Buying a car can be exciting, but what if there are strings attached? Some buyers told us that they financed a car through a dealership, signed a contract, and drove the car home, only to be told that the financing didn't go through and they had to sign a new deal or lose their down payment. There’s a name for that: it’s called a “yo-yo” financing tactic. It’s just one of a trunk-load of charges the FTC is bringing against Sage Auto Group, a group of nine Los Angeles-based auto dealerships, and the three brothers who control them.
Are you getting calls or emails from a company you’ve never heard of? Wondering how they got your name or number — or how they know what you’re interested in? The reason might be lead generation. Here’s what you need to know.
If you’re a high school or college student or parent, it’s important to know that beginning this year, the Free Application for Federal Student Aid (FAFSA) filing season for the 2017-18 academic year launches Oct. 1. This is a new timeline that starts three months earlier than usual to align financial aid applications with the college admissions season.
October is almost here — which means, so is National Cyber Security Awareness Month (NCSAM). What does that mean for you? It’s a great time to make sure you’re #CyberAware. Are you doing everything you can to protect your personal information and devices? Check out these questions — and corresponding short videos — to see what you’re doing right, and where your cyber habits might need some work.
The FTC will be refunding nearly $20 million to people who were misled by One Technologies about getting “free credit scores” that weren’t so free. The money comes from a 2014 settlement with One Technologies. According to the FTC, the company misled people by advertising free credit scores without making clear that people would be enrolled in a credit monitoring program — and charged $29.95 per month.
Assistant Director, Division of Consumer and Business Education, FTC
It’s Adult Education and Family Literacy Week. It’s a time to raise public awareness about the importance of both things – adult education and family literacy – and the 36 million adults in the US with low literacy skills.
Attorney, FTC, Division of Privacy & Identity Protection
Do you think an abusive partner or ex is monitoring you through your phone? They might be using stalking apps (spyware) that secretly track your devices. Here’s information about what stalking apps are, how to tell if they’re on your device, and what to do if they are.
Some scammers hide fraud in the fine print; others put it right up front in CAPITAL LETTERS. The FTC has just sued a handful of people and companies that allegedly mailed hundreds of thousands of notices with brazen lies to people in the US and other countries. The promotions, featuring phony claims like “YOU HAVE WON A CASH PRIZE!” and you are a “CONFIRMED PRIZE WINNER,” went mostly to older people.
Attorney, FTC, Division of Consumer & Business Education
The best things in life are free … or are they? Not when a “free” trial ends up costing you money. That’s what happened to many people who signed up for “free” samples from NutraClick, according to the FTC’s latest case.