Tag: credit report

Fast action is the best way to limit the damage from identity theft. These sample letters and forms can help you exercise your rights as an identity theft victim, like requesting action from the credit reporting companies and businesses where the...

Take immediate action if an identity thief strikes.

Immediate StepsMonitor Your ProgressImmediate Steps

If you take action quickly, you can stop an identity thief from doing more damage. Follow these three steps as soon as possible:

Place...

A child's Social Security number can be used by identity thieves to apply for government benefits, open bank and credit card accounts, apply for a loan or utility service, or rent a place to live. Check for a credit report to see if your child’s...

This sample letter will help you block fraudulent information from your credit reports. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures and save copies for your...

This sample letter will help you ask a business to block information on a new account. That means they must stop reporting the fraudulent information to the credit reporting companies. The text in brackets indicates where you must customize the...

This sample letter will help you ask a business to block information on your existing account.That means must stop reporting the fraudulent information to the credit reporting companies. The text in brackets indicates where you must customize the...

This sample letter will help you ask credit reporting companies to remove fraudulent errors on your credit report. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures...

This sample letter will help you close new accounts an identity thief opened in your name. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures and save copies for your...

 

This sample letter will help you dispute fraudulent charges on your existing accounts. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable...

Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. The alert lasts 90...

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