Tag: credit report

This sample letter will help you block fraudulent information from your credit reports. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures and save copies for your...

This sample letter will help you ask a business to block information on a new account. That means they must stop reporting the fraudulent information to the credit reporting companies. The text in brackets indicates where you must customize the...

This sample letter will help you ask a business to block information on your existing account.That means must stop reporting the fraudulent information to the credit reporting companies. The text in brackets indicates where you must customize the...

This sample letter will help you ask credit reporting companies to remove fraudulent errors on your credit report. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures...

This sample letter will help you close new accounts an identity thief opened in your name. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures and save copies for your...

 

This sample letter will help you dispute fraudulent charges on your existing accounts. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable...

Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. The alert lasts 90...

If errors on your credit report result from identity theft and you have an Identity Theft Report, ask the credit reporting companies and business to block the disputed information from appearing on your credit reports. The credit reporting...

If you find mistakes when you review your credit reports, send letters explaining the mistakes to the 3 credit reporting companies and the businesses involved.

What To DoWhat Happens NextWhat to Do

Here's how to start the process:

Write...

If you are a victim of identity theft and have created an Identity Theft Report, you may want to place an extended fraud alert or a credit freeze on your credit file. There are important differences between these two options:

A freeze...

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