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Online love asking for money? It’s a scam.

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While plenty of successful relationships begin online, scammers also use online dating sites, apps, and chat rooms to trick you into sending them money. These imposters create fake profiles to build online relationships, and eventually convince people to send money in the name of love. Some even make wedding plans before disappearing with the money. It’s a big problem: reports to the FBI about online romance scams tripled between 2012 and 2016, and imposter scams were among the top reports to the Federal Trade Commission for both the general population and the military community.

These scams can take a military angle with imposters stealing servicemembers’ photos to create phony profiles. They might claim to be servicemembers who can’t get into their accounts overseas or who need money fast. The first sign of a scam is an online love interest who asks for money. But the Army’s Criminal Investigative Service (CIS) says that the military doesn’t charge servicemembers to go on leave, get married, communicate with their family, go online, or feed and house themselves on deployment. We have also heard of scammers re-using servicemembers’ photos again and again, so it can be helpful to do some online research on the love interest’s name, photos, and details to check the story out.

If an online love interest asks you for money:

  • Slow down and talk to someone you trust. These scammers want to rush you, often professing love right away; or pressuring you to move your conversation off the dating site.
  • Never wire money, put money on a gift card or cash reload card, or send cash to an online love interest. You won’t get it back.
  • If you sent money to a scammer, contact the company you used to send the money (wire transfer service, gift card company, or cash reload card company) and tell them it was a fraudulent transaction. Ask to have the transaction reversed if possible.
  • Report your experience to the dating site and to the FTC.

For Military Consumer Month, share this video to help military consumers steer clear of online romance scams.



Scam Tags:  Romance Scams


This sounds so much like the man I am in a relationship there a way to swap photos?

My scammer, military scammer too. Met on a dating site (Secret - DO not ever use). Shared phone numbers and texted from there. Shared pics and talked for a month. I fell for a $50 eBay gift card (sigh, stupid) and he almost got phones! Thank goodness companies are more keen to these scams to protect their customers. He asked for a cc and I said absolutely not. Asked again and again and said hey, there are safer ways like Venmo that are typically used to send other money without divulging any card or bank data and why the hell would I give you my credit card for YOU to give ME money. Just before reporting the guy to the FTC I texted the guy who was giving my legit pictures and TONS of them including with kids with the last name of Fancy and this is his crazy response:

OMG God.. Babe
It's so hurt and hurt and hurt again.. When all you think is that I'm a scam. No I'm not and never will I be one.
You should know I gave you my whole heart and soul. I love you deep down my heart. Don't judge me with how we started our conversation, the day I ask you if you've a cc. Then we started talking and trying to know each other and I just wanna know everything about you. I only asked you to know and nothing else trust me real. Babe if I'm not real what will be my game talking to you after I told you everything about my life how I lose my ex wife who cheated and betrayed me after everything I gave her. I don't want to be hurt the same way that's why I'm trying to know everything about you.
I'm not a scam believe me. It's hurt you couldn't trust me and I trust you with my life that's more reasons why I told my manager to put some money with you so you can send to me honey.
Babe I'm real and I can't fool you for no reasons, because you're the woman behind my smile, my heart as chosen you, and I don't wanna lose you for any reasons okay honey. Trust me babe. Don't judge me with cc or whatever you're thinking right there. You're the woman I wanna to spend the rest of my life loving care for.
I beg you in the name of God.. I don't wanna lose you for any reasons. You’re the greatest blessing I have ever had in my life, and I wouldn’t want the world to take you away from me. You’re more the just someone to me, you’re my person. I must have done something incredibly right in my old lifetime that I get to have you in this era. You are the most precious human being that God has given me.

Honey❤ I don’t want to lose you. You have become a great part of me whom I can’t afford to lose. This is a once in a lifetime love and I intend to keep it forever (even longer than forever).
I will take all of you, of us. I will be your light, as you are to me. I will be your strength and your courage along the bumpy road. I will be there for you. I will hold you tight because, no, I don’t ever want to lose you. I want you to know and believe me I'm not scam please babe stop imaging if I'm one of them. God forbid I reject it, because I will never be one.

