"Free Money" from the Government: Variations on a Scheme

"There is currently money available NOW right here in your area, to help pay your bills."

"NO lines, NO waiting, NO credit needed. This is YOUR money and will be sent back to the federal government if not used in your area."

Federal officials, consumer advocates, and businesses are hearing from people who have responded to ads, websites, phone calls, text messages, and visits from salespeople who claim the federal government will pay their bills – for everything from utilities, cable, and cell phones to their mortgages, student loans, and insurance premiums. The salespeople are scam artists. There is no federal bank account set up to pay your bills.

The FTC and the Federal Reserve Bank of Atlanta, say these cons are pros who may use half-truths to draw people in: The federal government has public assistance programs to help people in need. But this so-called program is a fraud.

If you respond to the scam artist's come-on, they'll charge you a processing fee and ask you for your personal information, which may include your name, Social Security number (SSN), credit card number, debit card number or other personal information. In exchange, they will give you instructions on how to use bank account and routing numbers to pay your bills online, or print checks so you can make your payments in person or by mail.

At first, you may think your bills have been paid. It's not until the payment is rejected, and you're notified that you still owe the money, that the scam is revealed. At that point, you may owe late or penalty fees to the company you thought you were paying as well as possibly owing fees to your bank for returned or rejected payments. The damage doesn't stop there: Not only do you still owe the money, but you're out the "fee" you paid the scam artist, you're at risk for identity theft, and you could be fined or even arrested for passing bad checks or trying to use a bank account that doesn't belong to you.

If you see a pitch for this scam, share it with your local police department, Better Business Bureau, state Attorney General's office, and the FTC. If you followed the scammer's instructions, contact your creditors immediately. It's also a good idea to review your credit report, which you can do every twelve months for free. To order a free copy of your report, call 1-877-322-8228 or visit www.annualcreditreport.com. Look for inquiries from companies you haven't contacted; accounts you didn't open; and debts on your accounts that you can't explain. Check that information like your SSN, address(es), and name or initials are correct. If you find fraudulent or inaccurate information, get it removed.

The Facts About Getting Government Assistance

  • The government provides help through benefit programs for job training, nutritional assistance, education, and health care, among other needs.
  • To get government assistance, you must apply. Each program has specific eligibility requirements.
    You shouldn't have to pay a fee to apply for a government assistance program.
  • Not all government assistance programs provide cash payments. Assistance programs that provide payments may have conditions and limitations.

For More Information

For information about federally-funded benefit and assistance programs, visit Benefits.gov. If you don't have access to the internet, call USA.gov's National Contact Center at 1-800-FED-INFO (1-800-333-4636), Monday through Friday, 8 am to 8 pm Eastern Time, to speak to an information specialist.

Tagged with: debt, government, loan, scam
Blog Topics: 
Money & Credit


I got a call today from someone offering a government grant. I was told that I would get a check deposited into my account in the amount of 8500.00 if I just gave them my account number, Well I told the foreign speaking person on the phone that if they mailed it to me that I would deposit it myself. Well she began very angry when I said this to her. So if you get any calls for the 202 area code beware. It is a scam. Dont answer unless you know the number and if the person that is offering the government grant not American then you know it is something strange going on....DON"T GIVE INFORMATION OUT PERIOD

The same 202 number called me they should be in prison!!!!!!! They wanted me to get a greendot card from Walmart for $250.00 and call them back. Really!!!!! Nobody is that stupid!!!!!! They should be in prison!!!!!!

This is what happen to me today and I'm so stupid to send the money to the people I don't know but I did and I got nothing in return. I'm learning something new in my life and this is the first time happen to me. I regret sending the money to them..

