Weather emergencies: Getting your financial house in order

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When it comes to preparing for a weather emergency, a flashlight with fully charged batteries is a must. Know what else can make life after a storm easier? If your financial documents are up-to-date, in one place, and portable. Consider scanning your documents or moving them online so you have a digital record of them, as well.

Here’s a basic list of what to gather:

  • Identification: Copies or originals of your driver’s licenses, medical insurance cards, Social Security cards, passports and birth certificates.
  • ATM, debit and credit cards: For access to cash — and to pay for whatever you might need — including food, gas, and lodging.
  • Emergency cash: It’s a good idea to have some cash on hand if ATMs and credit card processors aren’t working.
  • Checkbook: Even if you rarely write checks, include your checkbook. That way you can pay by check or authorize an important payment over the phone.
  • Insurance information: This includes policy numbers for your life, home, car, and flood insurance, as well as contact information for your insurance companies and agents.
  • Contact information for your financial service providers: Make a list of the local and toll-free numbers for your bank, credit card companies, mortgage lender, brokerage firms and insurance companies.
  • Digital information: Include usernames and passwords, and digital versions of your relevant personal, financial, and legal files on an electronic storage device.
  • A spare key to your safe deposit box.

If you’re missing important documents, now’s the time to replace them. After you’ve gathered these items, store them in a safe, protected place. An easy-to-grab emergency financial kit will make sure you have access to important documents in case the unexpected happens to you.

For more information, visit Dealing with Weather Emergencies.

Blog Topics: 
Money & Credit

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I wish to get more information and news updates daily.
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This also conveniently places all the important financial documents in one place for a thief. Be sure to secure these documents.

Thank you

Thanks for all the information and everything you do FTC.

Here was a small earthquake in south San franisco August 9 2015

This is an emergency situation since 3days I have been inconvenienced. I need a hotel but my debit card has been unable to perform transaction. Please remedy
this serious needs.

If you haven't already done so, contact your bank for help. You also may visit Helpwithmybank.gov. This site helps you find answers to your questions regarding national banks and federal savings associations.

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