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December 2019

Tips for holiday gift card shopping

Gift cards are one quick way to get through your last-minute holiday shopping list. But before you give (and get) gift cards, here are a few things you need to know.

Blog Topics: 
Money & Credit

FTC settlement against University of Phoenix

Most people go to college to earn a degree and get a good job. In a competitive job market, it helps to have connections. So when a college or university claims it has relationships with well-known employers, that may convince you to attend. But beware: Claims like this may be a ploy to attract new students — and your tuition dollars. In fact, the FTC says that’s just what one for-profit university did as part of an extensive advertising campaign.

Blog Topics: 
Jobs & Making Money

What to ask before buying internet-connected toys

What’s on your holiday wish list? Perhaps a smart speaker for your kids’ bedroom, or a cuddly cool internet-connected smart toy to help them learn? Before you give one of these connected toys, read this handy list of questions. They can help you know what to look out for with an internet-connected smart toy, and how to protect your kids’ data.

Supplements for joint pain: don’t believe the hype

If you experience joint pain when you walk or move, promises for a quick and inexpensive cure can be hard to resist. But don’t believe the hype. And don’t assume the people you see in the ads are real.

Blog Topics: 
Health & Fitness

Going out of business sales: what to know

Going out of business sales may seem like golden opportunities to grab great deals. But before you head to one, here are a few things to keep in mind.

Blog Topics: 
Money & Credit

Scammers pretend to be the FTC

Did you recently get an official FTC letter from “me”? That’s in quotes because it wasn’t actually from me. And the letter wasn’t official, or even from the FTC at all. In fact, scammers have been faking official-looking letterhead to write scary messages to people, threatening them. But, again: it’s not real.

Top tips for avoiding scams at the holidays

Now that the holiday shopping season is in full swing, scammers are shopping too, looking for people to separate from their money. We already gave you some of the FTC’s tips for happy holiday shopping, but here are some tips to help you outsmart those bah-humbug scammers and donate safely.