Wise giving in the wake of Hurricane Harvey

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It’s heartbreaking to see people lose their lives, homes, and businesses to the ongoing flooding in Texas. But it’s despicable when scammers exploit such tragedies to appeal to your sense of generosity.

If you’re looking for a way to give, the FTC urges you to be cautious of potential charity scams. Do some research to ensure that your donation will go to a reputable organization that will use the money as promised.

Consider these tips when asked to give:

  • Donate to charities you know and trust with a proven track record with dealing with disasters.
  • Be alert for charities that seem to have sprung up overnight in connection with current events. Check out the charity with the Better Business Bureau's (BBB) Wise Giving Alliance, Charity Navigator, Charity Watch, or GuideStar.
  • Designate the disaster so you can ensure your funds are going to disaster relief, rather than a general fund.
  • Never click on links or open attachments in e-mails unless you know who sent it. You could unknowingly install malware on your computer.
  • Don’t assume that charity messages posted on social media are legitimate. Research the organization yourself.
  • When texting to donate, confirm the number with the source before you donate. The charge will show up on your mobile phone bill, but donations are not immediate.
  • Find out if the charity or fundraiser must be registered in your state by contacting the National Association of State Charity Officials. If they should be registered, but they're not, consider donating through another charity.

To learn more, go to Charity Scams. For tips to help you prepare for, deal with, and recover from a severe weather event, visit Dealing with Weather Emergencies.

Tagged with: charity, disaster, scam, weather
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Money & Credit

Comments

Thank you for the warning I am sure the thieves will soon if not already come out of the woodwork .THANKS AGAIN

Again and again, over and over, the American Red Cross IS on media platforms everywhere using and abusing disasters as means to carry on the Greatest
Charity Scam in American History. Do Not Respond.
The American Red Cross is near-entirely a PR operations institution!!!

I will not give any money based on unsolicited calls to me. I do not really know who they are and events such as this bring out the scammers in force. The only way I know of to stay safe is not to give based on these types of calls. Sad but this is the world we live in today.

Minnesota has the Charity Review Council that has established standards that must be met.

Just a reminder

Ask how much of your donation dollars go to the victims needs. How much goes to staff salaries?

great info

You can also view the charity's Form 990 on GuideStar. If the nonprofit's management expenses approximately equal the nonprofit's cash donations, then this is a cautionary flag. If the nonprofit's amounts paid to beneficiaries far exceeds the nonprofit's non-cash donations, then this is a good flag.

To check on charities online, Charity Navigator.org is a very good site.

Beware of the listed places said to provide information other than Charity Navigator.org. The other sites tease you to sign up, then IF you want the info they say they provide, you must pay for it. A scam about scams.

Too sad that people use tradegy to extort money from people. There will always be this type of people which makes it hard to tell which ones are great and to donate too.

In decades past, phone solicitation was a most efficient way for charities to solicit money, especially for disasters.

In the last decade or so, scammers have totally ruined phone solicitation as a secure way of asking for money, so it surprises me that any charities even attempt this tactic anymore.

I reached the point over 15 years ago of not trusting any unknown called ID, no matter how familiar sounding the name.

I know GoFundMe type sites have also become popular, but they are too hard to validate if you are outside the area of the requesting person/company.

Excellent Information Thanks

Sorry to say after being hacked and spied on for 2 years and very important emails stolen and could have helped us not loose our home I really don't even trust what I'm reading right now !! Thanks you no who!

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