Tag: loan

Here’s why you don’t want to pay fees to a business that promises to lower your monthly car payment or help stop a repossession.

Companies selling payday loans often charge high fees and interest rates. Consider other ways to borrow money, and compare the costs between your options.

You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. But if you have to pay a fee in advance for a "guaranteed" loan or credit card – you’re dealing with a scam. Legitimate lenders never...

A new car is second only to a home as the most expensive purchase many consumers make. According to the National Automobile Dealers Association, the average price of a new car sold in the United States is about $30,000. That’s why it’s important...

"There is currently money available NOW right here in your area, to help pay your bills."

"NO lines, NO waiting, NO credit needed. This is YOUR money and will be sent back to the federal government if not used in your area."

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What do you do if a friend or relative asks you to co-sign a loan? Before you say yes, think about the obligations involved and how they may affect your own finances and creditworthiness. When you agree to co-sign a loan, you’re taking a risk a...

If you need money to pay bills or make home improvements, and think the answer is in refinancing, a second mortgage, or a home equity loan, consider your options carefully. If you can't make the payments, you could lose your home as well as the...

A joint publication of the Federal Trade Commission and the U.S. Department of Education

An education beyond high school is an investment in your future. It can be expensive and often requires you or your family to take out loans to help...

Looking for a loan or credit card but don’t think you’ll qualify? Have you been turned down by a bank because of your poor credit history? You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit...

The possibility of losing your home to foreclosure can be terrifying. The reality that scam artists are preying on desperate homeowners is equally frightening. Many companies say they can get a change to your loan that will reduce your monthly...

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