Well, there you go. Don’t believe him lol. I’ve learned my lesson! I feel so stupid but reading all of these I’m glad I’m not the only one. And we aren’t stupid. But they pray on our vulnerabilities and before you know it, are tugging on your heartstrings and your wallet! Never again!

This sounds like the same guy that I'm talking with. He is a marine stationed in Poole, England. He is very specific and I asked where he is stationed and that place exist. It's just asking me for iTunes and Amazon cards. I know a military man wouldn't do that. He also said he doesn't have access to his account until he back to the states and what really got me was he said he needed help getting home because his flight money was in his account and I know the military gets you home. I didn't give in to that but I fell for him and got him iTunes and Amazon cards. Never sending him my account number. I also found several accounts on Instagram when I Google image him with different names same pictures. He goes bye james brown with me. Other names duncan brown. Instagram brownmark, brownsmith, Duncanbrown

Oh my I think it’s the same guy kept talking about amazon cards and what not

I cannot believe how similar that is to the @ sgtbrandon. scott 16 on Instagram... I've already found a few chicks he's been trying this scam on. I've posted his screenshot on my Instagram. Got to get it circulating

your military scammer sounds just like the scammer i ran into. when i called him out on the scam he tried everything except for getting on skype to video chat. he vowed his undying love for me and he is who he say he is., he even sent me a bank account of his so called german mother bank account with a woman picture, that didn't match the picture of the lady in the picture with him. i couldn't verify that he was even in the miitary. i asked for a les (its like a paycheck stub for the military). he sent me a fake one and i knew it, so i went to a army recruiting office w/the fake les and they said if he was in Afghanistan, he would have oversea and hazardous pay and other extra pay other than his basic pay. The ssn on his les didn't match his dob or the state he says he was born in. He gave me a fake military id( i found the site where he got it from) and a fake les and a fake drivers license, it was so real i had to go to the dmv website, the state the drivers license was from and check to see if it was real. it wasn't!!! The site said the information was not a match in their system. Everything he gave me to prove his identity, i couldn't verify, and when i let him know this, he just kept saying he is real and someone who wants his money( cause he has a lot back home in the states) is hacking his information. I said really?! You must be a billionaire cause they took you right out of exists from the military and the state you say you lived in all your life. And they must have it in for your mom, dad and son because they aren't in the system either. I told him, he only exists on the net and no where else. I told him, i knew he was a African scamming women in the U.S., oh he got upset and said i have never ever been a black man or lived in the jungle!! i laughed!! He really thought the more he said he loved me and would never ever hurt me and that when he proves to me he is real i will owe him an apology( that i would believe him). I said, i would but you and i both know that, that day will never come. I never got my apology and i knew, i never would by the way he just kept on insisting he is the soldier in the picture. i finally told him Goodbye. I signed off all my chat sites.

This sounds exactly about the guythis sounds exactly about the guy that I'm chatting with everything was cool until he asked for me to send a Amazon card so he can't call me. Which didn't make sense to me because why do you need and Amazon card to call but you can text. I'm glad I wasn't fooled into doing it because I'm pretty sure that they have means of communication for the military to reach out to their family and loved ones.

This sounds exactly about the guythis sounds exactly about the guy that I'm chatting with everything was cool until he asked for me to send a Amazon card so he can't call me. Which didn't make sense to me because why do you need and Amazon card to call but you can text. I'm glad I wasn't fooled into doing it because I'm pretty sure that they have means of communication for the military to reach out to their family and loved ones. When I told him that I wasn't going to do it he told me okay and don't bother that's how I know he was trying to scam.

I'm just reading this scam and I think my mother has been scammed by the same person .. Do you by any chance have a picture of this so called 'Elvin Larsson'? Also did he mention he had kids? Which country is he from?

