Did you attend DeVry? Don’t pay for loan forgiveness

Are you a former student of DeVry University — or of any other college — who’s heard from a company that’s promising to get your loans forgiven after you pay them a fee?

We have an important piece of advice: don’t do it. It’s never a good idea to pay an up-front fee for the promise of debt relief. Once you pay, you might not get anything in return. And you might be paying for something you can do yourself for free.

The FTC has been hearing about pitches like these after recently filing a complaint in federal court against DeVry, one of the largest educational services companies in the nation, for misrepresenting the prospects of their graduates to get well-paid jobs in their fields.

So what can you do if you think you might be a candidate for loan forgiveness or are looking for other help with your student loans?

  • If you’ve got federal loans, go to the Department of Education’s StudentAid.gov to find out more about applying for forgiveness and cancellation, or other programs like income-driven repayment plans. Information about one kind of loan forgiveness, known as a borrower defense discharge, is available here.  Applying for any of these programs is free.
  • If you’ve got private loans, try contacting your loan servicer directly to see what options you might have.
Tagged with: college, debt, loan, scam, student

Comments

I joined Devry/keller for a program of Accounting and Finance Master Degree in 2009 and everything was going well with my student loans till a time in 2009/2010 study year where they fail to take the fees from the loan account

and after I started the classes online was told to pay the money from my resources, and denies the responsibility for the mistake, which followed by stopping the courses and drop me out for non payment. I have lost about 10K through this process without getting any benefit and I am now paying back the money to the loan company.

the question is how can the Devry/Keller would make this for me financially and the on the other hand can I continue my Master degree where I stopped after all these years.

If you have US federal loans, go to the Department of Education’s StudentAid.gov. You will see information about applying for forgiveness and cancellation of loans. There is also information about other repayment programs, such as the  income-driven repayment.

There is information about a type of loan forgiveness called "borrower defense discharge" here.  You do not need to pay to apply for these programs.

If you borrowed from a private lender (not the US Department of Education) you can contact your loan servicer directly. Ask them what repayment options they offer.

Yes i did go. And yes i paid the fee to drop my de

THE GOVERNMENT LOAN FORGIVENESS IS UNATTAINABLE. I WORKED TOWARDS IT FOR THE PAST 8.5 YEARS ONLY TO DISCOVER THAT IT NEVER REALLY EXISTED. CONTACT ME AND I CAN TELL YOU MUCH MORE ABOUT IT.

Which loan forgiveness program, Nancik? You can't be referring to President Obama's plan because he hasn't been in office for 8.5 years.

The Department of Education’s StudentAid.gov site has information about applying for federal loan forgiveness and cancellation, or other programs like income-driven repayment plan.

How do I contact you?

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My daughter attended Adrian's beauty college in 12/2007 she was there maybe three months, the most six months. My daughter was not mature enough to have taken that course at that time. However, that was not the only situation regarding my daughter attending. At the time she enrolled I was very specific with the Clerk that I did not want the grant or a loan taken out in my name. She was to do this on her own. While I was in the car waiting for my daughter she came out to the car and said I needed to sign to get her enrolled. I said okay. They did not let me know it was a loan they said it was a to enroll her at Adrian's I specifically said I don't want anything in my name. Well the loan is in my name. I tried working with the school, I tried working with the loan provider, I tried working with Sallie Mae, NOTHING AND NO ONE WILL HELP. What they are charging for this loan I could have gone to a university on my own instead of my daughter, which was my plan to attend the local university and now I can't because I got a loan that I specifically ask them not to do. Because I had my own plan. I had no money at the time. I was living off of the money I had from selling my home, I was in the middle of a divorce, and did not have a job. I was a real estate agent and I was losing money not making money at the time. She should have been able to get grant with taking out loan. I specifically said that to them. The if she could not get a grant then I did not want her to attend because I could not afford to pay for her education at time. I was going to finish mine then work on helping her if she did grant. Well we both stuck on the loan with no way to pay back. I did not get to go to Stan State and I had to take a online course instead. Sucks!!!! and I still on the loan I specifically said I did not want.

The US Department of Education has information for borrowers. In certain limited situations, you can have a federal student loan forgiven, cancelled or discharged. Visit the US Department of Education site for information about "borrower defense to repayment."

Thank you for this information,

I went to devry since 2011 looking for a bachelor since then I haven't got any experience on my degree. I owe over $40K and still I haven't got anything from them since 2012 I told Devry University Pomona Campus to get my loan information I NEVER got a call or a single message from a consultant or advisor. DEVRY IS NOT A SCHOOL TO STUDY AT.

