Tag: credit card

If you’re thinking about applying for a credit card, the Federal Trade Commission (FTC), the nation’s consumer protection agency, says be skeptical of gold, platinum, or pre-approved card offers that promise to get you a major credit card or...

It helps to know your rights and responsibilities when you use a credit card.

You can order free bookmarks to put in your neighborhood library, local business, or anywhere!

This video shows what happens when one person gets a free credit report from AnnualCreditReport.com and someone else gets a “free” credit score from a TV ad.

During the past few years, consumers have complained to the Federal Trade Commission about debt collection more than just about any other single topic. It’s no surprise, then, that when we asked legal services attorneys and non-profits across the...

The FTC is mailing hundreds of refund checks to consumers duped by a debt relief services company that ran an extensive credit card interest rate reduction scam.

The company, one of many shut down by the FTC, used illegal robocalls to pitch...

This video shows what happens when someone makes just the minimum payment on a credit card balance. 

This video shows what happens when someone learns the hard way why she should care about her identity.

You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. But if you have to pay a fee in advance for a "guaranteed" loan or credit card – you’re dealing with a scam. Legitimate lenders never...

If you've maxed out your credit cards and are getting deeper in debt, chances are you're feeling overwhelmed. How are you ever going to pay down the debt? Now imagine hearing about a company that promises to reduce – or even erase – your debt for...

Regardless of whether you’re using your credit card to buy a laptop or laundry soap, you have rights and responsibilities under the law. Getting a good grip on the safe use of credit cards can help you avoid a credit calamity.

Pay By the...

Pages