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There is no Bureau of Defaulters

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The email says it’s a court notice from the Bureau of Defaulters Agency-FTC with your arrest warrant record attached. It says you’ve ignored their efforts to contact you, so now your Social Security number is on hold by the federal government, you’ll be prosecuted for fraud, and you’ll owe all kinds of money when you’re found guilty. You’ve got just 24 hours to respond.

It’s not true.

There is no Bureau of Defaulters, and the FTC doesn’t send emails like this to people. Read Government Imposter Scams to learn more about spotting imposters.

If you get an email like this, forward it to, then delete it. Don’t click on any attachments or links. Scammers send convincing-looking fake emails with links or attachments they want you to click. When you do, you could download malware onto your computer. If you’re not sure whether an email is real, you can always look up a phone number yourself and contact the court, company, or agency the email claims to be from.

What if you already clicked on the attachment? Follow these steps to get rid of malware. You also can file a complaint with the FTC at, then visit the FTC’s Identity Theft website. Victims of phishing emails like this could become victims of identity theft, and there are steps you can take to minimize your risk.

The FTC has scam alerts you can sign up for to find out about the latest scams. Go to and click on Scam Alerts, which include a category for imposter scams like these.


When I get your messages and want to post them to Facebook, I'm directed to your homepage where I an consistently unable to locate the article you just sent to me. Can you fix this?

We’ll look into ways to make it easier to share our posts to social media. In the meantime, you can copy the URL of the blog post and paste it into a Facebook status update to share it. The URL for this blog is

i tried to email the threatening letter w/alleged warrant to the email address in the post and it bounced. can you provide me with correct email?

You can forward spam email to

I tried the it would not work

Here it is a year later and today March 29th, I received this bogus email for my sister stating she owes $12,000 and a warrant for her arrest. I called the number, a oriental man answered. I asked too many important questions pretending I was my sister, he got angry and hung up. Sure hope they catch these guys. (206)414 2992.

I've received two text messages stating that my SSN was on Government hold and I was to go to Federal Court.

It's odd that some companies can send arrest warrants and some can't? I have over 500 emails and still counting for one agency. Every time I send money, to keep my SSN/pension from being froze, to this ACS/ACE LLC they find a new loan that I supposedly got. I am so scared not to pay but yet I am now getting threats from someone in Law and Enforcement that they have found a $300.00 loan that now is worth $990.00and I need to pay it off or face stiff penalties. So how do we know what companies are held accountable and which ones can get away with anything?

A legitimate debt collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. The notice has to include the name of the creditor you owe money to, and what you can do if you don’t think you owe the money.

A legitimate debt collector can't say that you will be arrested if you don’t pay your debt. Read this article about your Debt collection rights.

You can report problems you have with a debt collector to your state Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.

I'm going through the same thing. They say it's from KOOCH ASSOCIATES. Is it true?

Owing a debt is not a criminal matter-it's civil. don't send any more money OR even RESPOND to these & you'll stop getting these which are all BOGUS

Gmom, do not send money to anyone that you do not know. It is a scam. They are all scams. A true debt collector can not contact you this way and make those kinds of threats. The more you pay them the more they will keep asking from you. It is a scam.

Dear gmom, your problem is you are sending crooks money, stop sending money and ignore the emails.


I just got an email from someone claiming to be from the district attorney's office...however the email the sent it from is a gmail account so I am well aware of the scam! My question is how did they get my social security number?! And can they use it against me?!

I got an email like this too! I googled the email address jack watson - hudsonlawfirmattarnneyoffice and they have my SSN too. I'd also like to know how they got it.

I am getting all kinds of emails from companys saying I owe them money and if I don't pay my ssn# will be put on hold and face court action and freeze my bank account. so I am not suppose to send them anything is it a scam

The email might be from a real debt collector or a fake debt collector.

A debt collector has to provide you with written proof of a debt if you ask them in writing. Read the FTC article about Fake Debt Collectors for tips to help you handle these emails.

Report problems you have with a debt collector to your state Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.

I've gotten two of these email, one had a fake arrest warrant attached, and about a dozen or more phone calls. I've even called them and told them I know this is a scam and they won't stop. I'd press criminal charges against them but who even knows where they're really located.