Received a phone call from a man named Adam Young he was telling me that because I was a good citizen because I went to school, wasn't convicted in the last 6 months and because I was unemployed. somehow he already knew my name address and phone number, but you can also see that online if you really dig into it, very convincing but I kept on listening, he said I was rewarded $9973 with no fee all I had to do was call a 917-310-1045 number with the confirmation code AC7070 ,the HHS IN NY , foreign man picks up and he doesn't sound the least bit professional, be very aware, people have nothing better to do, Adam young called from a (215) 471-3452 PA USA and also called from a (202) 222-2000 DC, USA.. 5 minutes later,!! That is impossible

Yeah mine was $9200 for $210 deposit via money order or western union go to Walmart 6465832732 managers number they said Walmart Will hold your $210 till the transfer was completed contract selina at ext.108 and she would make sure your transfer goes through and you have your money in hand

Thank you for sharing your experiences. These are useful details for a complaint.  Please go to ftc.gov/complaint to report this.

I just got a call from this guy saying since I never ben in jail and pay my taxes on time I am going to receive a 8500.scam season has started beware

Some guy named Joseph smith just called me lol. I'm a kid but I'm not that stupid. Talking about I'm eligible for a 5000$ grant because of my good record.

I just got a check in the mail. Called the bank and there were no funds. I'll let you know that if you call the bank and you can access a branch and I there are available funds... You could cash it. Anything like that is considered a scam. Escrow stuff. So do not deposit it.

My daughter received a call today from 202-470-1409 and he told her his name was Gary Tyler and that he worked in DC for the Government. He told her that he could get her free money from the government but he needed her to pay a small fee of 200.00. She called me and gave me his name and number so I called him back. I got a machine telling me to leave a message and then it said the mail box was full. Within a few minutes later I received a call from this so called Gary Tyler and I explained to him that I was aware that there was Government Grants and Loans out there but the Government would ask for that kind of money. I then told him not to call my daughter back with their lying bull....

I was trying to get a small pay day loan, and was declined. After paying several fees trying to get the loan, I was promised a free grant plus all my fees back...but would have to pay just one more fee to receive the grant! Over $1,500.00 is what they end up getting out of me. Im devestated...was having to come up with that money somehow each time they said I had to pay another fee. Although they sound so promising and adimit that your funds would be in the bank 45 minutes later, yet they will tell you if you dont pay this last fee...the deal would cancel and how sorry they were that none of my money would be refundable. This will go on and on until you just give up. Im turning every bit of this in, and pray these people will be caught and prosecuted!! However their confidence in this whole scam thing only tells me they are so good there is just noway of them being caught, and I certainly will not be able to get any of my money back! Sad! Hope FTC out smarts them and finds them all! Now Im in a whole lot worse shape than I was in before.

I received a call today from 2028553175, I could barely understand him, he had a federal grant for me all I had to do was western Union the government 260 dollars then I would receive it back plus my 8500 dollar grant. Thank god I called the ftc!!

I need the help

i need help in caughting up on paying bill and borrowing money.

I reeived a message from a facebook Aquaintance, saying he rec'd $70,000 from a gov't agent named Edward Robertson Nicholars. He gives the white house as his address and this friend said he saw MY name on the list to receive my money. He said this guy has a facebook page and I need to "like" him and message him to receive my money. I did this and he said I need to fill out and return my "form". Which I have no idea what he is talking about. He left an address and message and told me this is a grant funded in part by Mark Zukerberg to deserving people. Here is part of the message I received:::"To Success and Focus For Deaf People, Hearing, Poor and Retire Workers in the Community, Supported By The United State Of America
1600 Pennsylvania Avenue,
NW,Washington United State
Reff No: BE102/85428

I also got a message via facebook, claiming send $800 to get $90,000.00. From a man named Willans Robert.

I too have received info from Richard Williams. He wants me to send $950 for processing fees,shipping and handling charges. I have a friend who swears that he's real and that she's already received the money from him. This woman has always been trustworthy and I honest with me in the past but I'm extremely leery of his wanting money up front. If anyone has any idea of what's going on with him I'd appreciate your imput.

You're right to think twice about sending money to someone you don't know. Don't give personal information, or money, or your bank or credit card number to someone you don't know.

Scammers make all kinds of promises to convince people to send them money. They might say you  qualify for a “free grant” for tuition, home repairs or unpaid bills. The caller could say he's from a “government” agency or some business that has an official sounding name. They say: you're guaranteed to get a grant. But these “money for nothing” grant offers usually are scams.