What do I do if I paid the student loan they filed 2x saying I still had 1700 over the 1500 I had already paid for just 3 weeks in a class and never was able to log in and see my grade book or function fully in he class. I still get phone calls saying they can lower my student loans. I paid 17k total to Salle May and Nelnet. If this is a scam can I get my money back.

If you took federal loans to go to DeVry, go to the US Department of Education’s StudentAid.gov to find out about applying for

  • loan forgiveness
  • loan cancellation
  • other programs like income-driven repayment plans.

There is information about one kind of loan forgiveness, called "borrower defense discharge," here.  It is free to apply for any of these programs.

Somebody might call you and say they will help you if you pay them, but you apply yourself for free.

How about if we make the government agencies like FTC bigger and go after these telemarketers and robo callers and fine them for annoying us . And the money that they make from fines will pay for the cost of the extra employees.

Do you know that some loan forgiveness is allowed only if a person files for bankrupt and is disabled . Check with a attorney about it.

Whether you can get forgiveness of a student loan depends on many facts.

According to the U.S. Department of Education, people who attended a school, and who believe they were defrauded or that the school violated applicable state law, may be eligible for discharge (loan forgiveness).

You can read about the discharge process and what it requires you to do.

The accounting process is wAy off I've contacted dozens of times requesting an audit and itemized account but they will not comply they have my student account showing disbursement a months before the loan is listed as disbursed in nsld I've emailed and requested contact to no avail they are now holding me liable for a mysterious amount of 784.00 and I'm ineligible to register for further classes I'm three years into the back to school as a single mom in her thirties and now I can't complete anyone with suggestions or a real contact would be forever grateful

You don't say whether you need information from your school or the U.S. Department of Education.

If you have been unable to solve a problem with your federal student loan, you can ask the Federal Student Aid Ombudsman Group for help.

The Department of Education says that before you contact the Ombudsman Group, you should follow these recommendations to resolve problems with your student loan yourself.

I went there in 2006-2011 my loan is above 70k, should we wait to file the borrower defense discharge until the case is in court and finished? Or do we apply now? I could not get a job with my degree because it was for HR, and where I live employers want 12 years of past history in HR. I was already employed before getting my degree and still at the same job. I just don't see why I should be paying on something I can't use.

The Department of Education has information about the borrower defense discharge for federal loans. There is information about contacting your loan servicer to apply and see if you are eligible for forgiveness, cancellation or discharge.

Hello I previously went to DeVry and I obtained my Associates degree, however I'm Stuck with over 50k in student loans!! :( I know I need to pay something but I dont know what and I dont have all of my papers after moving. How or what should I do for assistance?

 It's important to know what kind of loan you have. If you think you might be eligible for loan forgiveness or want help with your student loans.

If you have federal loans, go to the Department of Education’s StudentAid.gov to find out more about applying for forgiveness and cancellation, or other programs like income-driven repayment plans. Information about one kind of loan forgiveness, known as a borrower defense discharge, is available here.  Applying for any of these programs is free.

If you have private loans, contact your loan servicer directly to see what options you might have.

I attended DeVry University from 2006 to 2010 and owe $78k in student loans. I've been repaying using an income-based repayment plan, but at this rate, I will literally be in repayment for the rest of my life (I'm already 50+ yrs old)!

That said, is it recommended to wait to file the borrower defense discharge until the case is in court and finished?

I realize this question has been asked, but I don't think it was answered since they had multiple questions.
Thank you!

The US Department of Education manages the borrower defense discharge process. You could talk with Department of Education staff, or your legal or financial advisor about filing a borrower defense discharge.

The Department of Education has a borrower defense hotline: (855) 279-6207. Representatives are available Monday through Friday from 8:00 a.m. to 8:00 p.m. Eastern time. If you have questions about borrower defense, you may also send an e-mail to FSAOperations@ed.gov.

Thank you. I follow your suggestions and look into this further. :)

I was also abused by devry university. I was attending classes when my laptop went out I asked to sit the semester out so I could work more hours and save up for a new laptop. My student advisor told me that would be fine and I could return to class as normal the next semester so I took off and when I went to return the next semester I was told to pay of my student loans before returning... How the hell would I be able to do that??? WASTED TIME AND IN DEBT!!!!

Under some circumstances, people who have federal student loans are eligible for a borrower defense to repayment.

The US Department of Education says that under the law, a person may be eligible for a borrower defense to repayment discharge of the federal Direct Loans you took out to attend a school if that school

  • committed fraud by doing something or failing to do something
  • misrepresented its services, or
  • otherwise violated applicable state law related to your loans or the educational services you paid for.

