scam

Relief from tax relief

The FTC is mailing refund checks totaling more than $16 million to 18,571 people who paid American Tax Relief, a company that claimed it could reduce their tax debts. Under the settlement, the defendants turned over millions of dollars in assets, and are banned from telemarketing and selling debt relief services.

Blog Topics: 
Money & Credit

Court tells tech support scammers to pay up

A U.S. District Court recently ordered the operators of several international tech support scams to pay more than $5.1 million for convincing people that their computers were riddled with viruses and then charging for bogus support services.

We’ve written before about tech support scammers. They call and claim to work for well-known companies like Microsoft, Norton or McAfee. They say your computer is infected with malware and then ask for remote access so they can “fix” it. Or they place ads in online search results to trick you into calling them.

computer and phone

Did you get a call from area code (876)?

Ring, ring… you get a call from a number starting with area code (876). They call to say you’ve won the “Mega Millions” Jamaican lottery, and you could even win a car! All you have to do is pay a few thousand bucks in taxes or fees, and the big jackpot is yours. That’s great news, right? Wrong.

Don’t send money to anyone who claims to have a prize for you. Odds are good that it’s a scam. And just so you know, playing a foreign lottery is against federal law.

Image of phone
 

Blog Topics: 
Money & Credit

How to say scram to crammed charges on your mobile bill

If you are budget-conscious, you’re probably great at tracking where your money goes every month. You pore over receipts, take advantage of sales, and even research prices on big-ticket items to save the most. So how often do you review your mobile phone bill for fraudulent charges that could be draining your wallet?

New report highlights recommendations to protect consumers from mobile cramming

Chances are you have a mobile phone – according to a Pew Research Center Internet & American Life Project survey, almost 90 percent of us do. And like most of us, you may not pore over every line on your monthly phone bill to understand what you are really paying for. Too bad, because mobile cramming –  adding charges to mobile bills that people didn’t authorize or know about – is an illegal practice – and it has become practically epidemic, according to the FTC. 

Blog Topics: 
Money & Credit

Timeshare resellers & quick-money promises

Con artists are adept at selling — or selling you on  — just about anything. When it comes to timeshare resale services, they may claim to have a buyer for your property. Or that they can sell your place quickly and for a good price. But first, you’ll have to pay a hefty fee.

Blog Topics: 
Homes & Mortgages

Six things you can do to avoid a mortgage mis-modification

If you’re a homeowner who is struggling to pay the mortgage, a website, phone call or mailer that offers to reduce your mortgage payment by several hundred dollars a month sounds awfully tempting. Unfortunately, it could turn out to be just plain awful.

Today, the FTC and the Consumer Financial Protection Bureau announced Operation Mortgage Mis-Modification, a group of lawsuits that charged companies with taking hundreds — sometimes thousands — of dollars for loan modifications, and then leaving homeowners worse off.

mortgage statement and calculator

Blog Topics: 
Money & Credit

Promises here today, gone tomorrow

We’ve all probably seen ads online, on TV, and in newpapers: “Job placement – Guaranteed!” “Interview Today. Start Tomorrow.” When we’re out of work, an ad promising a job starts to look really good. But what happens if we follow through with a click or a call? Do we get that "guaranteed" job?

Blog Topics: 
Jobs & Making Money

The business directory scam strikes again

You work at a small business, nonprofit, church or local government agency, and you get a call:  Someone wants you to confirm your contact information for a directory. Sure, no problem.   

But there is a problem:  Soon, you’re opening an invoice for hundreds of dollars for a listing in an online business directory — something you never asked for or wanted.

Blog Topics: 
Jobs & Making Money

Government imposters’ tricks revealed in full color

As part of our ongoing effort to raise awareness about scams targeting the Latino community, we’ve developed a new publication about government imposter scams. Impostores del Gobierno is our first Spanish-language “fotonovela” and we hope we can count on you to help us distribute it.

Blog Topics: 
Money & Credit

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