scam

Changes in Health Insurance: Where to Learn More

Health insurance is changing under the Affordable Care Act. Starting on October 1, 2013, people who are uninsured or who buy their own coverage can sign up for health insurance through the Health Insurance Marketplace. Why write about this now, if enrollment doesn’t start until October? Because we’ve already heard from consumers and other federal agencies that scammers are trying to convince people to act, and give up money or personal information. Scammers want to get to you before you have time to think.

Blog Topics: 
Health & Fitness

A Strange Affinity

Do you trust people more if they’re like you, or a part of your community? Scammers bet that you do. Every day, they take advantage of that unconscious trust.

It’s called “affinity fraud” — when someone in a group uses their membership in that group to scam another member. Think religious, ethnic, or professional groups. Might you be willing to hear more about a deal if a member of your church asks you to? Or take advice from someone who speaks your same language? Through the FTC’s Legal Services Collaboration, we’ve heard of cases just like that.

Vacation Nation

Today the FTC and federal, state, and international law enforcement partners announced 191 recent actions against companies scamming travelers and timeshare property owners. Many of the cases — including the FTC’s — involved timeshare resale scams.

Here’s how the scam plays out:

Timeshare Resale Scams Infographic

Blog Topics: 
Homes & Mortgages

Going on Vacation?

Planning a vacation can be overwhelming. And while there may be options for virtually every budget, there also are lots of pitches made that, frankly, may be a little generous for the situation. Here are some tips to get you started.

Blog Topics: 
Money & Credit

Veterans – A Great Asset

While Memorial Day is an opportunity to honor and pay tribute to all men and women who died in military service to our nation, every day is an opportunity to thank the veterans we know for their service. Unfortunately, though, not everyone has the best interests of veterans in mind.

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Jobs & Making Money

Recovering from a Health Care Hustle

The FTC announced today that it will mail more than $700,000 in refunds to people who thought they paid for medical insurance but were sold worthless medical discount plans instead.

Stethoscope and heart monitor

Blog Topics: 
Health & Fitness

How to Make Sure Oklahoma Tornado Victims Benefit From Your Donation

In the wake of the destructive tornado that devastated Moore, Oklahoma, on Monday, you may be looking for ways to help, like donating to a charity or fund.

Before you give, just make sure of one thing — that your donations are going to a reputable organization that will use the money as promised.

Blog Topics: 
Money & Credit

“Green Card” Lottery Scams

The results for the 2014 Diversity Visa Lottery are now available at dvlottery.state.gov.

That’s good news for people who are hoping to become “lawful permanent residents” in the US (sometimes referred to as “getting a green card”).

But it’s also a good opportunity for scammers to try to confuse hopeful applicants.

Blog Topics: 
Money & Credit

The Affordable Care Act: When Scams Follow the News

The Affordable Care Act is in the news lately. And one thing we’ve learned at the Federal Trade Commission is that scams often follow the news. Natural disaster? Charity scams will follow. Implementation of a major new law affecting millions of people? Scammers will be there.

Blog Topics: 
Health & Fitness

Fake Government Grants — Real Refunds

Nearly 23,000 people who lost money to scammers promising they could help them get free government grants will be getting $1.7 million in refunds, thanks to the efforts of the FTC.

Here’s what you need to know to avoid a similar scam...

money wrapped up in a red bow made to look like a gift

Blog Topics: 
Jobs & Making Money

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