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Help for Homeowners Hurt by Sham Mortgage Relief Company

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A homeowner who’s worried about foreclosure or desperate to refinance might listen to a caller who promises to help. Unfortunately, not all cold-calling telemarketers do what they promise. Enter the Federal Trade Commission’s nearly $3.6 million settlement with Prime Legal Plans. Claiming to represent a non-profit, Prime Legal Plan’s telemarketers called homeowners nationwide, and promised expert legal help — for a fee — to stop foreclosure. Homeowners who paid the company $595 to $750 a month to save their homes ended up with more debt, and little or no help. The FTC will work with the court to return money to the homeowners.

If you're having trouble paying your mortgage or have a foreclosure notice, contact your lender immediately. You may be able to negotiate a new repayment schedule. Legitimate resources are available to help, including housing counselors who are knowledgeable about foreclosure prevention options.

The FTC enforces the Mortgage Assistance Relief Services (MARS) Rule, which makes it illegal for a company that sells mortgage assistance relief to collect any fees until it gets the result you want.

Please let us know if you paid a fee in advance to a company that claimed it would help modify your mortgage or save your home from foreclosure but didn’t come through.

Foreclosure Rescue Scams

Tagged with: foreclosure, mortgage, scam
Blog Topics: 
Homes & Mortgages


So no one can answer the question if American Mortgage Adjusters is real..

Did you mean American Mortgage Advisors in Norcross GA? I am wondering the same. I have searched and searched and can't find anything about them.

My boyfriend located in NJ was just told he was approved for a reduction in payments and interest rate on a trial period out of California from Hamp Services. 888-436-8590. I cannot locate anything on them online, nor if they are affiliated with Hope for Homeowners, which he also contacted. I am suspicious because during the "trial" period, the payments are supposed to go to them to be held in escrow. Smells Fishy...I also called and asked if they were affiliated with the Government and the receptionist hung up.

I was able to get the phone number for the Compliance Manager at American Mortgage Advisors. Let's see if I can recoup all or part of the fees we submitted to them since they could not provide the services they guarantted. I will keep you updated.

Has anyone bothered to check the BBB about this? Go online and in google put, "BAD REVIEWS ABOUT ___________( insert name of the ones you want to know about) and see what comes up. American mortgage advisors is a scam, i told my husband i thought 4,000 sounded like alot, gut feeling, ya know? Guess i was right...pays to dig a little deeper.

I have been working with the BBB on the American Mortgage Advisor issue and they were not able to help in any way. AMA claims they are responsible for us getting a modification when in fact they had nothing to do with the modification. They could not come in as a third party requesting a modification. Therefore, all the documents they requested and sent to the lender was useless, but they still will not consider any type of refund of monies. As far as I am concerned, they did not provide the services they agreed to and should stand by that agreement. They think otherwise, of course. TAKE HEED STAY AWAY FROM AMERICAN MORTGAGE ADVISORS!!!

Please file a complaint with the FTC and describe what happened. It’s important to submit a formal complaint because investigators from all over the country use the FTC's database. Your complaint could help in their investigations.

I did back in February, but I need to call them and give them an update on the latest development. I will post if I am able to make any progress with the FTC.

HI everyone that has been talking about American Mortgage Advisors I just want you to know it is 100% a scam. They say they are in Georgia but thats a lie too. They are actually in Mooresville NC which is near the Charlotte area. And they work from there to Scam you of your money. They actually hire innocent nice people to call you and get it started and they take over and tell you all the things you want to hear so you will send them money. They go by fake names. Their real names are David Willner and Jason Grasser. They have been doing this for years and they have several different business names they change often. I am so sorry for everyone that has gotten scammed by them.

OMG I worked for this jerk! It only took myself and 2 other employees find out David Willner is a scammer! He told us his name was David Williams. Why can't he and Jason Glasser be prosprosecuted? I have no idea how they can sleep at night!!

Where was the office located in Mooresville, and how long ago did you work there? I think I worked for this David Williams too. I have huge guilt over all of this.

Report them to the FBI. If they have scammed one they have scammed a lot more than that. DO US ALL A FAVOR. THANKS!

I worked at American Mortgage Advisors from june 2014 until nov 2014. We started to catch on to it being a scam and he fired us all a week before Thanksgiving saying that the laws have changed and they can no longer solicit business by telephone. Come to find out they just moved to another office over by the bowling alley. They both live on the lake and according to "David Abrams" they have helped over 5000 people. 5000 x3000 (which is usually the going rate) well you can do the math. They have screwed over a lot of people and I have lost MANY hours of sleep wondering if the people I genuinely thought I was helping are now homeless. I pray they are caught and prosecuted and my clients will get retribution.