Is there any new updates on the lawsuit, Devry from the start told me once you are out and have your degree you'll be making 45k+... We help you get a job in your study field... Its ads about jobs... The school is a joke in KC. The professors get paid poorly and even laughed about the for profit school... After halfway through till finishing my degree I Realized that this will be scary when I finished. And here I am. debt debt debt 70+k.

The FTC filed the lawsuit against DeVry in January. There haven't been any announcements since then. This page will show any announcments about the case.

DeVry was always pushing me to take mire classes than I can afford. I would tell them I can only do one class a session but they did not listen. No More DeVry

I was offered a grant thru EITC program for low income/poverty called Once in a Lifetime. DeVry claimed EITC never paid it. DeVry fought me for a few months after I was enrolled with them. The EITC kept insisting they paid them the grant of $4,000 dollars.

I was also told I would receive money back for financial aid grants thru Pell and Stafford grants. She said I'd have left over money that would go into my bank account, which never happened during the 2 years of attending DeVry

The agreement was that I would be safe with federal loan with Sallie Mae and was assured I wouldn't have to pay it back until six months after graduation or being out of school for an extended time.

DeVry even had the nerve to put a instructor in that admitted, they couldn't find a teacher to fill the position. She didn't know how to code artificial intelligence and I ended up teaching myself. She passed everyone just to save face. She told me, I should sell my final project, because it was professional level. The point is, she was teaching out of a book not from experience. (Which DeVry ensures their instructors have).

About two years down the line I asked about the monies left over from the grant that was suppose to go to my account. That's when their attitudes completely changed. They told me, I had to pay my tuition or I couldn't continue my courses, also threatened to take away my DoD security clearance away (Which they did).

I also applied for the G.I. Bill which was denied, with the reason being G.E.D. Which also doesn't make sense. My loans defaulted, about 4-6 years ago, I never received any calls, emails or letters in the mail. The accounts were sold off to collectors under charge off and were listed as closed. I recently looked at my credit report and the accounts are now listed as opened. The credit report reads, I'm missing payments with the federal loans. Once again I never received any information about the loans. I plan on going back to school this year and don't know how this is going to affect me.

The US Department of Education has a Federal Student Aid website.

The website has information about repaying your loan, and about the consequences of default. Check the Federal Student Aid website for ideas about what to do.

Are there any examples on claims that were submitted successfully to FSAOperation as explained on the studentaid.gov website? Specifically I'm looking at the discharge process laid out here:studentaid.ed.gov borrower-defense

I want to make sure I have all the required documentation, but I'd like to see some examples of what to place in the section that says: "Any details about the conduct of the school that the borrower believes violated state law" I attended DeVry in Washington statue until 2010 and want to make sure I have all my facts straight before applying for loan discharge. Does anybody know of any related resources that give good examples of what to list here for DeVry specifically? I don't want to just voice my opinion on what I think they did wrong, as I don't know how well that will hold up. Thanks in advance.

The Federal Student Aid website says that if you have questions about borrower defense, you may call the borrower defense hotline (855) 279-6207. Representatives are available Monday through Friday from 8:00 a.m. to 8:00 p.m. Eastern time. Or, you can send an e-mail to FSAOperations@ed.gov.

good information

I had loans from Devry between 2006 and 2008 and many of the same issues I experienced. This format I don't want to go into detail. Now I had loans from other schools as well in 2013 I consolidated all of my loans Devry with non Devry into one new loan. If its found that I am eligible for some reimbursement do they look at the old loans and adjust the amounts based on that and knock off what I owe in loans based on those amounts? They would have to include all the interest piled up as I have not been able to make payments due to an incoherent job market. Many employers have criticized Devry's standing that it makes it difficult to get positions in the Accounting field if a Devry Degree is present. So lots of interest has resulted from these loans. Again how does it work because the original Devry loans were paid off through consolidation with other loans where i am in Income Based Repayment already.

The FTC filed suit against DeVry in January 2016. The FTC says that DeVry’s ads deceived people about the likelihood of getting jobs in their field of study, and that they'd earn more than people who got bachelor's degrees from other colleges or universities. The lawsuit has not ended.

If you think you might be eligible for loan forgiveness or need help with federal loans, go to the Department of Education’s StudentAid.gov. You'll see information about applying for forgiveness and cancellation, or other programs like income-driven repayment plans. Information about one kind of loan forgiveness, known as a borrower defense discharge, is available here.  Applying for any of these programs is free.

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