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How to stay high and dry against storm-chasing scams

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Severe weather and historic flooding have left people in many parts of the U.S. battling to save lives, homes and businesses. The last thing anyone needs are scam artists who prey on the misfortune of others. Common natural disaster scams include debris removal and clean-up, shoddy repairs and construction, charity fraud, and imposter scams.

Here are some ways to arm yourself against scammers who use weather emergencies to cheat people:

  • Be skeptical if someone promises immediate clean-up. It won’t save time or money if you hire someone without the skills, licenses, and insurance to legally do the work.
  • Keep your guard up. Ask to see the ID of anyone who wants to enter your home or business. Check them out with your state and local consumer protection officials. Check signage on trucks and cars for local addresses and phone numbers.
  • Ask the contractor you’re considering to show you a current license and certificate of insurance. If a contractor tells you work is covered by your insurance, call your insurance company to confirm.
  • Pay with a credit card or check. If a contractor asks for a deposit or full payment in cash, stop. That’s a warning sign that something’s not right.

You don’t have to live in a flood-stricken area to be victimized by storm scammers.

  • Looking for a way to help? Be alert for charities that seem to have sprung up overnight in connection with current events. Legitimate charities face competition from fraudsters who tout bogus charities or aren't entirely honest about how a so-called charity will use your contribution.
  • Shopping for a car? Vehicles damaged by floods can be cleaned up and taken out of state for sale. You might not know a vehicle is damaged until you take a closer look or have a mechanic check it out.

For more information, visit Dealing with Weather Emergencies.

Blog Topics: 
Money & Credit


is regardin about atm card from uba bank in cotonue benin republic

You can report this to the FTC at or call the FTC at 1-877-382-4357.

I am getting calls with my area code, relatives, in danger, etc. and then telling me I am funding a terrorist, AT and T wants charge to stop Wall Mkt.and Magic Jack Calls.

LOMBARDI Publishing, New York, NY, collects Unauthorized Payments of $92.50 from my Wells Fargo Bank Account, Monthly with FALSE PROMISE TO SEND ME "OIL PIPELINE STOCK" for my $15.00 Contribution 5-Months Past! Never received any Promise of "OIL PIPELINE STOCK, TO PAY ME 8-Times as much as SOCIAL SECURITY PAYMENTS RECEIVED Monthly!

If a person or company is making unauthorized withdrawals from your account, you can contact the company and your bank. If you paid for something that you didn't get, you may want to use these tips about solving consumer problems.

You can report a scam or fraud to your state Attorney General’s office, the Federal Trade Commission and the Consumer Financial Protection Bureau


Calls from a 408 951-4283 to my cell phone is a telemarketing ruse…illegal in California. Complaints online regarding this phone number stating
it is soliciting home exterior, gutter repairs.

Is there any scams out there where someone is calling you up and says that they want to hire you or text you from I signed up for a looking for a job and someone contacted me and they gave me their name and their address and they said that they want to pay me $300 for 8 hours a week and then they want me to they're going to send me a check they want me to deposit the check in my account and pay for the furniture that's going to be delivered at the house saying they're going to give me a key I want to know if there is any scams out there like that

Yes, there are a lot of scams like this. Read more about the scam, and a lot of stories from people who saw the scam.

It starts when a scammer tells you a story about having a job for you. Then they send you a check to deposit. They tell you to keep some money as payment, and send money to a company to buy things they need.

Here's the problem: The check is fake. Your bank will give you some money in a day or two, because the law requires that. But that doesn't mean the check is good. It can take weeks for your bank to find out a check is a fake.

If you took money out, and then the bank finds out the check is fake, you have to repay the bank with your own money.

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