Need to now if this graduated is one of the one's that needs to be paid back not

I lost my job... i haven't been having luck find me another one & i need help to pay bill & buy me some food for me & my 2 boys

Call 211

im just wondering if there vreally is money out there to help US?

I paid $2700 for a grant for the blind, deaf and loss of hearing.......It started as $300, a little more here and there. All wire transfers. Stay away from Special Agent James and Harry Curry.....They are very good at what they do. Very convincing.....but thieves.

How do i get money from the goverment i Really could use it . I would love to just not worry about anything and just be happy...forever....

About a month ago, I got a call from US government grants and used my credit card to pay fee of $3.89 after all, that is a coffee. I requested a number I could call them back at and a website. after I got off the phone, I tried the website and it wasn't real, so I tried the number and would only get a recording. I immediately called my credit card company and stopped payment. Since then, I have had numerous other attempts for me to do the same thing even when I request them to remove my name.

I just got that phone call too. They said I'll get $6,952.00 if I pay $3.89. I can use the money but not if it is a scam.. Help.....

i am a single father of two young boys. i have had two heart attacks at the age of 32. my sons are 11 and 9. I could really use some extra help. thank you very much

Trying to build up a business

How can I get the free government to help pay off bills and debit. thank you Bernice Phelps

I need money to pay bills .

I need monry ti pay my credit cars

I received a phone call today from Travis, who sounded India Indian, claiming to be from the US Grants Dept., 200 Independence Ave. SW, Washington DC 20201. He offered me an $8K grant because I paid my taxes on time, had no criminal record, & no bankruptcies. He provided me with a money approval # GK 1245 & a security code #2382. In order to proceed with getting the 'grant', I was to call his account manager at 206 905-9357. Smelling a rat, I called the FBI who referred me to the FTC. I find out that I am one of many who have been contacted....but mercifully not taken in by the scam.

Hello my is Betty i just receiver a calle For a men name Steven potter he said to me the am gram us government for $10,250 hir wan me to go to walmark to my make money gram direct deposit In order to receive my gram,, i need help is this true ?

The Federal Trade Commission says that “money for nothing” grant offers usually are scams, whether you see them in your local paper or a national magazine, or hear about them on the phone. To learn more, read Government Grant Scams.

I received a call today saying I was awarded a $7000 federal grant I could use for anything and not have to pay back. they wanted to deposit this money to my checking account or debit card. When I said I had neither, they said I could recieve it by a Money Gram. They gave me a verification number and then had me call another number for further instructions. Both people I talked to were foreign speakers. I was to instantly call a number they gave me to talk to the second person, which I did. This person gave me his name and title and verification number. I was to call him when I got to the store for the money gram for further instrucions for the store. But I had to pay $300 because the money would come from the Federal bank of New York, with the promise this money would be returned. I told him I did not have the money at this time. He said I could call any time with the use of my verification number after I had the required $300. He was very convincing. Luckily I did not have the money or I might have fallen for this.
Beware they are good. The number they had me call back was 202-600-8694. Do not fall for this no matter how good it sounds. I really could have used that money. But knew it was a no win scam.

Are you People really that naive? that you think someone over the phone is going to magically give you money? c'mon..get real go to work!

To good to be true

i am 64 years old i have mortgage with loancare,every they
go up which they done this iam on a fix income i am
bearly gettng by now they have another $64.00, i need
help very bad.thank you very much.

I am in dete, I am disabled,I will lose my home if I do not get financial help.

I got a call from 202 738 1131 saying that the Federal Govement said I qualified for a 8400.00 grant that I did not have to pay back the guy sounded like he was from India I could not understand him because of his accent he asked what I would do with the money I told him I would pay medical bills he wanted my checking account number so he could put the money into my account he got very upset when I would not give him the account number I asked who could verify who he was and what agency had the free grant I told him if I could not verify that information I was going to call the BBB he hung up and so far has not called back.Beware of this 2027381131 number Iam glad I called the BBB an got the FTC number who was aware of the Scam If it sounds like it's to good to be true it probably is. Thanks

You can file a consumer complaint with the Federal Trade Commission (FTC) at www.ftc.gov/complaint.

