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Variations on a Scheme

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We’ve heard reports that a variation on an old scam is making the rounds. It sounds like this:

<Ring, ring>

Unsuspecting person who answers the phone:  Hello?

Scammer who is calling:  Ma’am, I’m calling from the government. We’re about to send out national medical cards for the new Affordable Care Act. You’re one of the lucky people to get yours first, so I just need to confirm your name, address and phone number.  Oh, and your bank account number, too…

This kind of scam pops up anytime there’s a big change in a government policy, or when a topic is in the news. Scammers use people’s uncertainty to try to get them to reveal personal information. From there, it’s not much of a leap to identity theft, with scammers racking up bogus charges on your credit cards, opening new credit cards in your name, even taking out loans in your name.

You can protect yourself. If you get a call asking for your information, hang up. It’s a scam. Government organizations and the legitimate groups you do business with have the information they need. They’ll never call to ask you for it.

But do me a favor:  If you get a call like this, report it to the FTC. The phone number on your caller ID – if there is one – or the name or location of the caller – is helpful information to investigators and professional fraud fighters. You can report it online or on the phone, toll-free, at 1-877-FTC-HELP.  Your report might help stop the scammers, and it could help keep others from being scammed.


We are aware of the scams but they keep changing the terminology and it confuses us, sometimes we send the money or give the information they request in just the small hope of winning or getting SOME THING in return,

I got a call from this 727 495 6846 Richerson say they have a lawsuit filed against my mane on my social security number

Just remember YOU DID NOT MAKE THE PHONE CALL. THEY CALLED YOU. Anyone who calls your phone who is not a known family or friend, you have no proof, just their word. Scammers have no word to stand on. When they ask for you, just say (that person) is not available till tomorrow at such and such, make note of the information on caller ID, names, etc. Act friendly and yet rather 'dumb'. I screen my own calls this way. Asking for a number to return the call to...and if the one needed comes in early, you will give the message.
Gives you plenty of time to do something. My mom was getting calls like this and even gave out her SSN, and I happened to call about another scam out there, when she told me. I YELLED at her a bit, then told her to report it to SS herself. They had heard of the scam, and said they would put a block on her SS except for her own given ID in the computer.
For the info of a lawsuit against your SSN, ask for the case number, which court it has been filed in. This is minimal information they can give you that would be on it IF TRUE.
I am NOT an expert, just a middle ager joining the ranks of the bogus phone calls and have my guard up.

I haven't have that scam yet. But if I get it, I'll call your phone #. Thanks.

There will be entirely fake "Certified low-cost PPACA insurors" all over the web scamming the naive. You just watch.

i get a call from this number at least once a day they leave a message asking for me or my attorney to call them back.Said my ssn is under invistagation and he works for goverment. it is always they same guy and he has a strong ascent.

For the info of a lawsuit against your SSN, ask for the case number, which court it has been filed in. This is minimal information they can give you that would be on it IF TRUE.

Unfortunately the internet is not free from scams and scammers. Some scams are especially designed to take advantage of the way the internet works. There are many websites like but one of personal experience working with Mission Tuition ( ) is one of them.

Mission Tuition claims to save money for your college fees when you shop with them but they at the end of the day when you withdraw the funds, they block your account like they took my $1500, what a waste.. And you get nothing, wasted your time, money and energy.

There's another one where they call from the "district attorney's office" and want you to sign something because there's a case going on for "fraudulent" use of your credit card. Essentially they want you to call back, attest that it was your card and want you to confirm/divulge your full card and personal info. They're pretty persistent as well.

Grandma J! Way to be on the lookout and be so pro-active! Keep sharing your knowledge.

I just got a call from affordable care act asking questions about my health claims. ( I have none) the # was 333-221 it was missing one number. I disconnected the call told them not to call back. 1 hour later my phone rang from the same number but I did not answer.

I am a Regional Coordinator for the Senior Medicare Patrol program and when I go out to the community to talk about Medicare fraud I always include information from the FTC about telephone scams. It's amazing how many scam calls my senior audience has received.

What about "No Caller ID" calls? I get them to my cell phone every day for the past few months. There's no way to block them on my iPhone or on Verizon, since there's no number. I can't find anything on the FTC site about this. I have never answered them except once by mistake, and when there was no one there, I hung up. I couldn't figure out what they would get out of calling the same number over and over without even trying to sell something. At least now I know what they are getting out of it, but I would like to know if there is any recourse with the FTC or elsewhere.

that would work for me! if a caller on my "ok list" got a new phone number
then i could be prompted to accept. i believe the telecommunications providers (of phone service) are capable of fixing their spoofable laughable broken "caller i.d." service, but as long as we the gullible consumers keep paying for it as is, they'll never fix it........i mean, really, why do we pay them to provide info like "1-626-123-4567" for the caller's number, it is obviously an invalid number

I received a Post Card to mail back - to receive "Medicare Information Update On Medicare Changes And The New Federal Budget Legislation" It wants my personal information including Date Of Birth, E-Mail Address, Phone #, Husband or Wife's Name - which would be visible on a postcard. This is a Scam to get your personal information. The address is: National Response Center PO Box 9275 Salt Lake City UT 84108-9904

Thank you for leaving the comment. I received the same post card to mail back. Initially it seemed like it was official Medicare communication but when I saw they were asking for personal information I became concerned. Ripping it up and tossing in the trash. Thanks again!

When approaching age 65, EVERY marketer, especially those with medicare supplements, seems to know it!! Most are legit mail offers for medicare supplements, but one you should use caution is an mail offer from the: National Response Center, with a Salt Lake City UT, PO Box address!!!.. They maybe legit, don't know. They don't say who they are or anything about them other than their PO Box address and "you may qualify for their Medicare program"..Caution!! The mailer asks you to return their post card size form back to them that has your name, and also asks for your DOB, phone, email, etc, all of which would be in plain view of course to everyone as it makes its way back to them thru the mail system, if you were naive enough to send it back to these strangers to begin with!!

I got a card in the mail stating the Medicare changes and the New federal Budget legislation are to recive new benfits from the sweeping legislation passed by Congress. changes in Medicare spending will protedt the economic security of Older Americans and there familes. this is from the national respose center with a box # 9275. I think this is a scam am I right.

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