Avoiding Money Wiring Scams

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Imposters. Impersonators. Fakes. Frauds. Phonies. You might call them by different names but these scam artists have one thing in common: they pretend to be someone they aren’t and tell you a bogus story to con you into wiring them money.

The crooks will give you a pretty convincing reason to wire money. They might say you owe the IRS taxes and you’ll be arrested if you don’t pay up. Or that you won a federal grant and have to pay a processing fee to get your money. Some even tell you a loved one’s in trouble and needs your help.

They might tell you to use a money wiring service to add funds to a 16-digit account number they give you—they say it’s your case number or account number, but it’s not. Once the transfer goes through, the money’s gone and you can’t get it back.

Government agencies will never ask you to pay by wiring money. Neither will legitimate businesses. If someone insists you pay by wiring money, it’s a scam. Don’t do it. Instead, report it to the Federal Trade Commission at ftc.gov/complaint or 1-877-FTC-HELP.

Want to help the people you care about avoid a money wiring scam? Share this video with them.

 

 

Blog Topics: 
Money & Credit

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If the check bounces, you will have to repay the bank for all the money you withdrew. If you deposit a $900 check and take out $900, and the check is no good, you'll have to repay $900.

A man that I met in person has done this to me, and I believed him. I was so nieve. I have a baby on the way, and I am now in more debt than what I started with. But he gave me money in return which made it believable for a while. I have a description of his face and all, though. What can I do?

The man claimed that he wanted to "bless me" knowing that I'm in a tough situation, right now.

Someone tried to get me to deposit a check into my account for purchasing and item on Let Go. When I recieved the check it was was 9x my asking price. The buyer then told me it was for the shipper he is using. I directly told him that I believe he's scamming me and voided the check. Should I report this to anyone and who do I report this to?

I met someone online and we really hit it off. He is on a contract job overseas, and his laptop for his project broke. He wants to wire me $ so I can purchase him a new computer and send it to him. Does this sound like a scam? If he wires me $, could this be illegal or a scam. I want to help him if his story is true, but don't want to be taken.

A scammer might ask you to help him send or receive stolen money, or use the money to buy things. He might ask you to use your own bank account.

Some scammers develop online relationships and ask their new sweetheart to accept a deposit and transfer money or buy things for them. If you get involved with one of these schemes, you could lose money and personal information, and you could get into legal trouble.

Does Spain have a exit tax free clearance fee on inheritances that will be sent into the US

You can talk with a lawyer or financial professional about that.  Maybe someone at your local bank can help you find an answer.

If someone you don't know contacted you and said you could get an amazing inheritance, but must pay an expensive tax or fee first, it could be a scam.  Scammers make up stories about rich relatives who left money to people. They trick victims into sending money to pay phoney taxes or fees. The victims get nothing.

i just got that 2,5 asst card today

My dad who was born in 1956 got scammed. I dont know the specifics but hes in trouble. The fbi showed up because he cashed a check someone on Facebook claimed was from them for 18000 he is now facing felony charges and is mortified he could have been so stupid. He had no prior knowledge of the crime and HONESTLY just was trying to help someone and make some money during hard times. He had no culpable mens rea because he is completely ignorant on technology and did not even know a check COULD cash if it was fake- he is also incredibly nieve because he said people didn't do that kind of thing in his day :( it's just sad for the fbi to not believe him. HES DISABLED AND A VICTIM. Just so awful.

Beware of David Cayan "hearing impaired, I need a DJ service bok down for my upcoming Wedding December 23 2017. Our budget is approximately $1,800...." Number is 915-308-5303. He will say that he can't use Paypal or Square and attempt to get you to set up a different credit card processing system. The scam is they will over pay and then try to get a refund and/or chargeback. Seems to be targeting wedding DJs.

He has contacted me via email with that exact request. At what point did you suspect it was a scam and is law enforcement involved at this point, and do you think I should contact them?

Thanks for the heads up. I just received an email from this same person “David Cayan hearing impaired” requesting a wedding DJ service next month February, asking if I take credit card. I won’t be replying.

I just got one too. I responded that I would do his wedding for free. Even throw in photo booth services. No response...lol

He tried this a new way with me. He said he worked for Fed Ex and was trying to plan his wedding from the road. The problem was that is card limit was too high and PayPal and Square would not accept them. When I mentioned we had no problem with other customers he changed his tune. Now his photographer did not have any way to run a credit card and he needed to pay me for both and then I would pay the photographer. However he was going to give me a $2000 tip for my troubles. He also said that his wedding reception was going to be at the Holiday Inn Express, they don't do wedding receptions at the Holiday Inn Express.

