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Consumer Information Blog - for 2015-January

Funeral providers must give price information

Planning a funeral can be challenging, but accurate information can help you sort through your options. Under the FTC’s Funeral Rule, providers have to give you information about the funeral goods and services they offer. But, according to the FTC, the Bradford-Connelly & Glickler Funeral Home didn’t give shoppers that timely information.

Blog Topics: 
Money & Credit

What’s the true cost of a car title loan?

Have you seen a sign offering a car title loan — also known as a pink-slip loan, title pledge or title pawn? These loans use your paid-off car as collateral, and you get a small, short-term loan with a high interest rate. You usually have to repay the loan in 15 or 30 days, and the annual percentage rate (APR) is often more than 100%. If you don’t pay back the loan, the company can repossess your car — and then you’re worse off than you were before. It’s a very expensive way to get money.

Blog Topics: 
Money & Credit

Is anybody horrified?

FTC blog posts don’t usually come with parental advisory notices, but in the case of Craig Brittain and his now-defunct revenge porn website, isanybodydown.com, we might need to make an exception. Because, in case you missed it: revenge porn.

Fast-talk from Straight Talk and others about unlimited data

Unlimited talk, text, and data for $45 per month with no contract? That sounds like a great deal, but according to a recent FTC lawsuit, millions of people who bought  unlimited mobile plans from Straight Talk, Net10 Wireless, Simple Mobile, and Telcel America didn’t get what they paid for. And now they may be eligible for refunds.

Straight Talk Ad

Blog Topics: 
Money & Credit

Happy Data Privacy Day!

Sorry, folks, I don’t have any cake to share for this celebration, but don’t let that stop you from participating in Data Privacy Day. There are practical things you can do today, and every day, to protect your personal information. Here are a few scenarios where people may share more information than they intend.

Image of computer connecting to Wi-Fi

Is that gadget internet-connected?

When we think of being connected to the internet, mobile phones, tablets and computers pop to mind. But lots of things are connected these days. Refrigerators, fitness wrist bands, smoke detectors and even light bulbs could have digital sensors that transmit information about you to other objects, databases or people over the internet.

A weight loss fad “As Seen on TV”

Have you heard about green coffee bean extract? You might have seen seemingly trustworthy celebrities touting these “magic” weight loss pills on TV. Or maybe you saw ads online or displays in stores promoting green coffee bean extract — “As Seen on TV.” But if you spend your money on a product that promises miraculous weight loss without diet or exercise, the only thing you’ll lose is your money.

Blog Topics: 
Health & Fitness

Get ready for National Consumer Protection Week!

It’s about that time again. Are you ready?

Every year, National Consumer Protection Week (NCPW), encourages people and businesses to learn more about avoiding scams and understanding consumer rights. This year, NCPW takes place March 1-7, 2015. NCPW highlights free resources from government agencies and consumer organizations to help people make smarter buying decisions and spot rip-offs.

FTC racks up charges against unscrupulous debt collector

If you’re behind in paying your bills, you may be contacted by a debt collector, but that doesn’t mean a collector can treat you unfairly. Under federal law, debt collectors — including collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them — can’t use abusive, deceptive or unfair practices to collect from you. But not all debt collectors play by the rules.

Blog Topics: 
Money & Credit

A story in Spanish about debt collection rights

When it comes to dealing with debt collectors, you have rights. That’s why the FTC created a new publication called Cobradores de Deuda. This Spanish-language graphic novel tells people about the rules for debt collectors, and what to do if a debt collector doesn’t follow the rules.

Blog Topics: 
Money & Credit

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