Tag: loan

If you’re thinking about applying for a credit card, the Federal Trade Commission (FTC), the nation’s consumer protection agency, says be skeptical of gold, platinum, or pre-approved card offers that promise to get you a major credit card or...

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This video shows what happens when someone gets a payday loan but can’t pay it back right away.

During the past few years, consumers have complained to the Federal Trade Commission about debt collection more than just about any other single topic. It’s no surprise, then, that when we asked legal services attorneys and non-profits across the...

If you’re thinking about applying for an online payday loan, you might be dealing with a direct lender – or you might be dealing with a loan aggregator. A direct lender lends you the money; a loan aggregator is a middleman – a company that...

If you need a short term loan, you may be tempted by ads touting online payday loans. But before you click on a link, the Federal Trade Commission (FTC), the nation's consumer protection agency, has a few caveats to share. 

Lenders Don't...

The FTC recently completed its fifth national study on the accuracy and completeness of consumer credit reports. A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, or have filed for...

Owning a car can be a big responsibility. And while you may have gotten up to speed on proper tire inflation and when to replace worn wiper blades, there are some other key things to know. 

For instance, if you took out a loan to buy your...

People use credit to pay for education or a house, a remodeling job or a car, or to finance a loan to keep their business operating.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Equal Credit...

If you’re refinancing your mortgage or applying for a home equity installment loan, you may have protections under the Home Ownership and Equity Protection Act (HOEPA). This law deals with deceptive and unfair practices in home equity lending,...

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