I also worked for these two crooks, Jason Glasser and David Willner back in 2011 in Corona CA. I hadn't been back to the site until tonight and I was blown away to see that they are still at it, running their scams and they ran from CA to NC. They are crooks, they don't know how to make an honest buck or living. I was bummed, I was hoping to read they were in prison!!

When refinancing our home in 2008 Elga Credit Union told us that the interest rate would be reviewed in 2 years. I've asked why this didn't take place. I've emailed and called and no one will tell me why Elga didn't follow through on it's word

we have been contacted by American Home Preservationists. plan sounds good and they sound sincere but my antenna is up.

Any follow up on American home preservationist in CA?

Don't use I started with them in July promised me alot said my modification was approved. Got someone from my state government on phone said was approved. Once approved they told me to send them payment by end of month I did throught I was doing right to save home until in September I get a court notice from my mortgage companies law office. Contacted them neither them nor my mortgage company has any paperwork and I have sent them 5482 and my mortgage company has nothing they sound good.

Please report this to the FTC at The information you give will go into a database that law enforcement uses for investigations.

Blog comments don't go into the database.

I did they sent me a link to the things to look out for if u think u are being scamned

if anyone has anymore info on american home preservationists, i would really appreciate it...:)

we have been contacted by American Home Preservationists. plan sounds good and they sound sincere but my antenna is up.

Has Anyone Heard of the American Home Reservationist? Is It a Scam? They Claim to Be a Federal Program

This FTC article about mortgage relief scams explains some common scams and tells you where to get legitimate help.

I worked for this jerk for almost a year. I started at the offoce in moorseville near the bowling alley like the others said. We all had our thoughts they were scamming people expecially when ladies before starting comming in the office telling us to be aware of what what was going on. Soon after he moved us to another office right before thanksgiving telling us he had "bigger" plans we would prob only be there 6 months and be moveing into a bigger building. While moveing the underwriters to our office near the bowling alley. Second week of february he came in and gave the same speach he gives everybody else. Banks were not takeing this and that anymore that he had to shut the place dowm. He had one of our employees tell us. He didnt even have the balls to look us in the face. I am a single mother who gave this man so much. I was never out. I am now unemployed, haveing to start over again. David Wilner aka David Williams.. is a piece of crap and I hope Karma catches him very soon. He is a very heartless man!!!

Are you speaking of AMERICAN HOME PRESERVATIONISTS? Did you work for them?

Anyone have an update on American Mortgage Advisors or any of the other company names that David Willner or Jason Glasser were running?

Has anyone heard or used Management Network USA?
I would like to know if they are a valid company? ANy help would be great. They have approved us and said they could help, but we haven't paid them anything yet nor have I signed any paperwork.

This FTC article has information about mortgage relief scams.

It describes your rights and includes some warning signs of a scam.

If you're having trouble paying your mortgage or have gotten a foreclosure notice, contact your lender immediately. You may be able to negotiate a new repayment schedule. Consider other foreclosure prevention options, including reinstatement and forbearance.

You may contact a credit counselor through the Homeownership Preservation Foundation (HPF), a nonprofit organization that operates the national 24/7 toll-free hotline (1.888.995.HOPE) with free, bilingual, personalized assistance to help at-risk homeowners avoid foreclosure.

Has anyone used AMERICAN HOME PRESERVATIONISTS to help save their home from foreclosure? Are they a scam?

I'm curious too if this is a legit company???

Has anyone heard of Proirity Residential Solutions? They are offering me a loan modification and I can't find anything bad about them yet.

If you're thinking about a loan modification, learn about your rights.

You don't have to pay any money until the company:

  1. gives you a written offer for a loan modification or other relief from your lender; and
  2. you accept the offer

The company also must give you a document from your lender showing the changes to your loan if you decide to accept your lender's offer. And the company must clearly tell you the total fee it will charge you for its services.

How about American Home Advocates, anyone have any experience with them? I suspect they are not legitimate since they asked for a fee upfront. Plus the email they sent just did not appear to be from a real company. Fortunately I came close but did not send them any money. But I did send them a bunch of personal information, with account numbers blacked out, and that makes me uneasy.

Can u tell me your experience with this company? They have contacted my boyfriend and he has sent them money. I advised him not to do it due to all the scams out there. Did they come through for u?

I've been waiting for someone to reach out to me on why I'm making payments to child support and they still take all of my income tax. What's up with that. I need help. I'm making payments, but they keep harassing me with letters, phone calls and telling that I'm going to loose my drivers license, my home and go to jail. What to do> I need help, please

Can a mortgage servicers also be a lender?

Yes, but to learn more, please read Making Payments to Your Mortgage Servicer.

