Tag: credit report

When you move into a house or an apartment, you may have to pay for utility services like gas, electricity or water. To get these services, companies often look at your credit history – including your record of paying for utilities at any...

If you know an identity thief tampered with some of your accounts, you may have contacted the related businesses already. After you get your credit reports, read them to see whether other fraudulent transactions or accounts are listed, and then...

Fast action is the best way to limit the damage from identity theft. These sample letters and forms can help you exercise your rights as an identity theft victim, like requesting action from the credit reporting companies and businesses where the...

Take immediate action if an identity thief strikes.

Immediate StepsMonitor Your ProgressImmediate Steps

If you take action quickly, you can stop an identity thief from doing more damage. Follow these three steps as soon as possible:

Place...

A child's Social Security number can be used by identity thieves to apply for government benefits, open bank and credit card accounts, apply for a loan or utility service, or rent a place to live. Check for a credit report to see if your child’s...

This sample letter will help you block fraudulent information from your credit reports. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures and save copies for your...

This sample letter will help you ask a business to block information on a new account. That means they must stop reporting the fraudulent information to the credit reporting companies. The text in brackets indicates where you must customize the...

This sample letter will help you ask a business to block information on your existing account.That means must stop reporting the fraudulent information to the credit reporting companies. The text in brackets indicates where you must customize the...

This sample letter will help you ask credit reporting companies to remove fraudulent errors on your credit report. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures...

This sample letter will help you close new accounts an identity thief opened in your name. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable enclosures and save copies for your...

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