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Is a scammer getting unemployment benefits in your name?

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In a large-scale scam erupting in the midst of the Coronavirus pandemic, imposters are filing claims for unemployment benefits, using the names and personal information of people who have not filed claims. People learn about the fraud when they get a notice from their state unemployment benefits office or their employer about their supposed application for benefits.

If this happens to you, it means someone is misusing your personal information, including your Social Security number and date of birth. Act fast. Here are steps that can help you protect your finances and your credit:

  1. Report the fraud to your employer. Keep a record of who you spoke with and when.
  2. Report the fraud to your state unemployment benefits agency. You can find state agencies here.
    • If possible, report the fraud online. An online report will save you time and be easier for the agency to process.
    • Keep any confirmation or case number you get. If you speak with anyone, keep a record of who you spoke with and when.
  3. Visit IdentityTheft.gov to report the fraud to the FTC and get help with the next important recovery steps. These include placing a free, one-year fraud alert on your credit, getting your free credit reports, and closing any fraudulent accounts opened in your name. IdentityTheft.gov also will help you add a free extended fraud alert or credit freeze to your credit report. These make it more difficult for an identity thief to open new accounts in your name.
  4. Review your credit reports often. For the next year, you can check your reports every week for free through AnnualCreditReport.com. This can help you spot any new fraud quickly.

One other thing: The unemployment payments usually are deposited to accounts the imposters control. But sometimes payments get sent to the real person’s account, instead. If this happens to you, the imposters may call, text, or email to try to get you to send some or all of the money to them. They may pretend to be your state unemployment agency and say the money was sent by mistake. This a money mule scam and participating in one could cause you more difficulties.

If you get benefits you never applied for, report it to your state unemployment agency and ask for instructions. Don’t respond to any calls, emails, or text messages telling you to wire money, send cash, or put money on gift cards. Your state agency will never tell you to repay money that way. Anyone who tells you to do those things is a scammer. Every time.

Scam Tags:  Avoiding Scams

Comments

Got two new scams today 234-708-951-9163 there using p c h to scam people out of money

Filed all necessary information for fraud collected under my name . Now waiting for email which doesn't come so I can now collect my UI . Need the money . Keep being told to wait for email

I was let go from my job recently and have been trying to file for unemployment. Due to fraud on my account, I am unable to even start the process due to this fraud. I have called every day and each day everyone says they cannot help me and will transfer me to a number that eventually hangs up or I get a number that has a busy signal 24/7, or they say someone will call me back. 4 weeks later and no help at all. Does anyone know who I can call to get next steps? I already confirmed my identity, but cannot get anyone to help me start the unemployment process. Any help is appreciated!

It is impossible right now to report to your unemployment office(NYS) . 3 hours later and you cannot get a human being on the line!!!!!

I recently started filing for unemployment. I got my first payment today. However I can not use my card because there is a fraud lock on it. What do I do?

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