Tag: dispute

What do you call a company that helps scammers drain people’s accounts without authorization? At the FTC, we call them “Defendants.” Badum bum.

In fact, the Commission just charged three companies and four individuals with helping a...

RMCN Credit Services, Inc. — one of the nation’s largest credit repair companies — has agreed to settle charges that it lied to credit bureaus about information in people’s credit reports and illegally collected fees before performing any...

Updated (7/27/14) to note that the publication is now available in Spanish.

If you’re shopping for a car, applying for a job, looking for a home, or simply getting your financial house in order, then it’s time to check your credit report....

Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers,...

Use this sample if you want to write a letter disputing certain information provided to credit reporting companies.

Your letter should identify each item you dispute, state the facts and explain why you dispute the information, and ask that...

Use this sample to draft a letter disputing errors on your credit report.

Your letter should clearly identify each item in your report you dispute, state the facts and explain why you dispute the information, and request that it be removed...

Write checks at the store? You’ll want to read this.

One of the nation’s largest check authorization services — Certegy Check Services, Inc. — has agreed to pay $3.5 million to settle FTC charges that it violated the Fair Credit Reporting...

When you get a mortgage, you may think that the lender will hold and service your loan until you pay it off or sell your home. That’s often not the case. In today’s market, loans and the rights to service them often are bought and sold. In many...

Mortgage discrimination is against the law. That’s important to know if you are thinking about applying for a mortgage to buy, refinance, or make improvements to your home. According to the Federal Trade Commission (FTC), the nation’s consumer...

Going through a divorce? Launching a business? Hurt in a car accident? Writing a will? Facing a lawsuit? In any of these situations, you may consider hiring a lawyer to advise you or represent your interests. The Federal Trade Commission (FTC)...

Pages