Watch this video to learn more about how to report a scam to the FTC and why it matters.


I need money to pay doctor bills

i like lots of money

I would like to notify who is for real and who is scaming.

I need money to pay my bills and to start a small business

I.am in desperated need of money to pay lots if bills need to know who's not playing games and will help out.

It,s the frist time at this site so I don,t know what to think.

I got a call telling me I have been approved for a free grant. Wanted a $3.oo on my credit card for processing fee. Yeah, I am going to give all my credit card info. to a voice on the phone. I hung up!

Was contacted by a schemer saying I had been PPOVED FOR A GRANT WITH NO INTEREST and no pay back. Wanted me to put a $3.00 processing fee. Yeah right. I'm going to give my credit card info. to A VOICE ON THE PHONE. Not!!!!!

I was Scamed out of 4,000,00 about 5 yrs ago

The desperate will always get scammed

watch tel 201 224 7220 and 206 453 0101 mr eric green scam.

I had a few DIFFERNT people call me,one said I won a 60Inc tv,wow I said,but this person know my name,an ASKED all I had to pay was a delivery fee,$75,well I said I sure do need a tv,cause I really didn't have one,I'm on a small pension an I can only go to the SUPERMARKET ONCE a month,I told this person that,he said to me,lady this is once in a life time deal you were picked to get the tv,well I said tell that company I'm poor an can't AFORD to pay the fee,he got really got upset I said you can't expect a poor person to pay for these things,he said this tv will make your life happier,o really I said people don't even want to be around me cause I'm poor,The phone went died,I know he is not calling me back,,by the way the GOVERMENT DOESN'T OR THE STATE CALLS ANYBODY AND SAYS YOU HAVE WON ANTHING,THOSE PEOPLE ARE CON ARTISTS THEY DON'T CARE ABOUT ANYONE THY DON'T HAVE TO SEE YOU,THEY JUST NEED TO CONVINCE YOU THAT YOU WON,SO YOU GIVE THEM MONEY,DON'T BELEAVE NOTHEN THEY SAY,THEY ARE AGAINST GODS WAY IN LIFE THAT IS HONESTY TRUTH AN LOVE ONE ANOTHER AS ONE DOES THERE OWN FAMLY,DON'T TRUST STRANGERS YOU DON'T KNOW,BLESS EVERYONE OUT THERE,I AM MY OWN FRIEND,I'M THE ONLY ONE WHO LOVES ME,PLEASE BE CAREFULL,ONE ADVICE,IF SOMEONE CALLS AN SAYS YOU WON SOMETHING,DON'T ANSWER BACK HANG UP QUITELY,


Just got a call.i got a 7000.00 grant and no pay back.gave me a 206 855 3282 and give confirmation number and I can pick up my money at wal greens or cvs or rite aid... haven't got anyone to answer my call yet,,,,, sure its a scammer also

Today I have been getting calls from a unknown number all day I answered it it was a forgin man telling me I was chosen to receive a government grant of 9,000.00 tthen directed to call this number. 202-657-6271 and give ref of gg4024. Yea right total scam.


hi to do this cuz I've never ask money money from the government I'm so far and that and I need a little help and do I have to pay this money back

inportant info

I read most of these postings. Seems they are almost all posted by scam artists. You would think the FTC would clean this up as this is a gov website. Hate these trying to scam money from Americans.

I got sceemed out of 800.00 said I was gonna get 60,000 then was I couldn't get money unless I paid 5000 there number was 1323843842

Received call from India guy, said I could pick up money at Walmart. I told him don't bother,he said he will send me a cancellation letter, i said don't bother,he continued to ask me,am I cancelling,I told him don't send me *hit.

got a call from a foreign speaking person for a 9,000 dollar grant,all I had to do was go to walgreens and buy a green dot card for 195.00, and call him back to get a number and take to western union to get my CASH , don't think so, there number was 206-801-1924

Just received a call today from 202-657-6475, the man was speaking with a foreign accent and i could barely understand him. He promised a 6,000 dollar grant from the Federal Government. I gave him my account number but now realizing how foolish that was. He told me to contact his manager for further instructions, but when i called that number (another 202 number) i get a security companies' answering machine, what the heck? I hope these culprits are caught soon!

