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July 2019

Equifax data breach: Pick free credit monitoring

Just last week, the FTC and others reached a settlement with Equifax about its September 2017 data breach that exposed personal information of 147 million people. We’ve told you to go to ftc.gov/Equifax, where you can find out if your information was exposed and learn how to file a claim with the company in charge of the claims process.

The Capital One data breach: Time to check your credit report

If you needed yet another nudge to start keeping an eye on your credit report to protect against identity theft, Capital One has delivered it with its announcement that a data breach has exposed the personal information of 106 million of its credit card customers and credit card applicants in the United States and Canada.

Equifax Data Breach: Beware of Fake Settlement Websites

Just last week, we told you to go to ftc.gov/Equifax to find out if your information – like your Social Security number – was exposed in the September 2017 Equifax data breach. At that same website, you can also start a claim for benefits available under the settlement that the FTC and others reached with Equifax.

Wouldn’t you know it? People may have already started putting up fake websites meant to look like the official Equifax settlement claims website.

Who’s reporting robocalls?

Have you ever reported an unwanted call to the FTC, whether it’s a robocall (where you hear a recorded message) or call from a live person? If so, thank you. Reporting, I’m sorry to say, won’t end these annoying calls, but it helps the FTC and other law enforcement agencies investigate and bring cases against scammers and businesses that aren’t following the law. In fact, the FTC’s recent actions against robocallers show what your report can do. While you won’t always know how your report made a difference, you can find out more about calls people like you are reporting to the FTC, across the U.S. or in your community. The FTC’s Do Not Call data is now available in an interactive format

Worshipers targeted by gift card scam

We’re seeing a new spin on gift card scams. This time, scammers are pretending to be a pastor, rabbi, priest, imam, or bishop. They’re asking worshipers for gift card contributions for a worthy cause. Appeals are often made by email, but we’ve heard people are also getting texts and phone calls, too.

Blog Topics: 
Money & Credit

Summer Film Series: Family emergency scams

Welcome to the Summer Film Series! Each week, we’ll highlight one of the FTC’s many videos on topics such as avoiding scams, recovering from fraud, and managing your money. Grab a blanket and some popcorn and enjoy.

Blog Topics: 
Money & Credit

Equifax Data Breach Settlement: How to Claim Your Benefits

Earlier this week, we told you that roughly half the people in the country can get benefits under a settlement that the FTC and others reached with Equifax. Now, you can now find out if you were affected by the September 2017 breach and make your claim for benefits.

What the FTC Facebook settlement means for consumers

The next time users visit Facebook, things might not look different, but big changes are brewing behind the scenes. The FTC’s record-breaking $5 billion settlement requires Facebook to conduct a massive overhaul of its consumer privacy practices. The settlement also makes major changes to Facebook’s operations and CEO Mark Zuckerberg no longer has sole control over privacy.

Equifax Data Breach Settlement: What You Should Know

In September of 2017, Equifax announced a data breach that exposed the personal information of 147 million people. Under a settlement filed today, Equifax agreed to spend up to $425 million to help people affected by the data breach. If you were affected by the Equifax breach, here’s what you need to know about the settlement. If you were affected by the breach, you may be eligible for benefits.

Medicare does not give out DNA kits

Here’s one that goes to show just how creative scammers can be. The FTC is getting reports that callers claiming to be from Medicare are asking people for their Medicare numbers, Social Security numbers, and other personal information…in exchange for DNA testing kits. The callers might say the test is a free way to get early diagnoses for diseases like cancer, or just that it’s a free test, so why not take it? But the truth is, Medicare does not market DNA testing kits to the general public.

Mystery shop ’til you drop? Not so fast

Who wouldn’t love getting paid to shop and dine at cool places and then review them? Whether you’re a student looking for a summer job or someone wanting to start a side or full-time business, mystery shopping sounds like an exciting option. But while some mystery shopping opportunities are legitimate, many are scams that rob you, not pay you.

Blog Topics: 
Jobs & Making Money

FTC shuts down student loan debt relief scheme

It’s a staggering number. More than 42 million Americans owe a total of nearly $1.5 trillion in student loan debt. It’s no wonder people look for help. But not all help is legit. Scammers are targeting borrowers with student loan debt relief schemes that can actually make things worse.

Blog Topics: 
Money & Credit

Outlet shopping: The deal is in the details

For many of us, it just wouldn’t be a summer beach vacation without shopping at the local outlet mall. Over the years, we’ve picked up a few tips for outlet shopping.

Blog Topics: 
Money & Credit

Who’s pretending to be the government now?

You’ve gotten the calls: from Social Security. Or the IRS. Or Medicare. Or any number of other agencies. Except: as soon as the caller threatens you or demands that you pay them with a gift card or by wiring money, you know. It’s a scam. Even if caller ID tells you otherwise – that’s not the government calling.

Blog Topics: 
Money & Credit