Tag: credit report

If you’re applying for a job — or trying to keep one — a background check may be in your future. So check out the FTC’s newly revised Background Checks brochure for answers to common questions:

Are employers allowed to do background checks...

Imitation may be the sincerest form of flattery, but sometimes it’s illegal. Just ask the people behind First Time Credit Solutions, who promoted their business as “FTC Credit Solutions” until the real Federal Trade Commission shut them down. The...

You’ve tackled the taxes, made your list of spring cleaning projects, and maybe you’ve even started thinking about what you might plant now that the snow is melting. But I have one more spring project for you: checking your credit report. It’s...

Mortgage discrimination is against the law. That’s important to know if you’re thinking about applying for a mortgage to buy, refinance, or make improvements to your home.

If you’re in the market for a mortgage, the Federal Trade Commission...

“Free credit scores” sounds good, right? But what if you signed up for “free credit scores,” then found out you were enrolled in a credit monitoring program that costs $29.95 per month? Not so good. That’s what the FTC says happened with a...

Companies have left people’s sensitive personal and financial information in all the wrong places — in dumpsters, on car seats, and even in employees’ backpacks.

Now, the FTC has sued two debt sellers for posting spreadsheets with the...

Some employers check into your background before deciding whether to hire you or keep you on the job. When they do a background check, you have legal rights under federal law. Depending on where you live, your city or state may offer additional...

Staff from the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB) are ready to host the Debt Collection and the Latino Community roundtable, tomorrow, October 23rd, in Long Beach, CA.

The roundtable will be held...

On October 23rd, consumer advocates, industry leaders, state and federal regulators and academics will meet at the Grand Ballroom at California State University, Long Beach, for a roundtable discussion on Debt Collection & the Latino...

You may have heard about it in the news: reports that Russian hackers have stolen more than a billion unique username and password combinations, and more than 500 million email addresses, grabbed from thousands of websites. What should you do...

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