With your kids heading back to school, you might be hoping they spend more time with their noses in a textbook than with their eyes glued to a screen. And since you know they’ll be spending time online — socializing, sharing photos, and downloading apps — take the opportunity to talk about being tech smart as well as book smart!
If you teach people about everyday financial issues, like saving and shopping, credit and debt, buying a home or car, or looking for a job or paying for school, the FTC is your information destination. Consumer information from the FTC is free and in the public domain. That means you can print it, copy it, post it, or link to it freely — and for free.
The FTC, the nation’s consumer protection agency, first warned consumers to be on the lookout for flood-damaged cars in the aftermath of Hurricane Sandy. Almost a year later, news reports indicate that water-damaged cars that endured Hurricane Sandy are being sold by private sellers and showing up on used car lots.
OK, it’s not really Check Your Phone Bill Day. But how about checking your wireless phone bill anyway? Pull it up online, dig out your paper copy, or if you don’t get a detailed bill from your phone company, go ahead and ask for one (we’ll wait).
Whether you’re heading off to your freshman year of college or getting your first apartment, preparing to be out on your own can be fun and exciting. It also means taking on new financial responsibilities. The decisions you make now about how you manage your money can affect your ability to get credit, insurance, a place to live, and even a job.