Another day, another announcement about a data breach.
As news trickles out about retailers that have been hacked, you may be wondering what you can do to protect yourself from fraud. Even if you’re not sure that your accounts have been affected, you can do a few things to protect your accounts, your money, and your credit reputation.
The Federal Trade Commission has sued one of the world’s reputedly biggest spammers and the company it says he used to send thousands of false, alarming and threatening emails disguised as information about the Affordable Care Act.
A dune buggy struggles near the top of a steep sand dune — some optimistic off-roader clearly overestimated what it could do. But wait — a Nissan Frontier suddenly zooms up the hill and powerfully pushes the buggy over. It’s amazing — even the people standing there can’t believe it! No really, they can’t. Because it didn’t really happen, the FTC says.
Is it the right color? Right size? How does it stack up in terms of energy efficiency? Those are some top questions for anyone shopping for a home appliance. EnergyGuide labels, created by the Federal Trade Commission, are one key source of information. They show an appliance’s estimated annual energy use, energy cost and key features.
When you’re caring for a baby, diapers and wipes rank high on the list of essential products. And when a company advertises those products as biodegradable, compostable, or “eco-friendly,” it’s essential that those claims are accurate and truthful. Down to Earth Designs, Inc., which makes gDiapers, has settled Federal Trade Commission charges that the ‘green’ claims it made for its disposable diaper pants, liners and baby wipes were deceptive.
Office for Victims of Crime, U.S. Department of Justice
Being a victim of identity theft can be complicated and frustrating. While it may take time to figure out what happened and begin to fix the damage from this crime, there are programs and trained victim service providers available to help you through the process.
Have you ever tried to pay for things with a check and the transaction was declined even though you had money in the bank? It might be because a consumer reporting agency gave the retailer negative information about your credit history – including your checking account history – or indicated that you could be a bad credit risk for other reasons.
Quick: name a way your kids could rack up hundreds of dollars in charges in under 15 minutes without you being the wiser.
One answer: through an app on your iPhone or other Apple device.
Today, the FTC announced that it has reached a settlement with Apple, resolving allegations that the company didn’t get parental consent for many of the charges racked up by their children in kids’ games.