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Check, please? Background check, that is.

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So, you’re about to begin a new job search, and you’re ticking items off your to-do list.

  • You’ve set up an online account so you’ll know about new job openings.
  • You’ve polished your resume — and your shoes.
  • You’ve run through some possible interview questions with a friend.

Have you requested your annual credit report from

two people shaking hands over a deskNo? Well, go ahead. It only takes a few minutes, and it could help you avoid some potholes down the road. You see, some employers look into your background before deciding whether to hire you, so it’s a good idea to review your credit report for errors before your potential employers see it.

Want more practical tips like this one? You’ll find them in Background Checks: What Job Applicants and Employees Should Know, a new publication from the FTC and the Equal Employment Opportunity Commission that explains your legal rights when employers investigate your past.

For example, did you know employers must get your permission before getting a copy of your credit report? And if they decide not to hire you because of something in that report, they must give you a copy and tell you how to contact the company that created it. That way, you have a chance to find and correct any errors.

And here’s something else you should know: it’s illegal for an employer to have different background requirements depending on your race, national origin, color, sex, religion, disability, genetic information (including family medical history), or age (40 or older).

If you think an employer has broken the law, Background Checks: What Job Applicants and Employees Should Know includes information about how to report a problem, and who to contact for help.

Blog Topics: 
Jobs & Making Money


This is a sticky situation. I am sure some employers do criminal background checks without the applicant's knowledge. How can the applicant verify that the employer did the supposedly "background" check areas?

I agree with background check, because we do not know who is a fraud or using someone else name or social security number for their own greed. This should be a must, though many innocent people are effected. The wrong people do make it very hard for "honest & upright" people. Thanks for the information provided by your services.

I signed up for a online job search. Aramark I live in a town that only has 292 family's. We don't even have a blinking light. It told me there were 14 new jobs in that town plus I did one for offshore

The real question is why would an employer need to do a credit check as if this were a sound basis of employment eligibility? Be sure to check the employers background as well.

To determine the basis for employment.
The details of the investment program
Looking to invest
To examine carefully
That meet the objectives of the loan to the business.
Existed or not, and activities to be performed or not?
Bring money to spend in the trade. , Was intended or not?
Should contract carefully, and concisely, in accordance with law.

where does one complain about a huge agency (First Advantage) screwing up a background check? They sent a potential employer my "criminal record" which was really the record belonging to someone else with the same first and last name--but not same middle name.

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