The FTC will be refunding nearly $20 million to people who were misled by One Technologies about getting “free credit scores” that weren’t so free. The money comes from a 2014 settlement with One Technologies. According to the FTC, the company misled people by advertising free credit scores without making clear that people would be enrolled in a credit monitoring program — and charged $29.95 per month.

Do you think an abusive partner or ex is monitoring you through your phone? They might be using stalking apps (spyware) that secretly track your devices. Here’s information about what stalking apps are, how to tell if they’re on your device, and what to do if they are.

Some scammers hide fraud in the fine print; others put it right up front in CAPITAL LETTERS. The FTC has just sued a handful of people and companies that allegedly mailed hundreds of thousands of notices with brazen lies to people in the US and other countries. The promotions, featuring phony claims like “YOU HAVE WON A CASH PRIZE!” and you are a “CONFIRMED PRIZE WINNER,” went mostly to older people.

Another data breach. And this time, it’s your personal information. Take a deep breath. Then check out this new video from the FTC.