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November 2021

Looking for a new job? Watch out for scams

As we wrap up National Caregiver Month, the FTC wants to recognize all the incredible work that caregivers like you do every day. The work is seen and unseen and helps people in both physical and emotional ways.

We know caregiving can be tough on your finances, too. So if you’re looking for a way to make extra money, searching online can be a good start. But scammers are there, too, and post fake job ads designed to trick you into sharing personal information or sending money in exchange for the promise of a job…that doesn’t exist.

Blog Topics: 
Jobs & Making Money

Celebrate Hanukkah without the scams

Hanukkah is all about spending time with loved ones, celebrating traditions, and, for many, giving gifts. So, as you start preparing for all eight nights, here are some things you can do to avoid scammers when shopping online:

Blog Topics: 
Money & Credit

What are people reporting at DoNotCall.gov?

In the past 18 years of the National Do Not Call Registry, those of you signed up for the registry (244 million phone numbers right now) have reported millions upon millions of unwanted sales calls over the years. Here’s a quick look at what you’ve reported this year at DoNotCall.gov about the calls you’re getting.

Donate safely this Giving Tuesday

Giving Tuesday is a great time to show your gratitude by donating to help others. But you don’t want to give money to a fake charity or scammer (any day of the week).
Before you donate this Giving Tuesday ― and anytime you’re asked to give to charity:

Blog Topics: 
Money & Credit

How to spot and avoid common health scams

As a caregiver for a family member with special health needs, you know that shopping, making meals, or just regularly spending time with someone who can’t get out much can profoundly improve their quality of life. But being a caregiver is stressful, and scammers know that, too. In fact, dishonest companies will say almost anything to get you to buy their product or service.

Unsubstantiated COVID-19 treatment claims appear on social media platforms

Social media platforms have played a major role in conveying information about how to help stop the spread of COVID-19. But just because the information is running on a platform you use doesn’t mean it’s accurate or truthful. Before you act on a message you’ve seen or before you share it, ask — and answer — these critical questions.

Blog Topics: 
Health & Fitness

Before you join that crowdfunding campaign, read this

If it takes a village to raise a child, crowdfunding may be what it takes to make that invention a reality. But scammers could be behind those crowdfunding efforts and take your money without delivering what they promise.

Blog Topics: 
Money & Credit

When scam calls target your client or loved one

Calls from scammers are annoying and can cause a lot of trouble when you realize, too late, that they’re scams. What’s even worse? When they target a client or loved one you’re caring for. So today, as part of National Family Caregivers Month, we’re talking about how to spot and block scam calls.

How to save money heating your home this winter

The days are getting cooler — in fact, some parts of the U.S. have already seen snow. Experts report it’s going to be an expensive winter to heat your home, but there are things you can do now to cut your energy costs.

Get the dog or cat instead of the scam

This has been National Adoption Week for pets, and by now, thousands of dogs and cats might have new homes in the hearts of many thousands of people. But as the holidays approach, scammers know that families are hearing about their kids’ NEED for a dog or cat. And scammers are ready to take advantage by offering up that perfect pet — for a fee. You’ll find ads offering litters of puppies, especially, on websites and listservs online. But once you pay, your supposed pet and the “breeder” will vanish, along with your cash. Here are ways to spot those puppy and pet scammers and stop them in their tracks.

Blog Topics: 
Money & Credit

Looking for alternatives for your holiday shopping?

You’ve probably heard: this holiday season, it might be harder to find the gifts you’re looking for. So, many of us might be looking for alternatives, like buying gifts locally — or maybe from online marketplaces or sites you find through your social media accounts, online ads, or by searching online. If that might be you heading online, here are some things you can to do to avoid a scam or negative experience.

New veterans: Finding your civilian career

Veterans Day is a time to thank veterans for their contributions to our nation, and welcome to the civilian workforce the roughly 200,000 servicemembers who leave the service every year. Transitioning personnel face many decisions: figuring out changes to their benefits, revamping their budget, and planning for a civilian job. If you’re like the majority of veterans, you might want a career different than what you did in the service. Here are some resources to help.

Blog Topics: 
Jobs & Making Money

It’s National Family Caregivers Month

Family caregivers are the biggest source of support for older adults and people with disabilities in the U.S. We know it takes a lot to be a caregiver, and during National Family Caregiver’s Month, we’ll publish a series of blogs to share resources and suggestions that could make your days a bit easier.

Blog Topics: 
Money & Credit

Child Tax Credit scammers are still reaching out

Many people have gotten their advance Child Tax Credit payments this year, but scammers are taking advantage of this new program to try to trick you out of money or information. They’re pretending to be the IRS, contacting people by phone, text, email, and social media — and sending people to official-looking websites that look just like the IRS.

Blog Topics: 
Money & Credit

Your guide to holiday shopping during a chip shortage

If you’ve been keeping up with the news, you might have heard about a global chip shortage. Why does that matter to your holiday shopping? Well, a lot of things you might buy for the holidays, like toys, have chips in them, so the shortage means prices are going up, and items that have chips can be harder to find.

Blog Topics: 
Money & Credit

What to do if your online order never arrives — and how to get your money back

Shopping online is oh-so-convenient. Haven’t we all bought stuff online when we could easily run to the store (figuratively, of course) and be back home in less than 30 minutes? Because reputable online businesses want happy, returning customers, they make returning something almost as simple as buying it. But what if a seller won’t give you a refund even though you qualify for it? Or what if you ordered something and never got it?

FTC returns $60 million that Amazon illegally took from Flex drivers

Amazon Flex drivers, watch your mail. The FTC just sent almost $60 million in checks and PayPal payments to eligible drivers who had their tips illegally taken by Amazon.

Blog Topics: 
Jobs & Making Money

This open season, is that really the health insurance you’re looking for?

With the 2022 health insurance open enrollment season just around the corner (November 1 - December 15, 2021), now is the time to think about changes to your health coverage. But before you do, make sure any plan you’re considering actually gives you the coverage you seek. Dishonest companies sometimes market medical discount plans or health plans with limited insurance benefits, as comprehensive health insurance. And sometimes they just lie about the “health plans” they offer.