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A Navajo Nation roundtable

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At the FTC we want to serve every community, and we work to educate and protect consumers everywhere. For that reason, we were delighted to be invited by the Navajo Nation Human Rights Commission to talk consumer issues with members of one of our nation’s oldest communities: the Navajo Nation.

Because the right of consumers to be treated fairly and honestly is ultimately a human right, the Navajo Nation Human Rights Commission has been working with the Federal Trade Commission on consumer protection issues. As part of that effort, the Navajo Nation Human Rights Commission organized its first Navajo Consumer Credit Seminar and Roundtable event, which was held in Chinle, Arizona just last month. The program was open to many of the estimated 169,000 Navajo citizens that live in the Navajo Nation, a 27,000 square mile territory that covers portions of Arizona, New Mexico, and Utah.

The day-long program featured discussions about the negative effects of high-interest loans, the importance of building consumer credit, remedying abusive debt collection practices, resolving automobile and mobile home repossessions, and recognizing consumer frauds and scams. In addition to the FTC, speakers from the Navajo Legislative Council, Navajo Nation Department of Justice, the Office of the New Mexico Attorney General, New Mexico Fair Lending Commission, and DNA People’s Legal Services spoke to community members and provided consumer education materials. Presentations were given in English and translated into Navajo, the preferred language of many community members. Attendees included college-age adults and octogenarians alike—all of whom engaged in a lively discussion about consumer protection issues and the unique challenges of living on the reservation, where cultural differences often affect even ordinary consumer transactions.  

The main lesson of the day is that there's much more to do, and agencies will work together to protect Navajo citizens.

Blog Topics: 
Money & Credit

Comments

PLEASE DON'T HURT THE NATIVE PEOPLE OF THIS COUNTRY

Help my ftends

Goodmorning I would like to participed for web seminar organiser by my bank American bank but the register are not protected.my question is how the page is not secure. can't trust this page,

If you are using a wireless hot spot in a coffee shop or other public place, learn how to protect your information. When using wireless hotspots, send information only to sites that are fully encrypted. Avoid using mobile apps that require personal or financial information. This article has more: Tips for Using Public Wi-Fi Networks. If you're concerned about your home wifi network, read this article about Securing Your Wireless Network.

I like to know more about an email which I got on April 21st 2015.showing me as a lucky winner of ATM DONATION... with a big amount of prize money....*****Is it right or fraud...? How can I clear all about it...Sponsors are... Microsoft corporation, coco cola, MTN, TOYOTA & TOSHIBA ....etc. How can I find the real...what is it...??
THANKYOU... Sincerely...Geethakumari ..

They will probably send more email and say you have to pay a fee, some taxes, or customs duties before you get the prize. They will ask for your credit card number or bank account information, or they ask you to send money by wire. Then they will keep asking for money, and you probably won't get a prize.

Read about Prize Scams in this FTC article.

Keep your money and your information to yourself. Don't give your financial information to someone who emails you and says they need it. And never wire money to anyone who asks you to.

It is about time the FTC reaches out in an educational sense on personal finance for the Navajo. The FTC should work to try and give back the Grand Canyon, and Colorado river rights to the Navajo Nation. This move would guarantee the preservation of the Canyon and River. Taking away the Canyon and River was never considered Fair Trade.

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