Consumer Information Blog

Are you and your Valentine financially compatible?

The most romantic day of the year is almost here. And while you’re daydreaming about the great chemistry between you and your Valentine, you also might think about whether you’re a financially compatible couple.

So how can you tell if you’ve got fiscal attraction? Play our quiz to check out how your significant other stacks up in the financial department.

Blog Topics: 
Money & Credit

Phantom debts and fake collection notices

Imagine getting an official-looking letter — with a seal, signed by a judge — that says you owe a lot of money for an unpaid payday loan. Awfully intimidating, right? Especially if it included your correct name, address, and maybe even your Social Security number.

In a new twist on an old scam, criminals are impersonating law firms, judges, and court officials. They send out scary letters and make threatening phone calls about phantom debts to try to convince people to send them money.

Blog Topics: 
Money & Credit

A text message that’s no prize

A free iPad?! A $1,000 gift card? And all for clicking on a “YOU HAVE BEEN SELECTED FOR A PRIZE” text message you got out of the blue?

Blog Topics: 
Privacy & Identity

When a Business Doesn’t Protect Your Information

Say someone searched your name online. What do you think they’d find? What if some clicking brought them to things like your medical history, notes from psychiatric sessions or kids’ medical exams, or your Social Security and driver’s license number?

If you don’t like the sound of that, you might be interested to know that the FTC has announced a settlement with GMR Transcription Services, a company that promised “Security Measures to Protect Your Confidentiality,” for failing to protect personal information.

Blog Topics: 
Privacy & Identity

An Online Payday Loan Or Window To A Scam?

Strapped for cash? You might think an online payday loan is a quick and easy way to help stretch your money. But before you enter your bank account or any other personal information on a payday loan website, back away from the keyboard! That online payday loan might be a window to a scam.

We Want to Hear From You!

Veterans and their families deserve truthful information when choosing how and where to use their military education benefits. Are you getting the straight scoop on what your program will cost, the likelihood of graduating and the chances for getting a job in your field? If you’re not getting the information you need to make an informed decision, the FTC and its agency partners want to know.

Blog Topics: 
Jobs & Making Money

Data Privacy: Taking It Personally

Quick. In 2012, what was the number one complaint submitted to the FTC?

You guessed it: Identity theft. And it has been the number one complaint for 13 years straight.

That makes Data Privacy Day the ideal time to think about how you can protect your identity.

Latanya Sweeney, the FTC’s Chief Technologist, recently told us that something as simple as an online resume could be a treasure trove for identity thieves. It turns out that a web search can reveal the names, Social Security numbers, and birthdates of thousands of people because this information appears in many online resumes.

The New Net Cetera: Hot off the Press

This just in: The revision of the FTC’s free guide, Net Cetera: Chatting with Kids About Being Online, is hot off the press. The booklet has updated tips for parents, teachers, and other adults to use when talking with kids about online safety and digital citizenship.

Net Cetera booklet

Blog Topics: 
Privacy & Identity

An Unfortunate Fact About Shopping

Another day, another announcement about a data breach.

As news trickles out about retailers that have been hacked, you may be wondering what you can do to protect yourself from fraud. Even if you’re not sure that your accounts have been affected, you can do a few things to protect your accounts, your money, and your credit reputation.

a shopper hands over a credit card

Ending a Spam Scam about the Affordable Care Act

The Federal Trade Commission has sued one of the world’s reputedly biggest spammers and the company it says he used to send thousands of false, alarming and threatening emails disguised as information about the Affordable Care Act.

Blog Topics: 
Privacy & Identity

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