Tag: mortgage

If you teach people about everyday financial issues, like saving and shopping, credit and debt, buying a home or car, or looking for a job or paying for school, the FTC is your information destination. Consumer information from the FTC is free...

Even if your home is uninhabitable after an extreme weather event, you still have a mortgage. Contact your lender immediately to discuss your options. Your lender may allow a grace period during which it may suspend your mortgage payments.

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If you negotiated a short sale of your home, you may be surprised to learn that some mortgage loan underwriting systems can’t distinguish short sales from foreclosures on consumer reports. And that may keep or delay you from getting a new...

If you are struggling to make your mortgage payments — or you’ve missed making some payments — you may be thinking about negotiating a short sale of your home with your lender. After all, a short sale may not hurt your credit rating as much as a...

Today marks the 10th anniversary of the opening of the National Do Not Call Registry. What a fitting day for the FTC’s announcement of the biggest civil penalty ever collected in a Do Not Call case.

Mortgage Investors Corporation has agreed...

                             Shopping around for a home loan will help you get the best financing deal. A mortgage is a product, so why not apply the same tactics you use before you make any other major purchase? The cost of a mortgage...

Money Matters! Do you teach people about everyday financial issues? Consumer information from the FTC is free and in the public domain. That means you can print it, copy it, post it, or link to it freely – and for free.

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Should you pay someone who promises to prevent foreclosure or guarantees you a new mortgage? No. Here are 5 tips to help you avoid a scam.

You can order free bookmarks to put in your neighborhood library, local business, or anywhere!

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The FTC is mailing several hundred refund checks to Spanish-speaking consumers who lost money to Dinamica Financiera. The company falsely promised foreclosure relief and mortgage loan modifications.

For questions or general information...

If you’re refinancing your mortgage or applying for a home equity installment loan, you may have protections under the Home Ownership and Equity Protection Act (HOEPA). This law deals with deceptive and unfair practices in home equity lending,...

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