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Know the risks before you invest in cryptocurrencies

It’s not just bitcoin. There are now hundreds of cryptocurrencies, which are a type of digital currency, on the market. They’ve been publicized as a fast and inexpensive way to pay online, but many are now also being marketed as investment opportunities. But before you decide to purchase cryptocurrency as an investment, here are a few things to know:

Blog Topics: 
Money & Credit

The FTC will never ask you to send money

If someone claiming to be with the Federal Trade Commission (FTC) contacts you and asks you to send money, it’s a scam. Do not pay. Report it. Spread the word to your family and friends.

Blog Topics: 
Money & Credit

New easy money con, same old tricks

What would you give for a turnkey system to earn six figures in 90 days or less, all while working from home? That’s what the defendants behind Digital Altitude promised. But the FTC alleges they did not deliver.

Blog Topics: 
Jobs & Making Money

FEMA impersonators and identity theft

If you’ve been affected by a recent natural disaster has someone called asking to verify your FEMA registration even though you didn’t apply? Or have you tried to claim FEMA benefits or assistance, but were told you had already applied?


After receiving multiple complaints from people living in these affected areas, the FTC wants you to know about a scam involving FEMA impersonators and identity theft. Here is what people are reporting:

Company collected kids’ info without permission

Aspiring young actors, singers, dancers, models and other artists often network to find auditions, casting calls and other professional opportunities. In their eagerness and excitement, children may think it’s okay to share information about themselves online — especially if it means getting a gig they really want. As a parent, you know better.

New deadline for Western Union settlement requests

Did you lose money to a scammer who had you pay using Western Union between January 1, 2004 and January 19, 2017? If so, you can ask for money back from the FTC’s settlement with Western Union. And the deadline to file your claim was just extended to May 31, 2018.

Has an online love interest asked you for money?

Looking to start a new relationship? For some, that may mean meeting a new love interest online. Word to the wise: sometimes it’s best to lead with your head and not your heart.

Blog Topics: 
Money & Credit

That’s not your neighbor calling

When your phone rings and it looks like a local call, you may be more likely to answer. Scammers count on this and can easily fake caller ID numbers. They even can match the first six digits of your own number, which is called “neighbor spoofing.”

The Secretary of State is not emailing you

There are many scammers who pretend to be government officials – from the IRS, Social Security, and even the FTC. The latest twist is an email from – supposedly – the Secretary of State. In the email, someone pretending to be Secretary Tillerson says you’re owed a payment – which he knows about because of an investigation by the FBI and CIA. The email goes on to say that you’ll get an ATM card with $1.85 million on it – and it even gives you the PIN code. But, to get the ATM card, you have to send in $320 and a bunch of information about you.

Paying off holiday credit card debt

You’ve opened all your gifts, and now it’s time to open those post-holiday credit card statements. If you were a little too jolly with your holiday spending, here are some tips to help you pay down your credit card debt.