Sounds to be the same one except he said his name was Branden Hintz. I have photo if interested. He’s a structural engineer working in Kuwait and accidentally left his toolbox in taxi. Asked for $1,300 - I did not give him anything. He’s still protesting his love!

Looks like Branden is getting around a lot!!! Hes been professing his love to me for the last 2 weeks and told me he just had to go to Germany on a contract. I've been waiting for him to ask me for money thank you all for confirming this period I will post a picture if I can. Other people need to know.

This is happening to me right now. And I have been stupid in sending him money to get home. But guess what?! Any advice please.

I am on POF,CA and it is full of scammers. I met a small group I communicate with. I still don't give out my phone number. I have been approached 8x so far, another today. They are so obvious,same MO. The one today, AM a doctor. I saw that and it was enough. He was a doctor in Florida. I'm on the other side of states buddy. Always start with AM, he also had a photo of bills of money. I wanted to throw up. I reported him as I did the others. I hope us women are wising up. I still punish myself for being taken and its been 4 years now. I guess it's because I am still paying on it.

I also was scammed in 2015 and did send money, but was called by my bank that the $$ I had put into an account was a "Fraud & Scam". Needles to say I stopped the 1 ck, and with the help of a Police Officer, I was able to get back the other ck.The guy who scammed me has 14 different names and is on Facebook with 3 of them.He was on Skype when I met him. Perhaps Facebook & Skype need to be fined like Western Union and is in the process of giving back some of the money.

What was the name he went by, I am sure I am connected to one and wish FTC would use me to reel him in I am sure he is just one of a million in his group. You can tell it is more than one based on text conversations. Some are very literate in the English language while others are not. The caller's voice is always the same person. This one is bold enough to ask for over $30000 after one month of conversation. I would like to know whose pictures he is using to warn him. I am going to try Google images to see if I can find the real person these pictures belong too.

my husband is in denial. he has been talkin to a woman from romaina she has him believing that she is in love with him. she managed to get into the discover bank system and pretended to work there. I have tried to tell him she is scamming him but he will not listen to me. he is giving up his wife and son for someone that is not even real. but his loss he should have better since then that to believe someone on the other side of the world.

I had the same thing happened with my husband. This girl who pretended as half Turkish initiated their meeting from LinkedIn. In 3 weeks time she had my husband believed that he is in loved with her and started asking for 5 grand!

I understand exactly how you feel. My dad has been having an online affair with a woman who claims to live near him but for some unknown reason she is stuck in China with no money to get home because she lent all her money to other people who now owe her. My dad had stupidly opened a bank account for her, gave her all of his personal info and next thing I know my mom is talking about someone trying to charge $10,000 to their credit card. So not realizing that she is a scammer, her next idea is to have her friends that owe her money to take out credit cards using some fake names and use the my dads address for where to send the bill to....Two different credit cards were used and when he asks her what happened she says she didn't know they were fake and these were real people that owed her money. After this my dad still thinks she is in China with no way to get home. She has been there supposedly almost 8 months now with no money for even food for the past 3 everyday she emails him honey cant you just send me like $200 so i can get food. Her latest scam is sending him more fake credit cards to pay for a few hundred dollars on an iTunes gift card. Thankfully he keeps telling her he cannot help her at all financially since he got screwed over twice. She still does not stop, every few days since he told her no she still emails baby please honey do this for me i promise your wife won't find out. I love my dad to death and a part of me really wants to have a serious talk with him but the way I found out about this was about 8 months ago he asked me to look at something on his computer and I noticed in his email something saying I love you baby so much to some unknown woman. I probably should have asked at the time, what is this? But since then I have been going and reading the sent messages because he deletes the inbox emails and that's how I found all this. Technically I only know all this cuz I invaded his privacy and I just can't seem to bring myself to tell him I know. My mom found out about the first two attempts and told him she was going to divorce him if he didn't stop talking to her. Yet he still does, believing that she will come home from China and they can see each other secretly. Sorry for the book reply but I am so frustrated with this and this is the only way to get it out for right now. So just know I know exactly how disappointed you and your son must feel.

