Starting October 1, people will have new ways to buy health insurance under the Affordable Care Act. As opening day approaches, the media will no doubt carry more stories about the Health Insurance Marketplace, how to enroll, and where to get legitimate help. Now that’s the kind of news you can use.
One other piece of news that’s useful: federal and state agencies are working together to encourage consumers to report scammers who use the Health Insurance Marketplace as bait.
What would you do if you thought your insurance benefits were on the line?
The FTC has charged AFD Medical Advisors in a telemarketing scheme that allegedly targeted older people and convinced them to pay $299 for a "YourRXCard" or "RXrelief' prescription benefit card that would supposedly give them big discounts on prescription drugs. According to the FTC, the company claimed it was affiliated with Medicare, Social Security, or legitimate insurance companies, and led people to believe they had to buy the cards to continue receiving their existing insurance benefits.
It’s heartbreaking to see people lose their lives, homes, businesses, pets and livestock to ravaging floodwaters. But it’s despicable when scammers exploit such tragedies to tug at your heartstrings and appeal to your sense of generosity.
That’s why the Federal Trade Commission, the nation’s consumer protection agency, urges you to be cautious of potential charity scams in connection with the ongoing flooding in Colorado.
Who doesn’t like to get something for free? That’s what scammers are hoping when they send out messages like this:
You've been selected for a free $1000 giftcard!
Enter the code 'FREE' at yourfavestore.com.shop.biz to get it now.
Only 112 left! Text OUT to stop.
But if you do as the text says, you’ll end up at a website that requires you to give up your personal information to claim your “free” gift. Once you’ve shared your information, the site pushes you to sign up for more than a dozen risky trial offers (which aren’t free) to qualify for the supposedly free gift card they promised you.
As we kick off Hispanic Heritage Month celebrations, we think of all the wonderful contributions Latinos have made throughout U.S. history. From Civil War Admiral David G. Farragut to union leaders César Chávez and Dolores Huerta, baseball’s Roberto Clemente, Nobel Prize winner Severo Ochoa and Supreme Court Justice Sonia Sotomayor, the list of Latinos who have empowered the U.S., and all of its communities, is endless.
As part of its ongoing effort to end illegal robocalls, the FTC announced settlements with two more unscrupulous companies that made prerecorded calls to trick consumers into paying for deceptive credit card interest rate reduction plans.
You get a call from someone saying she works for the U.S. Citizenship and Immigration Services (USCIS). She seems to know exactly who you are. She might already know your name and address, and might even know what kind of visa you’ve applied for. She says you have to pay a new fee – and, if you don’t wire money immediately, your hopes of immigrating will be lost. She might even threaten you with arrest or deportation.