Tag: credit

Owning a car can be a big responsibility. And while you may have gotten up to speed on proper tire inflation and when to replace worn wiper blades, there are some other key things to know. 

For instance, if you took out a loan to buy your...

People use credit to pay for education or a house, a remodeling job or a car, or to finance a loan to keep their business operating.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Equal Credit...

This video shows what happens when someone gets a prepaid card without checking out the fees first.

According to the Consumer Services Protection Commission’s website, it’s a “National consumer protection agency and works For the Consumer to help avoid fraud, deception, and/or unfair business practices in the financial assistance marketplace...

A new car is second only to a home as the most expensive purchase many consumers make. According to the National Automobile Dealers Association, the average price of a new car sold in the United States is about $30,000. That’s why it’s important...

Your credit report affects your ability to get a loan or job, and could help you avoid identity theft.  You can get a truly free credit report from AnnualCreditReport.com.

Visit AnnualCreditReport.com to take advantage of your right to your free credit report from all three reporting agencies every 12 months.

AnnualCreditReport.com is the only source authorized by federal law to supply your free credit...

If you're behind on payments, you'll probably be hearing from debt collectors. Federal law gives you certain rights in dealing with debt collectors. It's important to understand those rights when communicating with them.

When you move into a house or an apartment, you may have to pay for utility services like gas, electricity or water. To get these services, companies often look at your credit history – including your record of paying for utilities at any...

Looking for a loan or credit card but don’t think you’ll qualify? Have you been turned down by a bank because of your poor credit history? You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit...

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