I heard that people on O-k cupid take girls out to eat and when the meal is over, they say they left their wallet at home. So the girl ends of paying and the guy keeps looking for new girls and getting free meals over and over again.

I was scammed by someone on FB who friended me. We developed a relationship online. He said he was in Afganistan on a humanitarian mission and needed help getting a package back to the U.S. After awhile he hit me up for money to help get this package home through the use of a diplomat. Needless to say I believed him and lost a lot of money in the process.

i was a victim too to the same case you are describing. my God, i lost so much money as well.

Can you say the guys name? The same thing happened to me but I didn't fall for it. This guy's name is Steven Morales. When I found out who he really was he blocked me.

Wao the same thing happened to me. I was talking with a guy on Hangouts and after few months he asked me for my phone number and address so he can send me a package with some cash he found while in a mission in Syria and he also wanted to send a ring as a proof of his love for me, but right there something told me that this isn’t right! So I knew he was a scammer and I let him know that he picked up the wrong woman to scam and I blocked him. I would never give anyone my personal information or send money to someone that I have never met. Not me!

Same thing just happened to me recently. This time the scammer claimed to be a female military officer in Syria but i don't want free cash so immediately she asked for my information i blocked him or her.

Brother, tell me who is she? Where do you know her? Same thing just happend to me, she claimed that she is a peacekeeping in Yemen and she want invest money in my country

it's unfortunate that I couldn't read this site a month ago when I also fell into the same trap. those scammers are really professional artists and the one i encountered conspires with another so-called courier company. I have lost much money and really sad about it. never trust anyone offline.

I feel stupid. I have been chatting with a guy name Antony choosen do you know anything about him

Anyone know a highly ranked US Marine officer in Afghanistan called Kendrick Lovelace? Or one based in Kuwait or Syria called Johnny Buster?

I feel stupid. I have been chatting with a guy name Steven Armstrong do you know anything about him always asking for money says in Africa.

What does this guy look like? do you have a picture?

I met a guy named Steve Armstrong on a game site. Says he is military in Afghanistan. Pretty sure he is scammer. Wanted to know what eventually happened in your situation.

He is goiñg on the fàme site . I feel bad for the guys picture they are using

Oh my Gosh, the same thing happened to me. Was his name Nicholas J Townsend? The so called diplomat was David Geary and he was stuck in Italy with the pkg. I sent him money like a jerk. I lost money too.

Do you have a name? Someone is trying to do this to me as well

I had the exact same person do this to me. By the sounds of it it is definitely the same guy. He gave me the same story!

Thank you as always for your very informative newsletter. Because of your newsletters, I have not been scammed and I pray that I am never scammed. I am 72 years old and I always urger the elderly to sign up for your newsletters. Thank you in advance for caring

I am getting a lot of women bothering me on Hangouts and messenger. they are always in guianna taking care of sick family members. I no sooner delete 10 ten more comes on

I was scammed by a man who goes by James Adams from Houston, Texas he claimed. Also uses name Thomas Smitherman.

How does one spoof a number? Why can't we stop spoofing?

I have been in the same boat as most of everyone on here. I too didn't want to believe it, but it finally sunk in. Yes, I have beaten myself up over it, now having to look into bankruptcy because I am in that much debt from everything that happened. Please anyone who thinks otherwise, read these comments that are being posted. They are telling you exactly what can happen if you fall for this type of scam. Protect yourself as much as possible.