Has anyone have any experience with Sound Solutions Group? They are promising to do a lot but wanting money up front??

They have reached out to me as well but I haven't gotten that far just yet. They haven't asked me for anything yet. As soon as they do, I'm not entertaining it.

My husband and I have been dealing with Everlast relief org and they required 3 payments $1,150 to help us. We did send the first payment and they claimed hey never got it until we went to the bank where we made the deposit. After that I found out about the MARS Rule and said something to them and of course no response. We did receive some paperwork to fill out and get back to them to start the process. Last week we received a letter from our mortgage company saying they can no longer talk to use due to a letter they received from this company and in the last paragraph they stated we must pay up or be forclosed on.

We don't have $6,000 to catch up the last three payments due to my husband lost his job and we told them that. We tried a modification with them first but they wanted the letter from the first job my husband lost back last year stating he was denied, in all the paperwork we couldn't find it and he tried to get a copy but unemployment never sent it and they said sorry without it they couldn't help us. Only reason we went with this other company. Now I won't pay the other installment and they are saying they won't help us until we do so I sent them an email about the MARS Rule and Contacting FTC on them. Does anyone know about them.

You can call 1-888-995-HOPE for free personalized advice from housing counseling agencies certified by the U.S. Department of Housing and Urban Development (HUD).  For free guidance online, visit

Please report your experience to the FTC at You can also contact your state Attorney General’s office and the The Consumer Financial Protection Bureau.

I just got paperwork from everlast relief I will check with my attorney and lender.They are not abiding by the Mars rule. I did not send any money yet.I will continue to research Them before I get more involved. We did not sign anything.

I have had several people tell me that there was a lawsuit(s) surrounding the banks and companies involved in the bad mortgages back in 2005. The presumption is that if there were lawsuits that the mortgage companies had to prove that the origination papers were in order. In the case of origination papers being robo-signed by machines or not having ink signatures some are saying a mortgage holder could get the deed to their home and possibly a refund of payments. I am curious if any part of this could be true? I was told to have an attorney look into it for me.

I have had several conversations with Seterus who initially NEVER INFORMED me they were taking over my mortgage from Chase (Seterus partner in crime). Despite asking multiple times they refuse to send me a complete breakdown of monies I sent them, how they arrived at amounts owed (changes everytime you talk to them). Then they sent me paperwork (looks like HAMP but now I just talked to someone at Seterus and they told me it isn't HAMP - it is their own crafty program designed to get the consumer deepr in debt). When I initially received the paperwork designed to look like HAMP Trial modification I asked LB if I had to submit the paperwork (I described all the paperwork I received) and he told me NO - I asked several times. Seterus is a bunch of con artists. All along I thought I was in the HAMP Trial modification program and when I spoke with BS this evening she told me no you aren't and rudely told me to look at my documents. Despite asking Seterus to send me trial modification payment information they have not. What's even worse this BS (spoke to on 11/1/16 told me they don't put everything on a mortgage statement. So now I wonder how they are applying this money? They keep telling me different things every time you speak with them. THe mounds of late notices sent monthly are incredible even though they tell me I have made all my trial payments on time. When I asked the $5,000 difference from what the mortgage balance is I was told they did not have that information except for fees (but they would not identify those fees). When I asked where I could write to the CEO BS told me she doesn't know who the CEO is or what the CEO's address is. That leads me to believe this outfit runs a shady operation. When I asked for a payoff amount BS refused to provide me with that - claiming she didn't have that information - she sure had the information about late notice letters. When I asked about HAMP - she told me I probably wouldn't get an interest deduction or be approved because I had equity in my home and I could walk away with somewhat of a profit. As an representative of Seterus she was trying to have me believing the only modification I was going to get was their slimy gouging program. As far as I know, HAMP is designed to assist people by reducing their payment and interest. And I already talked with HOPE - worthless time - keep you on the phone for hours and then tell you to call HAMP. Incredible. I was looking for assistance and get something done - not spend hours in a question/answer period by someone who really wasn't knowledgeable (sounded like they were reading from a script). Why doesn't someone do something about Seterus and there attempts to fraudently deceive the customer.

You can report a problem with a mortgage lender or servicer to the FTC at or to the Consumer Financial Protection Bureau.

Was working with NCRC (National Consumer resolution Center) they wanted me to pay them 1000 a month for 4 months. Their address is a mail boxes etc. anyone else dealt with them?

I am using them right now too. They told me the same as you, the Lender told me that I had better beware that it may be a scam. I am curious myself if I should continue. I am due to make the first payment by March 17th.

I was going to use them but did research and everything they have said are red flags for a scam. I emailed Steve Smith asking for a license number and he never emailed or called back


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