Tag: credit

As we kick off Hispanic Heritage Month celebrations, we think of all the wonderful contributions Latinos have made throughout U.S. history. From Civil War Admiral David G. Farragut to union leaders César Chávez and Dolores Huerta, baseball’s...

Ever wonder how a lender decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you’d be a good risk for credit cards, auto loans, and mortgages. These days, other types of businesses —...

If you need some fast cash, you may be tempted by ads touting online payday loans. But before you click on a link and share your personal information, I have a cautionary tale to share.

There once was an online payday loan operation that...

If you teach people about everyday financial issues, like saving and shopping, credit and debt, buying a home or car, or looking for a job or paying for school, the FTC is your information destination. Consumer information from the FTC is free...

Whether you’re heading off to your freshman year of college or getting your first apartment, preparing to be out on your own can be fun and exciting. It also means taking on new financial responsibilities. The decisions you make now about how you...

Extreme weather sometimes occurs with little warning. To help lessen fear and anxiety, and to reduce the loss of property, everyone needs to prepare. For example:

Organize your finances. When it comes to preparing for situations like...

A weather emergency may have forced you to leave your home without IDs, checks, credit and debit cards, and other documents you need for everyday life. You also may be without access to a bank account or paycheck for some time. If you need to get...

If you’re behind in paying your bills, or a creditor’s records mistakenly show that you are, a debt collector may contact you. You have the right to be treated fairly by debt collectors. They can't use abusive, deceptive or unfair practices to...

If you’re headed to Chicago for the American Library Association’s Annual Conference, swing by to say hello. FTC staff will be at Booth # 934, ready to hand out our materials – all free, all the time – and talk about how to use them in your...

Are you a servicemember who’s curious about credit? Or are you dealing with debt? Maybe you’re a military spouse who wants some tips on managing money. Then join us for a Twitter chat about consumer protection issues on June 19 at 2 p.m, Eastern...

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