposit since this is a secured loan then they ask for more money after that by the time you send them all the money they ask for you have sent the 7000 don't fall for it scam

1% of the population are psychopaths...
Lying comes as easy as blowing their noses. Even easier if Mommy and Daddy taught them, which is often the case with this type of scam. It's often a "family" thing...

I have received 3 calls and the caller ID says the number is a fax number from a government office in downtown L.A. - they ask me to call 888-788-8884 and that I am going to be served on a legal matter within days if I do not call and put a "hold" on the legal process. They leave NO case number, or any info about the debt or reason for the case. When I call back, I get a woman's voice mail. I believe this is a scam. Look up 888-788-8884 at Google and there are many complaints about this phone number.

Okay can some one help me out on this i got a phone call from a dept collector she said she was and please dont laugh at this im freaking out okay well she said i have a dept of $367 to Pornhub and she said if i don't pay I will go to juvinial court and she said I had 2 weeks to pay it at the website then she hangs up she sounded american after like a week has past she calls again and says my dept got higher and I told her i didn't watch at that website i watched somewhere else apparently it stacked up from the other website two so i ask an advise from my health teacher he asked me if i made an account i said no and he said did you use a phone or computer I said phone and then the teadher says again did you use internet on phone or wireless internet like house internet i said yes and he said if you used house internet then they should call your house phone then he said check it out just in case it's a fraud so can some one answer my question is it fraud and the stuff i watched was not the member ship ones or anything and apparently I have 9 days to pay now

I have received two calls from a 'John Morgan' saying I need to call reference legal action being taken against me for money I owe a payday loan company called Bohemian. Never heard of them and have no such loan. First time he called he said he was from SM&G Group--no such company. Second time he called didn't give any info except is was a legal action. Mr. Number says this phone number belongs to Lor, LLC. Still nothing to do with loans, lawyers, etc. Here is the number: 302-536-2681. It shows from Seaford, DE.

Today i had received a call from this, "John Morgan," calling on behalf of company, "Superior Document Services," inquiring if i had received mail from superior court about a case filed against me. I then asked in regards to what and he didn't disclose any pertaining info about the case and he said, "I don't have specifics and can't open your pdf file but i have a case number and phone number you can call for further information. After the call i then googled "superior document services phantom debt," which showed the ftc site as the top link and upon clicking and searching through posts i found this, "john morgan," to be listed here hence, my reply to the above post. He was saying the court was using them as a service which i find far fetched and sketchy. Pls watch out and dont be fooled or let a scammer shake your self-security.

I received a call today from a woman claiming to be named Blake Tyler stating that she had several formal complaints that were supposedly going to be filed against me. However she couldn't give me any kind of info on these alleged complaints at all which there were none because she was trying to scam me. The number I was told to call was 855-375-2986. Called back that number and it was for a place called coastal and asked me to dial my party's extension. I was never given an extension number. Immediately after hanging up the phone, my dad called me and said the same lady I just talked to left a voicemail on his phone. So annoying.

I am sick and tired from this SRO firm calling me telling me this woman gave them my cellphone their number is 855-7771978 its been more than two years that this same people is calling me and asking me if I know her, this last time they were more annoying and telling me I was crabby for answering in a bad way. I am f* tired. I have this phone number for more than 10 years and whoever used my number to get credit gave it away. So I don't know if this is a scam or this person used my name and number to get whatever.. I'm so pissed

Just got a call saying it was for check fraud from 214 504 2986, saying i need to appear in court..wow...these people are crazy, and they want money from me..

if you are free and clear on "said debt" call them relentlessly and they will eventually leave you alone. i called them over a hundred times in 2 days from different numbers. they have beged me to stop calling. as long as i dont hear from them i will leave them alone

Just got a call from 866-748-9151. Left a voicemail stating "We're looking for the following defendant (insert name). If you have any info about the defendant please call with case number..." I looked the number up and all that comes up is an old behavior health company which clearly doesn't use the number anymore. Ridiculous.

Has anyone received a call from 909-366-5780? I traced it to National Paymen in Big Bear Lake CA. The lady, Harmony Bland, claimed to be a part of LMI Legal Services (which does not come up with a simple Google search). She said I owed first $150 then by the end of the call $650 for a payday loan. I demanded either an email or hard copy of the details and she refused. I told her that I needed them for my lawyer to review. I was told that I would be receiving a summons to court.

I got a call from 281-201-0413/ STP Group. Woman was leaving me a message about 'giving me a chance to answer allegations about a debt I owed'. I picked up and began to play along---she smoothly and very confidently told me I had taken out a Cashnet USA online loan in Sept of 2013 for $575 and with interest, $872 was now due (that's one heck of an interest rate!!). I needed to pay it NOW or they were going to file suit. I told her I had never taken out a loan--she told me they 'had already subpoenaed records and were going to file suit'. (I was married to an atty---that's not how it works. You have to have a lawsuit filed BEFORE you can subpoena anything.) Much of her jargon like 'answer allegations' was an attempt to intimidate by sounding 'legal'. During conversation she told me driver's license # that was not mine and a totally incorrect email address attributed to me. The SCARY PART WAS SHE REPEATED MY ENTIRE SOCIAL SECURITY NUMBER CORRECTLY, correct birthdate and though the loan was 'deposited' to an acct # which I have never had, the bank was correct. She also had my correct home address. Way too much correct personal information! Conversation ended with me denying any such loan and she told me I needed to contact my atty for representation. I told her to bring it on..... I called the sheriff's dept and filed a full report so that if they do anything that effects my credit score (which she threatened several times), I will have backup. I know it's a scam but it does give me cause for pause to know how much of my private info is in their hands. I am very protective of it and have NO idea how they got it.

