Scam Tag: Identity Theft

Fast action is the best way to limit the damage from identity theft. These sample letters and forms can help you exercise your rights as an identity theft victim, like requesting action from the credit reporting companies and businesses where the...

An Identity Theft Report gives you some important rights that can help you recover from the theft. To create one, file a complaint with the FTC and print your Identity Theft Affidavit. Use that to file a police report and create your Identity...

Several federal laws protect victims of identity theft.

Summary of RightsDocumenting the TheftWorking with Credit Reporting CompaniesCommunicating with Creditors and Debt CollectorsLimits on Financial Losses from Identity TheftOther Federal...

A child's Social Security number can be used by identity thieves to apply for government benefits, open bank and credit card accounts, apply for a loan or utility service, or rent a place to live. Check for a credit report to see if your child’s...

If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for unauthorized charges. Your protection against unauthorized charges depends on the type of card — and when you report the loss.

Report Loss or Theft...

 

This sample letter will help you dispute fraudulent charges on your existing accounts. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable...

Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. The alert lasts 90...

If an identity thief steals your paper checks, uses the account number from the bottom of your checks, or opens a new account in your name, contact your bank or financial institution as soon as possible and ask them to close your account.

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Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance.  

If you suspect that someone is...

Servicemembers who deploy can place an active duty alert on their credit reports to help minimize their risk of identity theft.

An active duty alert on a credit report means businesses have to take extra steps before granting credit in your...

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