He is now using the name Stanley Sawyer or Meg Sawyer and is contacting people through sites like The Knot. He has sent me 3 different emails and 1 through The Knot. It is becoming annoying

I have been spoken to 3 mandarin speaking people today, 1st one claimed to be a staff from China consulate, asking me to collect 2 documents from them. When i told her that i have not applied for anything from their office, she then said i was a suspect involved in a money laundry crime and is under investigation by Beijing international police. She was then helpful to connect me to the police after i claimed that i was innocent. i was then spoken to 3 police officers, 2 tried to be sympathetic and helpful, another was threatening to arrest me by sending a police over to Australia and freeze all my assets. after more talkings with them he offered to help me clear my crime if i wired money to their court. i asked how much? they said $20,000 Aud. So i told him i can't cos its Sunday and i can get the money from my bank here. They then told me to not to tell anyone about this as it would hinder their investigations and if i let out any info i will be jailed, and they will ring again in the next morning to direct me how to wire them the money. i've got worried as they have my personal details and passport number, so i contacted my local police, and they assured me that if someone ask u to send them money, it's a scam, just hang up next time. The police here can't do anything as these scammers are operating from overseas and very hard to trace. If there is a real interpo investigation AFP will be the ones that contacted me. So i just want to warn everyone out there don't fall for it. i was so worried today that i even went and got myself a new mobile as they told me my mobile was hacked by criminals. that's the only damage on my end, lucky i didn't wired any moneys to them.

There is this company called same day cash intl. They claim that you if you give in $200 they can flip it to $5000 through investments. They told me they're regulated by the BBB and IRS. You have to pay taxes to release the funds which depends on the state you are from. There number is (415)465670. They claim to be legit and have sponsors if you need assistance with paying a certain amount. They also have you agree to a non-disclosure agreement. They don't have a website. They solely get clients from social media. They ask for your social security number to verify your not a criminal or any money laundering. Yet, it sounds super sketchy. When you call te number no one picks up. I'm wondering how would you contact the IRS to see if this company actually works with them. It all sounds really fake.

You're right, this sounds sketchy. If someone you don't know tells you to send them money, and says they'll send money back, it's a scam. If you send money, you won't get it back.

You can help law enforcement and report it to the FTC at FTC.gov/complaint. Report as many details as you can, and the information will go into a database that law enforcement uses for investigations.

I sent a comment but never got a response.

This loan person called me on my cell saying he's from usbank says they can give me a loan for 3000.00 with payments of 98.00 a month for 60 months. He asked me for info checking account and routing number and social security number. I gave him that info so I could go through with the loan. He said my credit score was too low so in order to get the loan he would pay off one of my credit cards to boost up the score he did that and to wait for his call in the morning.

I don't know what the next step is but I am worried I am being scammed. He had an Indian accent but his name is Michael Gibson 206-823-3982. I am afraid that he paid the credit card with fake money than I will have to pay it back and is 3000.00 loan real if I get it? Is it fake and i will be scammed and have to pay that? Now I just want to tell him I don't want the loan but he is probably going to ask me for the money back for paying my credit card off. What should I do?I am an elderly person on social security.

I was contacted by UNDP saying I had been approved for a $300,000 grant. All I had to do was pay $750.00 for shipping and delivery of my money. Since then the scammers raised my money to $400,000 and told me I had to pay 10% tax on the money before receiving it. I should have stopped there but then they set a delivery date and I waited and waited and then an email came saying the grant had been increased to $600,000 and I need to still pay more taxes. I was very gullible b ecause i didn't have much money and this seem to be feasible. Boy was I wrong. They have scammed me out of my retirement account ($70,000) and they still say they are with the UNDP and if I send the final $10,000 I will receive my money. BULL. I stopped and cut my losses and hope someone sees this and does not accept anything from the UNDP representative, Frank Cole, Tax Manager, Mattew Israel and Tax quarter master, Belinda Kinslow. These are the people who have scammed me. I hope they get caught. I know my money is gone but I* have certainly learned not to send any money to anyone I don't know personnallu.

You can help law enforcement by reporting this to the FTC at FTC.gov/Complaint. The information you give goes into a secure database that law enforcement uses for investigations. The comments you put here on the blog don’t go into the law enforcement database.

This guy contacted me thru messenger out of the blue saying that he needs the help from someone in the United States. He says he is a US businessman that is staying in Nigeria and his bank will not let him transfer money to him there. He wanted a credit card from me that he could use to add money to (his money) and then I could take the money off, keep part of it for my troubles and wire the rest of it to him. I told him I didn’t trust him and he told me I could use a maxed out credit card and he would pay it off first, which he did! Now he wants me to charge $200 to it like a cash advance and wire him the money. I don’t know what to do.

This sounds like a scam. When someone you don't know asks you to wire money, it's usually a scam. If you send him cash through a wire transfer, you can't get the cash back.

But - he can reverse the payment he made to your credit card account.

I have a question let me start from the beginning. My husbands grandma had been given money ,but she has to wire money to Jamaica.She's done this before and has gotten paid.So she made me ,my husband,my mother in law ,my sister and brother in laws on it too.we have only 1,190 of money all togetherinto thank goodness. Apparently to pay taxes on the money we are supposed to be getting. but otherwise my husband's grandma and his mom get checks and have the money wired to Jamaica. Supposedly it's a government thing to catch scammers and track the money ( which is impossible when you wire cash ) my husbands grandma said if we did this we would get money but I don't want it if it's dirty money. Also I don't want to get in any trouble.

Has anyone heard of a Rebecca Ann Brooks as Operations Manager for Realty One Group. I was contacted to be hired to work for this company at home. The company is legit - but I am weary of the transactions done. I received a Letter of Offer for Employment to work. Do you know anything at all.

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