Consumer Information Blog

Pyramids of Fortune?

Thinking of joining a multilevel marketing program to make some extra money? Before diving in, make sure you’re not dealing with a pyramid scheme. They’re illegal, and for good reason.

Blog Topics: 
Jobs & Making Money

Gear up for a Great National Consumer Protection Week!

The 15th annual National Consumer Protection Week (NCPW) is March 3 - 9. Government agencies, advocacy organizations, and private sector groups from coast to coast have come together here to share information that can help you make smart decisions about a slew of subjects, including privacy protection, money and debt management, and recognizing identity theft, frauds and scams.

Buying Jewelry for Valentine’s Day?

Nothing says “Be My Valentine” more than a box of chocolates, flowers, and a poetic love note.

Unless it’s a heart-thumping piece of jewelry!

If you’re thinking about buying jewelry for your sweetheart, there are a few things to know about platinum, gold and silver, and gemstones, diamonds and pearls.  A little knowledge can help you avoid buyers’ remorse.

Blog Topics: 
Money & Credit

Data Privacy Day Is January 28th

Data privacy is so important, there’s a day dedicated to it. The National Cyber Security Alliance is kicking off Data Privacy Day with an event on January 28, 2013, at the George Washington University Law School in Washington, D.C. Panelists will explore data stewardship and privacy innovation, as well as the implications for personal information in an on-demand mobile environment.  FTC Commissioner Maureen Ohlhausen will keynote the event.

Blog Topics: 
Privacy & Identity

Baby, It’s Cold Outside

Winter’s here, and boy, does your utility bill show it! If you’ve got a minute, take a listen to some tips from the FTC on how to cut your energy costs. 

Audio Tips

Blog Topics: 
Homes & Mortgages

FTC to Debt Collectors: Play by the Rules!

If you’re behind in paying your bills, you may be contacted by a debt collector — someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Blog Topics: 
Money & Credit

Beware of Business Coaching Scams

Have you seen websites or ads, or gotten telephone calls that say a home-based internet business could be your ticket to making easy cash? Some claim a business coaching program will help you get going. Before you respond to an offer for business coaching services, keep your money in your wallet and your eye on a recent case brought by the FTC.

Blog Topics: 
Jobs & Making Money

The Clock Is Ticking for Students Seeking Financial Aid

It’s that time of year again. If you’re a college student seeking financial aid, you should fill out the Free Application for Federal Student Aid (FAFSA) as soon as you can. While the deadline for submitting the FAFSA is June 30th, many states and schools allocate funds on a first-come, first-served basis, and some states have deadlines for filing the FAFSA to be eligible for certain kinds of aid.

Blog Topics: 
Money & Credit

Scammers Target Businesses with Fake Emails

A favorite trick for rip-off artists is to pretend to represent a trust-worthy and respected organization. Today – and we mean that literally -- we’re hearing from businesses that have received email exploiting the good name of the Federal Trade Commission. We don’t want you to lose money or valuable information to a scam artist sending a phony message claiming you’re a target of the FTC.

Blog Topics: 
Privacy & Identity

Finding Qualified Help with Immigration

Immigration can be a complicated process. It’s reasonable to want help navigating it. And it’s vital to find qualified help. But it’s equally important to be careful about who helps you. Friends and relatives may offer advice, or a business owner or notario may promise good results for a low fee. Here at the Federal Trade Commission, we hear from people who have gotten bad advice from trusted friends and relatives or who have lost their money to unscrupulous notarios. In the worst cases, they’ve lost their chance to immigrate.

Blog Topics: 
Money & Credit

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