Scam Tag: Identity Theft

If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for unauthorized charges. Your protection against unauthorized charges depends on the type of card — and when you report the loss.

Report Loss or Theft...

 

This sample letter will help you dispute fraudulent charges on your existing accounts. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable...

Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. The alert lasts 90...

If an identity thief steals your paper checks, uses the account number from the bottom of your checks, or opens a new account in your name, contact your bank or financial institution as soon as possible and ask them to close your account.

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Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance.  

If you suspect that someone is...

Servicemembers who deploy can place an active duty alert on their credit reports to help minimize their risk of identity theft.

An active duty alert on a credit report means businesses have to take extra steps before granting credit in your...

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