You are here

Life happens…

Share this page

What’s going on in your life today? Preparing to graduate? Have a changing family dynamic? Returning from military service? Or just moving into this country? Big life changes seem to come frequently, and they don’t just impact your daily routine — they can affect your finances, too. Here are some ideas to help you land on your feet when you face a change. Because who has time to panic?

Perhaps you’ve just graduated and are about to be financially independent for the first time. It’s a big step, and it’s important that you know how to manage your credit cards, open a bank account, and prepare a proper budget to keep your spending on track.

If you’re recently widowed or divorced and lack a credit history, you might need to build up your credit. There are many ways to get good credit, which will help you be able to rent a home, and get better interest rates on loans.

If you’re returning from military service, or having any career change, you should learn about job scams. You might run across great-looking listings for jobs that don’t really exist. Their aim? To get your personal information or your money.

Are you going through the immigration process? Scammers try to take advantage of people’s confusion with the complicated process. The FTC offers helpful information about immigration scams. This information and our website also are available in Spanish and other languages.

We all undergo significant life changes at some point. They can be stressful and confusing, and we could all use some help. No matter where you are in life, if you see a scam, let us know by filing a complaint. Your report could help others avoid being side-tracked by fraud.


great i found this site. there is a website claiming people can work online by surveying company products and getting paid for it.
after going through you're asked to pay via paypal or with credit card and its all iver facebook too! named Affiliate Program. thier
i suspect its a scam

Herbalife is a scam. please alert the new immigrants and poor being "brainwashed" into that this is a legitimate business-- it's not.

I receive numerous calls from: 240-235-2303. The Caller ID states Chevy Chase, MD. They never leave a message. In addition, I received numerous calls from "Private Caller". The Caller ID does not state a name of number. They do not leave a message. These and other random calls are extremely irritating. As a rule, I do not answer calls I do not recognize as well as "Blocked" numbers. If you can direct me as to what else I can, I would appreciate your assistance.

Trying to repair the house after hurricane numerous life's reaping. What can you do ,when you are about to become an adult. And the recovery is a great Wall of limited resources. Assistance that is not welcomed. You are looking to breathe, but you are using time. Time that is not an equal opportunity. But equally disappointment. Not sure who's the alley. Just want to catch a break in the department of truth and trust.

Life Happened... Paying 4 months of elder care in foster home for mother, funeral expenses, taxes for deceased, payback retirement plan for month she passed away and lastly loss of $1300 monthly for her share of living expenses (utilities, food, household expenses) and for me as her care provider. Advice/counselling would really help. I don't know how to dig my way out of this additional debt and keep my home.

You might want to talk with a credit counselor. A counselor will discuss your financial situation with you and help you develop a personalized plan to deal with your money problems. An initial counseling session typically lasts an hour, with an offer of follow-up sessions.

This FTC article tells more about choosing a credit counselor. Before you choose a credit counselor, check them out by calling your state and local consumer protection agencies.

If you're over age 55, you can use the website to see if there are programs to help you pay for medication, food, utilities and other needs.

benefit programs that can help you pay for medications, health care, food, utilities and more. A - See more at:
benefit programs that can help you pay for medications, health care, food, utilities and more. A - See more at:
benefit programs that can help you pay for medications, health care, food, utilities and more. A - See more at:

I am wanting to make a life change. I would like to work as a telephone crisis counselor and I have no idea where to start. Please help?

Leave a Comment