It's a big game...you people lie to them, they lie to you. Whoever lies better wins! If you paid your bills in the first place, you wouldn't have these problems! Look in the mirror and place the blame where it truly lies.

I got my first such call today.. 202-241-9607.. let the voice mail pickup.. I certainly wasn't going to , why?? because I get these crappy calls all day, FBI, cruises and lots of unknowns.. The reason I didn't pick this one up, we have not now or ever had any bill not pd.. and have never taken out a payday loan.. we work for our money.. we don't have the money, we don't buy it.. so it's not everyone that may have now or at one time owed a debt, other than to their own local bank that is getting these calls. think before you spout off

Please stop this number 206-582-7956 becasue it called me 5 times in different dates and didn't say who, no answer and I redialed back to find out just answering machine stop this abuse calling

Phone number 916-469-7022 and 7012 claiming to be from the attorney general offc in California. Stating fraud charges against me for stating my income was entered as a higher amount than I make on a payday loan I never got!! Claiming I owe $3000 or will be arrested at my place of employment.

So I had someone call from 206-629-2080 - claims to be a Mark Davis. As with most people on here...there is no debt to collect on. However, he said he was contacting my county court and will be filing suit so I called the police and said that is not how anything like this works. It is fraud and harassment scares people. This idiot called my sister, my husband who all panicked. That is not how you do business. I told him to send me whatever he has in the mail so I can view it and give it to my lawyer and he said that is not how it works. So I told him to file and I will deal with the courts directly so we will see what happens. Now to the people on here telling others they need to pay their debt and stop lying - you don't know anything so you shouldn't be on here at all. Unless of course you are a Mark Davis and paid to harass and receive a bonus if you actually get some poor schmuck to pay you, which I am sure you are.

Call from 214-504-2986 Scam call about non existent check fraud, so tired of these scammers. go to the FCC's website and file a formal complaint. Listn to the entire message, get any identifying info. http://www.fcc.gov/complaints

Keep getting calls from (214) 504-2986 making theats about check fraud. I don't even own checks. They have my name and phone number and keep threatening me.

The crap stated about that "you people need to pay your debts" is BS. I have a credit rating over 800...I owe nothing past due...ever. Got a call from unlisted number...told me (did not state a name of who they were referring" to call 844-823-0319 or be served papers and that calling would serve as process. I called and spoke to "Marie" of PDA Group. She asked if I was an individual, who I was not. I asked who they were and how they got my info and she hung up on me. I called back and got a beligerant man who told me his address was 1 Commerce Street, Nun-ya Business. I asked him how he got my info and that it was illegal for him to leave recorded fraudulent threats like that on my voicemail (my cell phone is on the "Do Not Call" registry. We exchanged banter, and he told me to go "F" myself, that he would do what he wanted to do, and that if I knew the law, do something about it. I filed an FTC complaint, but I am sure nothing will come of it.

So much for those of you who must work for these creeps and say off the wall BS like "pay your bills and you won't be called". If that were the case, Federal Legislation would not have been passed to provide criminal penalties for these "upstanding" people.

Agree ... FCC should be involved. Simple online paperwork for a complaint.

They keep calling for my son and i keep telling them he is here and to come serve the papers. When they ask to talk to him I tell them he can't come to the phone because i killed him and buried him in the back yard because of all these phone calls from you people but the law hasn't showed up to dig around!

I had one of those calls. The person claimed to be an attorney for Shearman & Sterling law firm.
I did a little research and found the actual website for Shearman & Sterling, LLP and did a search for the person in question. There were no results, which clearly indicated that it's scam. I'm not falling for it.

I have the same problem saying I owe for check fraud on a bank account that has been closed since 2008. I do not even write checks. I contacted my local PD and filed harassment they are now giving me options to filing a formal complaint through the state.

i spoke with a nice lady named ms. knowles. i'll admit when she first called i was mad as hell but i knew i owed the debt and the right thing to do was pay my bill. i care about my credit and it's just not worth it.

You're one of them!

You spoke with a nice lady named Ms. Knowles....hahahaha! I got a call from 214-504-2986. I called from a blocked number, and "hey, I just answer the phone around here." They wanted to know if I got a recorded call and was it my name or someone else's. I didn't answer their questions -- my response, if you can't or won't tell me who you are, what your web address is, who you represent, give me a court or a case number and a county, I can't give you anything and don't call no more. I'm saying that any legitimate debt collector will not go about business in this manner. It is not legal, nor is it ethical. Challenge them people!

I recieved a phone call today saying I needed to give them a call back immediately regarding a bad check from a company called SGQ Processing. They called from my area phone number & left a 844-823-0318 number for me to call. I called the number back & spoke to a lady name Ms. Carter. 1st she said I owe $260 that it was a loan deposit into my credit union acct on July 16 but the acct wasn't opened until July 19. I recieved a pdl in July but it was not deposited into my credit union acct. So I'm trying to understand how they got all of my information. Plus the pdl company doesn't have a working number to verify with them if they sent them my information. But I need the phone calls & harassment to stop.

Leave a Comment

Commenting Policy

Read Our Privacy Act Statement

It is your choice whether to submit a comment. If you do, you must create a user name, or we will not post your comment. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Comments and user names are part of the Federal Trade Commission’s (FTC) public records system, and user names also are part of the FTC’s computer user records system. We may routinely use these records as described in the FTC’s Privacy Act system notices. For more information on how the FTC handles information that we collect, please read our privacy policy.