Tag: fraud alert

If you’re shopping for a car, applying for a job, looking for a home, or simply getting your financial house in order, then it’s time to check your credit report.

The Federal Trade Commission recently updated one of its most popular...

If you’re concerned about identity theft, those reported mega-data breaches, or someone gaining access to your credit report without your permission, you might consider placing a credit freeze on your report.

What is a credit freeze?Does a...

As you recover from a weather emergency, you will need to share personal information to get relief benefits or replacement identification documents from government agencies and organizations: Be cautious. Identity thieves may pose as government...

Several federal laws protect victims of identity theft.

Summary of RightsDocumenting the TheftWorking with Credit Reporting CompaniesCommunicating with Creditors and Debt CollectorsLimits on Financial Losses from Identity TheftOther Federal...

Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. The alert lasts 90...

If you are a victim of identity theft and have created an Identity Theft Report, you may want to place an extended fraud alert or a credit freeze on your credit file. There are important differences between these two options:

A freeze...

Identity theft protection services can help you monitor your accounts. They can place fraud alerts or freezes on your credit reports or remove your name from marketing mailing lists. Many people find it valuable and convenient to pay a company...