Received a call today from 206-855-3282 identifying as IRS; male with Indian accent. When pressed for details he said he was an IRS Officer contacting about owing back taxes.

I really need the help

Have receive info form a friend on facebook about my name on a list on for winning's of $30,000 form something from the govermet at phone #267/422-2130 the person has been replying back to me, I have been asking questions that they and I know have not been getting clear answers they are wanting $1000. sent first by Western Union to receive UPS payment.

Scammers will say they are from a government agency, and claim that you won a prize. Don’t pay any money for something you "won". Don’t wire money, because if you do, it's like sending cash. After you send it, it’s gone. You can’t trace it or get it back. Don't send a check or a money order, or put money on a prepaid debit card. Read more about  Prize scams.

As grown ups I would think that common sense would send you a red flag that when people who call you with very poor English offering Americans free money is definitely a scam, they only have p.o boxes because they know it can't be traced and be smart there are also many different phone apps to make up numbers. As it's hard for alot of people but don't be so desperate that you loose money that you don't even have in the first place. The old saying goes NOTHING IS FREE!!! Foreigners are getting rich off the poor for free and That's real!!

my call came today telling me I have been picked because of whatever... and if I send 299.00 they would send me a grant for 9299.00 in free money. I acted like I was a money gram and asked who to send it to. it took a while and two transfers to get the name Kelly Williams in India. she let me know that yes it was in India but it is cheaper to be rerouted through India for tax purposes. they then told me they would stay on hold until I completed the transaction. I then put the phone on mute and finished my day she stayed on hold for 45 min saying hello before she hung up. thought I should play with them for a while. what a shame SMH!

thank u for the help

Gee, what's described sounds like something from the Dept. of Human Services. You know, you submit all your expenses - your income and your actual costs of rent, electricity, gas, phone, etc. You know, REAL costs. Then they run it through their program and it spits out a figure that you're ALLOWED ON YOUR INCOME for all those things. It doesn't matter that it has nothing to do with reality; those things don't count. Then they tell you all you're allowed in food stamps because you're not supposed to have actual expenses higher than what is ALLOWED.
The only program that seems to work right is the heat assistance. Medicaid and food stamps don't because they don't raise the poverty level when the cost of living goes up. The biggest scam by far are the government assistance programs. They are a farce.

I'm 21 im on social security and they are starting to take all my income I receive away because they overpaid me of 4,508. Is there another way I can receive a monthly income

I got a call today from an unknown number, which really should have been a clue that it was not a good idea to pick up the phone. A man with an indian accent, whose name i can't remember told me that i was selected from the government to get $9200 because i had no criminal record, good credit, and paid my taxes on time. They already somehow knew my full name, and address. I confirmed those before i was smart enough to hang up. ; ( He wanted to give me some sort of confirmation number and asked me for my account information, which i DID NOT give, and promptly hung up on him. Im kind of creeped out to be honest. Can they do anything with just that information confirmed (name, address, and cell number)?

It's smart to hang up and refuse to share personal information. Scammers may get our names, addresses and phone numbers available online or through public records. They use that information to try and trick you into giving out valuable information like your bank account or credit card numbers, or even Social Security number.

If you think someone might have misused your Social Security number or financial information, go to identitytheft.gov for tips about what to do.

I just received a phone call saying the government was going to give me 8000 dollars to use any way I wanted to. I listened to what they had to say the told them I would need a letter of confirmation. they gave some numbers and a phone number. Then i told them I would give the information to my power of attorney. I knew it was a scam and cut them off. By the way I am 89 years old. So be careful of phone calls.

no way is the government giving me money I did not give them any information as they already had my name and address.

CALL FROM 124-556-4654 FOR $9200 MONEY FROM TREAS.

I just received a call from the federal grant people and as I was reading over all ya'll posts I didn't see any simerlaritys at all. None of the numbers matched mine also wasn't asked to give money nor did they tell me how much I'd been approved for. But, I'm still very much worried that it's just not gonna be true. They've asked me to call back in 2 hours because of all the paperwork they needed to get in touch with my bank, but I also took precautions! I called my bank and told them sswhat I'd done and to be on the lookout for fraud. But so far it seems to be legit! Please say a quick prayer for me and my family cause we really need this money badly! ,, thx and I'll keep ya'll posted

You can learn more in this article about Government Grant Scams.

