Tag: identity theft

If an identity thief steals your paper checks, uses the account number from the bottom of your checks, or opens a new account in your name, contact your bank or financial institution as soon as possible and ask them to close your account.

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Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance.  

If you suspect that someone is...

If errors on your credit report result from identity theft and you have an Identity Theft Report, ask the credit reporting companies and business to block the disputed information from appearing on your credit reports. The credit reporting...

If you find mistakes when you review your credit reports, send letters explaining the mistakes to the 3 credit reporting companies and the businesses involved.

What To DoWhat Happens NextWhat to Do

Here's how to start the process:

Write...

Protecting your personal information can help reduce your risk of identity theft. There are four main ways to do it: know who you share information with; store and dispose of your personal information securely, especially your Social Security...

A debt collector may contact you if an identity thief opens accounts in your name and doesn’t pay the bills. To stop contact and collection action, get in touch with the debt collector, the business that opened the fraudulent account, and the...

An identity thief may steal your Social Security number and sell it, or use the number to get a job or other benefits.

Reporting Misuse Applying for a New Number or Replacement Card Reporting Misuse

If you know your Social Security...

In the unlikely event that an identity thief uses your name, date of birth, Social Security number, or other personal information during an investigation or arrest, the information is added to your state’s criminal database. The information also...

Identity thieves know no bounds when it comes to committing their crime. They have been known to hijack driver’s licenses and passports, steal mail, tamper with investment accounts, secure utility services, get student loans, and file for...

If you are a victim of identity theft and have created an Identity Theft Report, you may want to place an extended fraud alert or a credit freeze on your credit file. There are important differences between these two options:

A freeze...

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