Variations on a Scheme

We’ve heard reports that a variation on an old scam is making the rounds. It sounds like this:

<Ring, ring>

Unsuspecting person who answers the phone:  Hello?

Scammer who is calling:  Ma’am, I’m calling from the government. We’re about to send out national medical cards for the new Affordable Care Act. You’re one of the lucky people to get yours first, so I just need to confirm your name, address and phone number.  Oh, and your bank account number, too…

This kind of scam pops up anytime there’s a big change in a government policy, or when a topic is in the news. Scammers use people’s uncertainty to try to get them to reveal personal information. From there, it’s not much of a leap to identity theft, with scammers racking up bogus charges on your credit cards, opening new credit cards in your name, even taking out loans in your name.

You can protect yourself. If you get a call asking for your information, hang up. It’s a scam. Government organizations and the legitimate groups you do business with have the information they need. They’ll never call to ask you for it.

But do me a favor:  If you get a call like this, report it to the FTC. The phone number on your caller ID – if there is one – or the name or location of the caller – is helpful information to investigators and professional fraud fighters. You can report it online or on the phone, toll-free, at 1-877-FTC-HELP.  Your report might help stop the scammers, and it could help keep others from being scammed.

Comments

We are aware of the scams but they keep changing the terminology and it confuses us, sometimes we send the money or give the information they request in just the small hope of winning or getting SOME THING in return,

I got a call from this 727 495 6846 Richerson say they have a lawsuit filed against my mane on my social security number

Just remember YOU DID NOT MAKE THE PHONE CALL. THEY CALLED YOU. Anyone who calls your phone who is not a known family or friend, you have no proof, just their word. Scammers have no word to stand on. When they ask for you, just say (that person) is not available till tomorrow at such and such, make note of the information on caller ID, names, etc. Act friendly and yet rather 'dumb'. I screen my own calls this way. Asking for a number to return the call to...and if the one needed comes in early, you will give the message.
Gives you plenty of time to do something. My mom was getting calls like this and even gave out her SSN, and I happened to call about another scam out there, when she told me. I YELLED at her a bit, then told her to report it to SS herself. They had heard of the scam, and said they would put a block on her SS except for her own given ID in the computer.
For the info of a lawsuit against your SSN, ask for the case number, which court it has been filed in. This is minimal information they can give you that would be on it IF TRUE.
I am NOT an expert, just a middle ager joining the ranks of the bogus phone calls and have my guard up.

I haven't have that scam yet. But if I get it, I'll call your phone #. Thanks.

There will be entirely fake "Certified low-cost PPACA insurors" all over the web scamming the naive. You just watch.

i get a call from this number at least once a day they leave a message asking for me or my attorney to call them back.Said my ssn is under invistagation and he works for goverment. it is always they same guy and he has a strong ascent.

For the info of a lawsuit against your SSN, ask for the case number, which court it has been filed in. This is minimal information they can give you that would be on it IF TRUE.

Unfortunately the internet is not free from scams and scammers. Some scams are especially designed to take advantage of the way the internet works. There are many websites like but one of personal experience working with Mission Tuition ( www.missiontuition.com ) is one of them.

Mission Tuition claims to save money for your college fees when you shop with them but they at the end of the day when you withdraw the funds, they block your account like they took my $1500, what a waste.. And you get nothing, wasted your time, money and energy.

There's another one where they call from the "district attorney's office" and want you to sign something because there's a case going on for "fraudulent" use of your credit card. Essentially they want you to call back, attest that it was your card and want you to confirm/divulge your full card and personal info. They're pretty persistent as well.

Grandma J! Way to be on the lookout and be so pro-active! Keep sharing your knowledge.

I just got a call from affordable care act asking questions about my health claims. ( I have none) the # was 333-221 it was missing one number. I disconnected the call told them not to call back. 1 hour later my phone rang from the same number but I did not answer.

I am a Regional Coordinator for the Senior Medicare Patrol program and when I go out to the community to talk about Medicare fraud I always include information from the FTC about telephone scams. It's amazing how many scam calls my senior audience has received.

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