Tag: credit card

During the past few years, consumers have complained to the Federal Trade Commission about debt collection more than just about any other single topic. It’s no surprise, then, that when we asked legal services attorneys and non-profits across the...

The FTC is mailing hundreds of refund checks to consumers duped by a debt relief services company that ran an extensive credit card interest rate reduction scam.

The company, one of many shut down by the FTC, used illegal robocalls to pitch...

This video shows what happens when someone makes just the minimum payment on a credit card balance. 

This video shows what happens when someone learns the hard way why she should care about her identity.

You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. But if you have to pay a fee in advance for a "guaranteed" loan or credit card – you’re dealing with a scam. Legitimate lenders never...

If you've maxed out your credit cards and are getting deeper in debt, chances are you're feeling overwhelmed. How are you ever going to pay down the debt? Now imagine hearing about a company that promises to reduce – or even erase – your debt for...

Regardless of whether you’re using your credit card to buy a laptop or laundry soap, you have rights and responsibilities under the law. Getting a good grip on the safe use of credit cards can help you avoid a credit calamity.

Pay By the...

Have you ever been billed for merchandise you either returned or never received? Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected...

Credit card interest rates and minimum monthly payments affect how long it will take to pay off your debt and how much your purchase will cost you over time.

Real World Examples Keep Credit Card Use Under Control Security Tips and More...

Credit, charge, or debit? Each lets you pay for products and services. Each also has unique characteristics. And if you’re shopping for a credit card, it’s important to compare fees, interest rates, finance charges, and benefits.

Plastic...

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