I was contacted by these people and paid them $50 Dollars!I just found out that this whole thing was bogus! THEY SWINDLED ME!

I was contacted by these people and told a warrant was out for my arrest and that I owed $12,000 to a company and I have charges filled against me. I told them I was contacting my attorney right now.

I received the same email that I had warrant with 3serious charges on it. I am so glad I googled senders website and got your site thanx

I just recieved one on my work email but i knew it was a scam. Ive had one before and actually called and the man was from India and wanted me to pay over the phone. He had my ssn and i really dont like that.

Please report the impersonator to the FTC at

I got a call from various phone numbers; I decided to actually answer it. She stated they were a collection agency. I immediately got yelled at by a lady on the phone (who had an accent that sounded like someone from overseas) stating I received a payday loan in 2012 in the amount of $300.00 from a company named JD Marketing. Of course this is not true. I had payday loans in the past (last one in 2007..ish) but from a well known payday loan company only that was local. Anyways, I requested documentation to prove it was mine. She then got REALLY angry and gave me to a manager. The manager threatened me and then offered to "write off" a portion of it. I again said not without documentaion; to whit she said they don't have to provide that (because "they were the only the ones who took the debt/note") and they would be charging me with four different crimes including fraud, FTP a debt and some other stuff (I couldn't understand her through her anger and accent) if I don't pay them and I would be seeing it on my credit report and it would be going to court. Despite knowing this is a scam it's thoroughly frightening! I'm not one to be scared into something like this, I can only imagine how others react and just pay without proof because they are unsure or scared! NEVER PAY WITHOUT PROOF! Again, all of this is supposedly in the name of JD MARKETING. Beware!

I also received an email with "warrant copies" court summons, case number etc. There is nothing on my credit record from anyone so, this whole scam thing, is unnerving and the trouble is I don't know how they EVER got my SSN!

Thank you for telling others about this. These are useful details for a complaint. Please go to and report what happened. Blog comments don't go into the database that law enforcement uses for investigations.

Thank you for this information. Same exact thing happened to me today! I about had a freakin panic attack! I was a crying and babbling mess! I knew it was a scam but they had all my info. My last four, my OLD address, an OLD bank account that was closed years ago. I should have known it was fraud because they didn't even have my married name and I have been married for 7 years! This needs to end!!

Is there a way to make this stop? Ive requested written verification and stated that they are not to contact me at work. I've updated my information with them including address, email and phone but I continually receive phone calls at work and now an email with an obviously fake warrant and summons.

Report problems you have with a debt collector to your state Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

I almost fell for this crap!!! I was literally scared I would be arrested at work or at my home! I would love to find this "attorney" Mike Johnson, with a thick, non-American accent and personaly give him a "payment" growl!!!!

I got a call like this.. have them $250 from a money card because they called me and said I would be arrested at my place of work.. I have had bad enough issues so I didn't take a chance... However when I was scheduled to make the 2nd payment, a light bulb went on and I started questioning the guy on the phone.. he got mad and said he didn't have to give me that information and gave me to his supervisor.. I chuckled and realized that there are so many out there that don't know these are scams.

I just received a call the other day saying I have a debt from 2013. She gave me the name of the company but I was driving and couldn't write it down. I told her that debt was included in my bankruptcy.. she states that doesn't matter and I said I won't pay and hung up on her. Called them back and asked when the debt issued, she said she only had the charge off date of Nov 2013.. I said, well, I hate to tell you this but you aren't getting anything from me, it was an unsecured debt and I would seriously doubt that my attorney would not advise me to pay it if this is indeed real. And hung up.. they haven't called me back yet.

I received this from
Warrant Copy
Name :Vickie XXXX
Attorney: Jerry Brown
Phone :- (661)771-9314
DUE AMOUNT-$685.33

This is to inform you, that you are going to be legally prosecuted in the Court House within a couple of days. Your S.S.N is put on hold by the US Federal Government, so before the case if filed we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your case with the Bureau of Defaulters. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter. Now this means a few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

Now, FTC is pressing charges against you regarding 3 serious allegations:

1. Violation of federal banking regulation act 1983 (C)
2. Collateral cheque fraud
3. Theft by deception (ACT 21 A)

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We re-serve the right to commence litigation for intent to commit wire fraud under the pretence of refusing to repay a total outstanding amount committed to, by use of the internet. In addition we re-serve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.


