Tag: credit report

Most consumers know that creditors use information about them and their credit experiences – like the number and type of accounts they have, their bill paying history, and whether they pay their bills on time – to create a credit score, which...

So, you’re about to begin a new job search, and you’re ticking items off your to-do list.

You’ve set up an online account so you’ll know about new job openings.You’ve polished your resume — and your shoes.You’ve run through some possible...

Recent headlines about data breaches at retail stores and universities may have you wondering if there’s anything you can do to help protect your credit going forward. The Federal Trade Commission (FTC), the nation’s consumer protection agency,...

Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers,...

Use this sample if you want to write a letter disputing certain information provided to credit reporting companies.

Your letter should identify each item you dispute, state the facts and explain why you dispute the information, and ask that...

Some employers look into your background before deciding whether to hire you, or before deciding whether you can keep your job. When they do, you have legal rights. The Federal Trade Commission (FTC) enforces a federal law that regulates...

Have you ever tried to pay for things with a check and the transaction was declined even though you had money in the bank? It might be because a consumer reporting agency gave the retailer negative information about your credit history –...

Losing a job is stressful, plain and simple. Looking for a new one is no easy task either, especially if you worry about how to pay the bills. But take a deep breath. Here are some tips to help you get back on your feet professionally and...

As we kick off Hispanic Heritage Month celebrations, we think of all the wonderful contributions Latinos have made throughout U.S. history. From Civil War Admiral David G. Farragut to union leaders César Chávez and Dolores Huerta, baseball’s...

As you recover from a weather emergency, you will need to share personal information to get relief benefits or replacement identification documents from government agencies and organizations: Be cautious. Identity thieves may pose as government...

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