If you give someone your bank account number, even if they say they're going to give you money, you make it possible for them to take your money.

Grant scammers usually start by congratulating you. Then they  ask for your checking account number so they can “deposit your grant directly into your account,” or cover a one-time “processing fee.” They might say you can get a refund if you’re not satisfied. With these scam calls, you will never see the grant they promise. They will disappear with your money.

Don’t pay for a “free” government grant or give out your bank account or credit card numbers. If you have to pay to claim a “free,”it isn’t free.

guy named john called me asking for my bank details, joining fee was 250$ but before hand said it was free. scam assh...

Money u can use for things needed

Plus I'm Diabetic an arthritis in my knees an walk very so I need transportation

I got a message from someone saying he was an FBI agent with the Atlanta office and he had a check for me for $300000 and I needed to go to Walmart send 700 to this person and get my check via FedEx in 24 hours. Supposed to be for disabled retired or deaf people. I called the police.

I need money so bad I have no food my lights r off and I have no money to get nothing or to do nothing I have miss meals I need help bad

Go to usa.gov for information about how to apply for SNAP (which used to be called food stamps), and 'utility assistance' or 'energy assistance' programs in your state.

I was put in touch with a lawyer. He facebooked me. He had a list of what you could get according to how much money you wanted. All he wanted was address,name and the fee, example : $750.00 - $50,000, $1000.00 -$100,000 and so on. When I started to question he kept asking, how soon will I be sending the money ! No way how many questions I would ask, he would ask me the same. Even after finally me saying NO, he still tried persuading me with even more persistents. GUESS WHAT.. He had no foreign voice! He was American and from Maryland.

They are now calling from a blocked number. New call number of 518-643-4154 and the name Charlie Williams and a confirmation code of ST564 for a grant of $6700.

Someone asked me to call 518-643-4154 this morning and said that the government will give me a grant of $6700 as well.

they called me form unknown and 315 aera code

I received a call today offering me free fed grant money. She was not convincing but I continued To listen to her which was difficult to understand due to her thick accent. She offered me three form of payment...Bank card number, Checking account number or Walmart wire money transfer service.
How very deceitful! Is there a way that I can report thess scammers?

You can report to the FTC at ftc.gov/complaint. The information you give goes into a database that law enforcement uses for investigations.

The only reason there are scammers is people actually fall for it .

This is imposible that we are in the USA and that this happen.That people want to do this things to inocent people with needs and nobody do anything to stop this injustice.

I know damn well the government isn't giving out free grants so I knew it was crap. I was curious to know what he was going to say so I listened. I asked him why did I get selected and he gave the same as all of you (I'm a good citizen, with a good background and all that). Then repeated his script from the beginning. phone number called in from : 206-249-7334 and the second time was from a private number. I don't know how one wouldn't know it was a scam, but be careful.

I would like to know how can I get free grant money to fix up my kitchen

I would like to get this money but to be foreal I don't this is true let's see

I just rec'd a call from an unknown number was told I was going to get $9200.00 from Federal Grant money. It was also foreign women that I talked to they tried to get my info then said I could use Western Union but I would have to pay $200.00 that I would get back once the money came through I would get $9400.00. the number they gave me to call was 206-925-3743 Kim Johnson Ext 337. I asked questions because I didn't think it was ligament then she said I could call back once I decided at any time and give them the money file number they had given me.

Please report this to the FTC at ftc.gov/complaint. The details you give will go into a database that law enforcement uses for investigations.

Blog comments don't go into the database.

I'm a Motherof 4 kids working 20 hours a week and go to school 4 days a week struggling, to take care of my kids. January 22 2016, i was waiting to pick up my kids at school, and i received a call from the IRS that told me you are qualified for 8,500 Dollars, and to receive the money you have to go to western union to pick them up. After that he will give me the money, I think its not fair to those people who use Government names to scam people who can't afford the bills and have money problems.

