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Gone to Carolina

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Do you ever wonder how fraud varies from place to place? Why what’s big in one community might not have reached another? The FTC wonders these things. Then we go find out what’s going on – like we did last week in North Carolina, where the question was: what are the consumer protection issues facing immigrant communities there?

The answer was, unfortunately, a list that is long and varied – but that news was delivered by a group of advocates and attorneys who are working hard to protect immigrants from fraud. Here’s a sampling of the issues – and the advocates’ success:

  • Based on a referral from the North Carolina Justice Center, the US Attorney’s office was able to put away someone posing as an immigration officer. The scammer got a 57-month sentence, according to Assistant US Attorney Sebastian Kielmanovich.
  • Immigrant communities around the state see tax preparation scams, notario fraud, shipping scams, pyramid schemes, lottery scams, and prize promotions – all after peoples’ money and/or personal information.
  • Abusive debt collection practices continue to be an issue, according to Carlene McNulty of the North Carolina Justice Center. Many of the problems start with the sale of expensive, bogus, or just plain bad products, all targeted at the immigrant community – things like water purifiers, English language courses, or pots and pans. Sellers lure immigrants into financing these products – and, once the products never show up, or the buyers find out they’re junk, they stop making payments. And then the harassing and threatening calls begin.
  • Delvin Davis, from the Center for Responsible Lending, discussed their recent report which shows that African-Americans and Latinos shop for credit, but often wind up with more expensive loans, anyway – in part because of dealer mark-ups and add-ons.

There’s even more – including really bad practices in the sale of mobile homes. But we wonder: if you’re part of an immigrant community, what are you seeing? We’d really like to know.

Blog Topics: 
Money & Credit


There`s no end to it

I no it the credit agency putting false alerts on credit reports,so the agency can get more personel information from the peoples,with an alert or freeze on your report you can not get into your report to happen to me.and I got no help.

The article Extended Fraud Alert and Credit Freezes explains the difference between an extended fraud alert in your credit file and a credit freeze. With a credit freeze, you can get a copy of your free annual credit report and open a new account, apply for a job, rent an apartment, buy insurance, refinance your mortgage, or do anything else that requires your credit report.

I've comment happened with me lottory ffree start play games free and now start asking money try o win 11,250,000 is like crazy number you can't even read it. After that I found another letter from National vechile to cover my car warranty and the same time I don't have any vechile so by FTC I start focus more and be clear more special when you don't have money only for pay bills you also dream to get money but this kind of people very smart in fraud and they knows exactly how the game ruls and how they control. Thanks a lot and more and more.

It is amazing what criminals can do , The important thing is how to stop them,

Pepole should pay attion becouse it affects the coummenty and the usa and the ecommeny

Thanks for revealing what is going on in North Carolina. My husband and I was scam out of monies in Fayetteville, NC & many Fort Brag, NC soldiers got taken advantage. The guy was caught, but got away by signing himself out of jail. We never go our money back. They could not prosecute with an person. They never caught him and the FBI & CIA compensate all the files he had in in his offices. He swindle many people out of monies in 1978 thru 1979. He lied and collected thousands of dollars. I am so glad someone has turn the scammers in and they do take advantage of immigrants workers and Mexicans and any one who will listen. I always make the statement: 'If it sound too good to be true, it is not true".

the sad fact about these cases is that due to cultural factors most fraud takes place within the same cultural group. we have a tendency to trust those individuals that we can relate to and create a false sense of trust

It is very frustrating and killing to come in this country as immigrant, reason been that you are been used as a slave, your professional rights becomes less important and many other.

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