And once you are found guilty in the court house, then you have to breathe entire cost of this lawsuit which totals to $13,428.15, excluding amount you borrow, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have or can't afford one then the court will appoint one for you.
Attorney: Jerry Brown
Phone :- (210) 272-9230
Copyright (c) 2006 FTC.

I just received the same email today. I was freaking out. So this is fraud correct?

I received the same email but the guys name was Steven Johnson and then it was Steven McClean.

My email was pretty much the same. The dollar amount is $13,271.15 & the attorney is Steven Hawkins. I've been getting this email for about a year.

I have got the same email from the same person and dollar amount, Said it was from American Cash Advance. Which I looked up and they said that they do not do online loans. I did have one but paid it off. He keeps telling me to wire the money through western union and money gram. ME being the person I am thought that I had forgot to pay one off tried to send him the money but the bank in which I tried to send refused to send it. Then the dollar amount changed from 300.00 to 400.00. Then he had me try money gram. Can some one please advise me on what to do. He tells me to tell the money gram people that I am sending to a friend or relative to avoid the asking too many questions as they did not meed to know my legal matter. Help please I am so afraid that they are going to arrest me.

If you got an email that said "Bureau of Defaulters" it's a fake. There is no such thing as a Bureau of Defaulters.

If you know you don't owe money, you don't have to send money to someone who threatens you. Some scammers buy information about people, and then call and make threats to try and get money. Just because someone knows details about you doesn't prove you owe a debt. 

If someone tells you to lie, it's a big warning sign that they aren't legitimate. The scammer tells you to lie about what you're doing, so no one will help you or stop you from sending money.

I received the same email saying from a Steven Johnson too is it a scam?

Yes, it's a scam. The FTC doesn't send email like that.

I received the same email from Steve Hawkins. This has to be a scam to right?

I have received something very similiar from a james wilson from americanadjustmentsbureau. So i googled and found a website with a number. The person who answered explained that alot of people been calling with the same issue but their company donot have an s in adjustment(s). I did reply to the email because most of my ssn was on the paper but i also explained that they need to send a number so my lawyer can contact them. I also said i do not write checks! Here i was freaking out because i have 5 kids raising them on my own and this email telling me i have fraud and its gonna get reported to my credit. I called lawyers and even tried to look up the case number. Finally i begin searching the internet and here to my suprise, its what i felt it was all along, A SCAM!!! My anxiety and bipolar is through the roof. Crazy enough that 2 years ago someone from florida took money off my account but for the past year i been fixing my credit and paying off doctor bills. I even got credit cards. Why are people soo cruel? Im definitely reporting this crap and putting the anti theft. Enough is Enough.

I received the exact same email in my SPAM folder on 08/31/2016 from a James Wilson. I called the company too and was told the same thing! I reported this to the BBB and FTC

I've received two emails. I forwarded them both to ""

What actions do we need to take now since they have my social security number?

If someone has misused your Social Security number - say, to open new accounts or get a loan -  go to and find out what to do.

If you know someone has your Social Security number, but they haven't done anything with it yet, you can also take steps to protect your privacy.  Learn what to do if someone got your information through a data breach.

I got one and called them. Next thing I know I am getting an emergency call break through from a police station that doesn't exist. They refused to send me documentation. It really bothers me that they have my social security number.

Just RECIEVED a email from FTC Incorporated and googled it to understand why I was being contacted. Can't they get this shut down? What a shame for people trying to do the right thing and may debts.

My e-mail is from Jason Scott @ 913-937-7481. He said I owe $13000. to the Bureau of Defaulters Agency FTC inc. He has my SSN as well.

Hi Patricia,

If you have fallen victim to a scam, please file a complaint directly with the FTC's Complaint Assistant at

For information on what to do if you feel your identity has been stolen, please visit

Thank you.

Read this and it was very experience is exactly like all the others...was scared to death but did a few searches and found out it was a scam. I am now armed with the right tools if they call and all future emails will be deleted. I did forward the email and attachment to the address you provided....Thank you so much!

What about test messages that say the same thing....How do you report those?


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