Yeah they just called me and said I qualify for 10200.00 but i have to send the federal bank 220.00 first I told him I'm not sending money to get money that's crazy and he told me to go to the store and send it western union I told him to go to the store and pay it for me or take it out the 10200.00 he hung up lol!

I need to fint a free grant to help me now my bills are in the court rasing two grandsons my rent is over do my ssi pay the rent but still behind I have never did this so plz hel

If you get a phone call or see an ad about a free grant, don't reply. There really aren't any free government grants. There are government programs that help people pay for their food, housing, medication and other things, but those programs aren't grants. If you want help with your bills, you can

Benefits.gov can help you find money and benefits you might get for job training, childcare assistance, health care and other needs. GovLoans.gov lists federal loans available for housing, disaster relief, education, veterans and other purposes. You can also go to usa.gov and type words like "heating assistance" or "SNAP" (which used to be called food stamps) into the search bar.

I just received a phone call from a man claiming to be with the federal government. The phone was 800 360 7084. He said that because I was in good standing with my bills and had not filed for bankruptcy in the last 6 months, the government was going to give me 14,500.00 dollars. He had my name, address and telephone number. Actually it was my cell phone number. When I started to ask him questions he became aggressive and nasty. Reminding me that he had my name and address. All he wanted to do was to place this money in my checking or savings, or if i could give him my credit card number. Fat chance. Hope you catch this one. I called the number. It rang once.

Hi my name is Dale from dauphin I need help with money to pay off my sons bill

This FTC article has ideas about coping with debt.

For example, you could talk to a credit counseling organization. Credit counselors give advise about managing your money and debts. They offer free education and workshops. 

Counselors with you about your entire financial situation. They help you make a plan to deal with money problems.

This government website has a list of credit counselors in every state.

Please understand that many of these schemes are using the money to fund terrorist activity! It is very important to NEVER give your account information to companies that are not your normal ones, like utilities. And even then, do it in person. I had a scam I almost fell for who impersonated our phone company!

Jodie, not all these scams fund terrorism; some just want your money for their own benefit. Also, NEVER give your account information to ANY company - even ones you do business with. Companies you already do business with will not call you to request any of your account information (account numbers, passwords, social security numbers, etc.). If there's a problem, they may notify you to come to the office or bank, etc. to discuss it, but they won't ask you these things out-of-the-blue on the phone.

A Man just call to inform me that my 11 year old daughter apply and won 5k and for me to pay $250.00 for the ATM cards to receive the money. Total scam

Respected Sir, here i am going to tell you my plight.i am 8o%handicapped,you have to get my Email inbox file name P.

sir i having need financial help because i am totally backer, my wife also has left me after accident ,my plight is like leprosy man every one watch but no one came forward to help,

If someone harmed financially with a scam, you can report it to the FTC at FTC.gov/complaint. You can also report to the  Attorney General’s office in your home state in the US, or in the state where the scammer lives.

If you are an older person living in the US, you can learn about financial assistance with medicine, food and healthcare at Benefits Check Up.

I just got a Facebook message from someone (not a friend) I knew 50 years ago in high school, telling me I should contact a man on Facebook named Larry W. Batten, who calls himself a Federal Government Grant Agency Clain [sic] Agent. Of course, the MINUTE I heard this, I knew it was a scam, as I'd read about it before. Plus I didn't work in the IG's Office at CIA for nothing! I told my former classmate that I wasn't interested. Good-bye. But I'm going to post something on my page (and on our high school's page) in case this guy tries to pull this on someone more un-suspecting. I live in an over-55 community in AZ and our local paper has a column about scams (great idea, as seniors are often victims, as we're very trusting and often targeted) and I'll send a note to them, too. Plus, I'll report my classmate and the other man to the proper authorities. Shameful what people will do to hurt others for financial gain.

I need a grant or loan for disaster relief I'm disabled and have bad credit

You can read about how to get financial help after a weather emergency in this FTC article.

Also, check the list of federal government resources at the end of this page. There are agencies that help with housing, or help veterans, and state and local agencies.

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