I was scammed out of $33k by a guy calling himself Casey Oliver. He found me on Instagram and we moved our convos over to hangouts. He claimed to be a 1st class Sargent in the Army serving in Afghanistan. His wife died from lung cancer and has an 8 year old daughter. I fell hard for him. The only proof I had was the pics he sent me. He was restricted from video chats, phone calls, and taking selfies. He needed the money to release his luggage from holding and once the luggage was released he can retire. He claimed that all his investments were in that luggage, over $600k worth.
He claimed to love me right away and at first I was skeptical about it but he was definitely good at manipulating me and got the money. Now I’m looking at bankruptcy and losing everything I’ve worked so hard to get after my divorce!! I feel like the stupidest person ever!! I hope he gets what he deserves!!

I can relate to this. May 17 2020 i met a guy online. He was so very nice to me. I am dreaming of a happy marriage and he promised me..sending me sweet words. He was very romantic. On our 3rd day of chatting he got my real name,address and phone number. We officially in a relationship. We talk about our future After few days he messaged me he said that he sent money not through bank but he sent it through logistic company by parcel and will arrive my country May 25, 2020. After 3 days a woman from the logistic called me that they have the package and i need to pay for the shiipping fee. I refused to pay but my man got angry because he said i will for the shipping because he dont want to loose his money.
So i have no choice i sent money to the logistics. After 1 day the logistic called me again that they said they detect money in the parcel and i need to pay for the money laundry demand of the custom. I got loan just to pay for that. The next day the logistic again called me that another payment demand from the custom for the penalty. I sent again. The next day another demand and they threatened me that my sender will be reported to the police if i will not pay for the 15 dollars custom demand.
Another demand was tax declaration until it reaches to the point that i have nothing. In an instant my sender give up the package and said he lost his 1 million dollars. Because i said i have no more money to pay for the demand. I realized i was already a victim of a scammer. I beg the scammer to give my money back i cried so much. I cant even sleep. I lose appetite. Now i was so very down. It seems like i want to end my life. I have nothing and i got so many debts. I want to kill my self now because of what happened to me. My man i was inlove with still talking to me and pretend his innoscent. But i do believe hes part of that scam activity. He promised to help me but after 2months. But i dont know if i will believe him. Now he claimed he has a cancer. What if after two months of waiting to refund all my money he tell me that he gonna die. I was so down now. I do not know if i will solve my problem. I want to die now.

I got into the same situation that you got. It’s so sad we are the victims of all the scammers try to take advantages out of our lonely living condition need a real love to live a good life afterward. It’s so sad , we need to speak up to let someone out there to be alert so they will prevent the disaster can happen to them .

If you get involved into some FB date or make friend on line, do not talk about your financial status, do not give out the email address, your home address, your name’s details, your phone number. Just talk on messenger. If you cannot talk to them don’t ever trust them. That’s all I can say.

Anyone who is chatting to Freedom on hangout? He ask money to someone I know, big amount and for supposed to be for airline ticket for emergency so he can go home in America. But I read here military doesn't charge members to go on leave, I suppose even emergency leave, right? I ask Freedom if he has SSN or FIN and he doesn't even know what are those, unbelievable.

same here I researched there's no charge for Military leave and no need the third party to apply for that, I fell in love with this man so much I would believe him but the fact is telling me I can't believe him.. It's very heartbroken .

Wang. What was his name? I just went thro with an andy morales that he needed me to sign some paper work in order for him to come home from his deployment in Germany

I’m currently on Hangouts with Jack Fredom. He’s demanding an eBay card,and has sent pictures of kids that were killed in Syria. I’m trying to figure out who the pictures are that he sent me. I was playing WordWars with him.

I was speaking with a man for 3 week said me was in the military then start saying he was shot. And needed me to get him out. Ask me to write to a captain to help him get out. when I did they said they would but it would cost me money. When I asked how much it was 10,000euros. I contacted the US army criminal division website and reported it. But he will not stop messing with me. He even called my work place and told them stuff that almost got me fired.

I think I'm being scammed by someone who calls himself Michael William,says he is a sergeant in dutch army.


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